*HOT* Capital One 360: Earn $100 w/ New Checking Account (Plus, Earn $76 w/ New Savings Account!)

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Only 3 days left to snag these sweet promos offered up by Capital One 360! Through July 3rd, you can earn a whopping $100 when you open a new 360 Checking Account! Plus, open a 360 Savings Account and you’ll snag a $76 bonus! πŸ˜€

Here’s how to snag $100 with a new checking account:

* Head over here and click on the Apply Now button
* Follow the instructions to open a 360 Checking checking account (be sure to open your new account no later than July 3rd!)
* You’ll then need to use your Debit Card to make 5 purchases or use CheckMateSM to make 5 remote check deposits (or a combo of both) within 45 days of opening your account.
* Your $100 bonus will be automatically deposited into your account on day 50.
* Keep in mind that this $100 Bonus is only available for new 360 Checking Accounts (including Electric Orange checking) and your bonus may be reported to the IRS and your state

Here’s how to snag $76 with a 360 Savings Account:

* Head over here and click on the Open Now button
* Follow the instructions to open a 360 Savings account (be sure that you open your new account by July 3rd!). * * You must open the account with an initial deposit of $500
* The $76 bonus starts earning interest on day 1, but you can’t take it out for at least 30 days.
* This offer is only available when you open a new 360 Savings account (including Electric Orange Savings Account)
* Keep in mind that your bonus may be reported to the IRS and your state

What an easy way to earn a little extra money! And if for whatever reason you decide that you don’t want these accounts, you can cancel at anytime. Also, keep in mind that the required purchases can be of any amount – small or large.

If you have an account with Capital One 360 already, I’d love to hear your feedback!

Join The Discussion

Comments 61

  1. Jamie

    I love the flexibility that this account offers my boyfriend and I. We signed up for this promo last year at this time and have had no regrets. The money was deposited on day 50 just like it was supposed to be. Gotta love free money!

    If anybody is interested in signing up, I would greatly appreciate if you used my referral link! We just became first time homeowners and I’m currently fresh out of college with my BS looking for a job. Every bit helps! TYSM. πŸ™‚

    https://r.capitalone360.com/7aMoH7N1ky

    • Lizz

      I used your link.

    • Jenna

      I used yours!

      • Jamie

        Thank you so much! I know this is late, but I wanted to let you know that I appreciate it. πŸ™‚

  2. Jean H.

    It is so easy to use and getting the bonuses are great. Captial One only does this twice a year and this time it’s a higher bonus.

    I would appreciate if you would use my referral code. Thank you so much!
    https://r.capitalone360.com/ZsWvUMt6dr

  3. amanda

    It wouldn’t let me open the account bc I have no credit score πŸ™ lol

    • chris

      I got the same error.

  4. rae

    I’ve had the CapitalOne account since last Thanksgiving when the promo was active. I’ve really appreciated the ease of use & lack of limitations (unlike most banks!).

    I just gradated from college & I’m in quite a bit of debt. I would really appreciate it if you used my link! Thank you,

    https://r.capitalone360.com/TSWAuHU2tz

    • Crystal

      Just wanted to say congrats for graduating from college. What a great accomplishment πŸ™‚

  5. Niki

    i had a capital one checking account before, can i still snag the bonus if i open a new Savings account?

  6. Janie

    I have a capital one checking account, can I stop open a 360 checking account??

  7. viv

    I’ve had this savings ever since it was ING and I really enjoy the ease in transferring between my primary bank account to the savings here. I have this account because of the higher interest rate and it’s easier to save when you don’t it in your primary checking account. I also set up a savings that I deposit money for my little boy! I would appreciate if you could use my link, thanks so much!

    https://r.capitalone360.com/BQPJKdgMJM

  8. Jess

    These accounts are AWESOME for you and for your kids! Great interest rates and great customer service, they answer quickly!

    Please use my link so I can get a bonus πŸ™‚ Thanks!

    Thanks Collin!

    https://r.capitalone360.com/5xu1y9BnH3

    And Happy 4th of July America!

  9. Kelly

    Here we go w the referral links!!!

    • Tasa

      I always use Collins! She deserves it for all she does for us.

    • Eve

      I always use Collin’s links. She should get the referral credits — she provides all these great deals for free. I wish people would stop these “Please use my link…”

    • Cali wife

      Yes it’s only right that we use Collins referral link, after all she is the one doing the work to get us these deals.
      Thanks Collin.

    • Broke college student

      I know everyone wants to use hers (completely understandable) but I wanted to mention that there’s a limit for capital one 360 of $1000 in referrals (25 checking accounts). I wouldn’t be surprised if she has reached that limit. I could be wrong, but I’m just saying. I too am very grateful for everything she does for us.

    • Mel

      To be fair hip is her job. Not that she doesn’t do a great job and doesn’t deserve thanks and respect, but considering that this deal goes twice a year and with all her readers… is it really that big of an issue someone else wants to try and get a bonus? I think you’re just being petty. Save it for the big issues ladies.

      • Jamie

        I don’t think there is anything wrong with using another reader’s referral link. Like some of the readers above have mentioned, she has likely reached her limit and Collin has expressed in the past that we are more than welcome to post/use other reader’s referral links. I can understand wanting to give her credit for all she does for us, but whats wrong with helping other readers out too? C’mon ladies, be bigger than that.

    • Laura

      I hear ya!

    • syeo2013

      Collin is so sweet to say to feel free to share your referral links but honestly, she invests soo much of her time making this a fun awesome blog that gives back in sooo many other ways – this is OUR small chance to give back to her!! πŸ™‚ We don;t know if she has reached her limit or not and would like to honor her for all she does for us. It has nothing to do with being petty but rather about putting her first and honoring an awesome lady who has helped us all sooo much! πŸ™‚

    • Ann

      I cant find Collins’ link ? The links above just go to the ca 360 site

      • Eve

        If you click the 2 links in Collin’s post above (first link is for checking account, and second one is for savings), she will get the referral credits for them. Those link will take you directly to Capital One websites.

  10. Crystal

    I love banking here. Absolutely no fees and great customer service. If anyone is interested in signing up I would really appreciate it if you could use my link. I’m saving up to buy my two year old an extra special birthday gift. thanks. have an awesome day. πŸ™‚

    https://r.capitalone360.com/snAegtjRei

  11. Dan

    I love this account! We were able to get the bonus the last time they did this. It was super easy and we didn’t have any problems. No hidden fees – we thought we’d cancel it after we got the bonus, but loved it so much my wife and I still have our accounts! Here’s my link – it would be great if someone used it.
    https://r.capitalone360.com/ubDcpyazpv

    • Mary

      I used your link. πŸ™‚

  12. Broke college student

    I like this bank because I’ve never gotten a fee for anything, when you call they answer within 2 minutes with no selection menu, and allpoint ATMs are free.
    I know everyone is posting but it’s worth a shot:
    https://r.capitalone360.com/RqwwTsbhLT

  13. Emily

    Do they do a credit check to open these accounts? I want to open them but we are planning on applying for a mortgage in a few months and I don’t want to risk taking a dip on my credit score. Thanks!

    • Tasa

      Yes they do and they said it’s a “hard pull”.

      • Emily

        Thank you so much! I’ll catch this deal the next time around.

    • Ann

      Saw this on their site:

      ~Do you pull my credit if I apply for 360 Checking and the Overdraft Line of Credit?

      ~Yes. As part of your application, Capital One 360 will obtain information
      about you from a consumer credit reporting agency to confirm that you are
      eligible for 360 Checking. (But don’t worry, this is a β€œsoft pull” and won’t affect
      your credit score.)

      ~If you choose to apply for the Overdraft Line of Credit,
      a credit check is required. (This is a β€œhard pull” and may impact your credit score.)

      ~Keep in mind, if you choose to apply for an increase to your Overdraft Line of Credit,
      that would also require us to do a credit check regardless of whether or not
      you were approved for the feature or an increase within the same day.

      Not sure if you want to chance it with house and all, but if you don’t apply for the overdraft it looks ok. Didnt notice anything on my credit score.

      https://r.capitalone360.com/DZ1An2V9o5 -my link if anyone wouldnt mind thanks

      • Amanda

        Oh

  14. Selah

    So, probably an obvious answer I am missing, but do they send you a separate debit card in the mail?

    • Crystal

      yes they do send you a debit card in the mail.

      • Selah

        Thanks Crystal πŸ™‚

        • Crystal

          no problem. πŸ™‚

    • Ann

      Yes

  15. mike

    Does the checking require automatic deposit?

    • Ann

      No, I set up a transfer from my regular checking account (free) and easy peasy $100 πŸ™‚

  16. Jen

    How do you deposit cash? Does capital one have ATMs?

    • Rachel

      You can do a transfer from another existing bank account, direct deposit, or use mobile deposit to take a picture of a check. They do have ATMs just not in all parts of the country.

  17. Rachel

    This is a great checking account. I signed up last year for the $100 bonus it was super easy and I’ve loved the account. Use my link if you’d like πŸ™‚ https://r.capitalone360.com/FgSen3ReS

  18. D

    What a great program! My account was super easy to set up when I first signed up and the extra $100 was a great bonus to get! You’ll have no regrets when you sign up for your own account today. Simply click on my link below to get started. Thanks! πŸ™‚ https://r.capitalone360.com/fN9LD1HxQx

  19. Jeannie

    I love having this extra account! I deposit a little money in it and use it for my coupon bargains and it keeps me in budget. Also, it is good to have when my teenage son is traveling with sports team, I can put some on it and let him use it instead of cash. Please use my referral link to get started! Thanks!

    https://r.capitalone360.com/XC2vbxYQ79

  20. Amanda

    Oh

    • suzie

      oh ?

  21. marae

    If I open checking account today, do I need to deposit money right away or before July 3rd?

    • Ann

      As long as you open an account by the 3rd you’re set for the bonus. πŸ™‚ It takes a couple of days before you can make a deposit. They send a test deposit to your regular bank account and after you confirm the amounts then you can deposit the money.
      My referral just on case ;D
      https://r.capitalone360.com/DZ1An2V9o5

  22. Nancy Fey

    I’ve had this account for years, easy and great rates. If your going to take advantage of this great opportunity please use my link! https://r.capitalone360.com/1K8MneWt8Y

    • Ashley

      i used your link!

  23. Ness

    How long after your open your account can you send out a referral link?? I just opened an account and it won’t let me refer a friend.

  24. Catie

    I have this checking account and love it–signed up under one of these offers (with a relatively small deposit). Made my required purchases and got my bonus on day 50. Would love if anyone considering this uses my referral link!

    https://r.capitalone360.com/sNpRQVHxMg

  25. Rocky

    I really like that you can earn more interest with this account! It beats the pants off of our local banks!

    I have a referral too: https://r.capitalone360.com/yhqLX6vv7r

    but understand completely about the support for Collin! She does an awesome job and is so nice!

  26. Rainy

    So what do you get if you refer someone? My husband already has an account but I don’t. If he refers me does he get something too? Thanks in advance!

    • Jeannie

      yes he can send a referral link to your email. You click through that referral link and he will get an immediate $40 for the referral and you will get $100 for the new account bonus (checking) on day 50. Just make sure you have 5 transactions before then! I would deposit $10 and make 5 small purchases. HTH!
      (I got a referral bonus for my husband (sep account) and my kids TEEN accounts.)

      https://r.capitalone360.com/XC2vbxYQ79

  27. Jenna

    I want to be able to get my referral link but I called and they said it might take a couple of days? Was it like this for everyone?

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