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15 “HIP” Tips for Saving BIG at Target

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15 Hip Tips for Saving Big at Target

As you may know, I LOVE deal shopping at Target as they offer up some amazing saving opportunities! BUT, you’ll definitely want to know how to use your coupons correctly and know what to look for while shopping to get the best deals. Whether you’re a new or seasoned Target shopper, be sure to check out these 15 “HIP” Tips for saving BIG at Target

1.) Pick Your Day to Shop

Clearance from Various Departments

Did you know that most Target stores follow a schedule where they mark down certain departments for clearance on specific days?! Knowing the schedule before stepping foot in store can help you find the best deals, but please note that the markdown schedule may vary by store, so be sure to ask your local store about their schedule. Here’s just one possible markdown schedule…

Monday: Electronics, Kids’ & Baby Clothing, Stationery/Office Supplies
Tuesday: Women’s and Juniors Clothing, Domestics
Wednesday: Men’s Clothing, Food, Health & Beauty, Lawn & Garden, Furniture, Laundry
Thursday: Toys, Pets, Housewares, Lingerie/ Sleepwear, Athletic Apparel, Shoes, Sporting Goods, Paper Goods, Decor, Luggage
Friday: Auto, Scarves, Cosmetics, Jewelry, Hardware

2.) Sign Up for Mobile Store Coupons

Text Coupons

If you have a texting plan on your mobile phone, you can score some nice savings at Target. To sign up for Target mobile coupons, grab your phone and text OFFERS to 827438 (standard text messaging rates apply). You’ll then receive up to five ongoing mobile coupons every month with various store coupons, but keep in mind that you can only redeem each offer once. At the register, the cashier will access the coupons right from your phone by scanning the barcode. You can also text BABY to 827438 to receive a different set of baby-related mobile coupons each month.

3.) Get a Cartwheel Savings Account

Target Cartwheel offers

Target offers up even more high value store coupons via their FREE Cartwheel Savings App! Just head over here, sign in/register for an account via Facebook or with your email address and then add the offers you want (the number of offers you can save to your account will vary by user). Then just print out or show your unique barcode on your mobile device at checkout and the applicable savings will be deducted.

You can manage your Cartwheel list from anywhere – on any web browser, from your desktop, or on your mobile device. The offers will be valid on specific items and each Cartwheel offer may be used for up to a maximum of 4 qualifying items per offer per transaction, unless otherwise noted. There is a limit of one Cartwheel barcode per transaction and six Cartwheel barcode transactions per day.

Target Keychain Tag

HIP TIP – If you get a bit stressed at checkout trying to gather up your printed/clipped coupons as well as Mobile coupons and Target Cartwheel offers, consider creating your own Target Cartwheel scannable key chain! Instead of pulling up your Cartwheel barcode on your phone at checkout, just have the cashier scan your keychain barcode. Easy Peasy!

4.) Take Advantage of REDcard Perks


Target’s REDcard is an easy way to save on every single Target purchase. It offers 5% off at the register on your entire bill, free shipping on every order at and an extra 30 days to return items. Don’t like the idea of having a credit card?

Target REDcard

Consider signing up for the Debit card instead of the credit version for the same perks and no annual fee. The Debit card is tied to your existing checking account so you can also withdraw up to $40 at checkout in-store.

5.) Stack the Savings

Text Coupon Target Combined with Sale(1)

Did you know that Target lets you stack multiple coupons, as well as use your Target REDcard for increased savings?! According to their online policy, they allow using one manufacturer coupon, one Target store coupon (Target mobile coupons are Target coupons), and one Cartwheel offer per item, unless prohibited by coupon. You can find Target store coupons on, via your mobile device, and in your Sunday Newspaper Inserts (note that these are only available several times per year and do tend to be regional).

Keep in mind that Target Cartwheel offers are deducted after all Target store coupons but before manufacturer’s coupons (be sure to hand over your Cartwheel barcode last). Afterwards, you can save even more by submitting for cash back rebates via the various free apps available – such as Ibotta, Checkout 51, and Snap by Groupon!

6.) Browse the Wall-Facing Endcaps

Clearance End Cap

Clearance, clearance, clearance! If you’re looking for the best bargains, be sure to browse the shelves at the ends of the aisles that have red “Clearance” signs. Most of the clearance endcaps are facing the store walls (not those located down the main walking aisles) and are often filled with various items that have been marked down from 15% to 70% off. Plus, they can make for sweeter deals when paired with coupons!

7.) Know the Clearance Codes

Clearance Tag Examples

Clearance items can make for some of the best bargains at Target as long as you know what you’re looking for. Items will first get marked down by 15% or 30%, then to 50% off, and finally to 70% off. These items will have a red “clearance” sticker that shows the original price, the new price, and the percentage of the markdown (in the top right-hand corner without a percent symbol).

Be sure to look at the small number in the upper right corner of the price tag. If it says “50”, it’s been marked to 50% off, if it says “70”, it’s been marked down to 70% off, etc. The only exception is holiday or seasonal merchandise, which can go as high as 90% off (in those cases, the code will be “90” in the right-hand corner).

Also, if the price tag ends in a $0.06 or $0.08, the item will be priced down again as long as there is inventory in the store and will stay on clearance for 1-2 weeks or while supplies last. However, if a price tag ends in $0.04, it is final clearance and won’t be marked down again.

8.) Shop the Seasonal Clearance Sales

Season Clearance (Back to School)

Stock up for future holidays by shopping a few days or weeks after the holiday has passed. The day after the holiday, select items will be reduced by 50% off (usually only 30% off for candy and grocery items). BUT, if you wait 7 to 10 days, products could drop to 70% off. Then, 3 to 5 days later, remaining inventory will eventually drop to 90% off! The best times of year that Target offers holiday clearance prices are Valentine’s Day, Easter, Summer, Back to School, Halloween, and Christmas.

Target Hidden Clearance

Be sure to keep your eyes peeled for “hidden” seasonal deals throughout the entire store, not just the Clearance sections! You can often find clearance prices on unmarked items in the grocery aisles, clothing section and more. If you spot a seasonal item mixed in with regular items, make sure to scan it at the price checker to see if it is on sale.

9.) Stop at the Dollar Spot

Target Dollar Spot

You can find some great bargains at Target’s Dollar Spot, which is usually located at the entrance to the store. Most items in this section are priced around $1-$3 and even these items get marked down during certain times of the year – possibly 50% to 70% off. That means you can pay as low as just 30¢ to 50¢ each… or even less if there is an applicable coupon or Cartwheel offer that is valid on clearance items.

10.) Bring Your Own Shopping Bag

Target Reusable Bags

Bring in your own reusable bag and all Target stores will credit you 5¢ for every single bag used at checkout. It’s not a huge money-saver but it can add up, especially if you’re making a large grocery purchase.

11.) Pay with Target Gift Cards Earned from Promos

Target gift card promotions

Promotions to watch for while shopping or while flipping through the weekly ads are Target’s Gift Card deals. These gift card promotions may last for a week, month, or even longer and may be posted inside the store but not in the circular – so be on the lookout!

Target gift card

To receive a Target Gift Card, you must buy certain participating products and by doing so, you’ll receive the gift card at checkout. You won’t be able to use the gift card on that purchase, but you can use the gift card on future purchases and you can keep “rolling” the same gift card deals over and over again to lower your out-of-pocket expense! PLUS, you can use manufacturer’s coupons, store coupons, Cartwheels, and rebate offers on gift card promos to sweeten them even further!

12.) Price Match Guarantee

Guest Services

Hang onto your receipts! Effective October 1st, 2015, Target just released a new price-matching policy! The biggest and most exciting change is that you can now price match a total of TWENTY-NINE online competitors listed hereincluding,, and,, and even Plus, you can price match both at your local Target store AND online at Target is also doubling the time frame in which you can take advantage of a price match on a product – from 7 days to 14 days for products bought both in store and online.

Target price match guarantee

Click HERE to view the Target Price Match Policy. It’s also a great idea to print a copy of the policy to bring with you to the store in case the cashier/manager has any questions.

13.) Sign up for a Baby, Wedding, or College Registry


Whenever you sign up for a Baby, College, or Wedding registry and add items to your list, you’ll often get coupons or discounts for shopping from your list. For a Wedding registry, you will receive two 15% off completion coupon offers for the items remaining on your registry (the first will arrive the week of your event date and the second will arrive approximately six weeks after your event date – both include a coupon for in-store shopping and an online promo code). You will also receive four 15% off friends and family coupons two weeks after creating your registry to share for in-store shopping and a discount code for one online order. Plus, you may receive bonus gifts from top brands!

Target Baby Welcome Gift

Even sweeter, whenever you complete a Baby Registry, you can then head in store to score a FREE Welcome Gift – valued at $60! Plus, 8 weeks prior to your event date, you’ll receive a 15% off completion coupon offer for the items remaining on your registry and a coupon for in-store shopping, a discount code for one online order, and four friends and family coupons to share.

If completing a College registry, you’ll score a 15% off coupon for the remaining items on your registry 2 weeks before your event date.

14.) Out of Stock? Get a Rain Check!

Target out of stock

If you find an item on sale that you wish to purchase but the store is out of stock, you can request a rain check. The rain check will entitle you to today’s sale price for the next 45 days and can be used at any Target store. Keep in mind that Price Cut, Temporary Price Cut, and Everyday Low Price items that are excluded from the Weekly Ad and items that state “No Rain Checks” cannot be rain-checked.

15.) 1-Year Satisfaction Guarantee on Target Owned Brand Items

Target Brands

If you’re not satisfied with any Target Owned Brand item (such as Archer Farms, Mossimo, up & up, Xhilaration, Market Pantry, and others listed here), you can return it within one year with a receipt for an exchange or a full refund. Plus, REDcard Debit and Credit cardholders will receive an extra 30 days to return nearly all items purchased with their REDcard at Target and

If you don’t have a receipt, they can look up your receipt whenever you bring your item, government-issued photo ID (such as a driver’s license), and the method of payment used to the Guest Service desk within the return window allowed for that item.

I LOVE Target!

AND, now hopefully you can see why I love Target so much! :)

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Become an Uber Driver-Partner (Choose When & Where You Drive) – Nice Opportunity for Busy Parents

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Uber Driver Program

If you own a car and are looking to start earning some extra money when the kids are at school or outside of your regular full-time job hours, consider becoming an Uber driver-partner! Uber gives you the freedom to choose when you drive (drive most days, a few hours a week, or only now and then!), where you drive, and who you pick up – you are entirely in control of your schedule. This flexibility is a must for busy parents!

Keep in mind that to partner with Uber, your vehicle must be 2005 or newer, have 4 or more doors and not be salvaged. Also note that all Uber drivers are required to go through a simple background check for safety (at no cost to you) and to upload a valid drivers license.

Are you a current Uber driver? If so, please share your experience in the comments below!

If you’ve never heard of Uber, it is a transportation app that allows you to connect to drivers on-demand using an app on your phone, get picked up by professional drivers right where you are, and receive a real-time message when your car arrives. Even sweeter, whenever you sign up through this link (this is my referral link), you’ll score a FREE $20 ride credit!

Get a FREE Uber CreditOn a side note, I was in New York City last week filming some soon-to-be-released videos and used Uber several times while I was there. It was actually my first time to get around with Uber and I was so impressed! I literally was picked up by an Uber driver within 5 minutes or less of making my request and every driver was super professional.

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Are YOU Gluten-Free? General Mills is Voluntarily Recalling Cheerios AND Honey Nut Cheerios…

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Gluten Free Cherrios Recall Information

Important recall for all you Hip2Savers with wheat allergies, celiac disease or gluten intolerance!

If you recently purchased General Mills Cheerios and/or Honey Nut Cheerios, General Mills is voluntarily recalling boxes of these cereals produced at its Lodi, California facility on certain dates in July of this year. This recall is due to an isolated incident resulting in wheat flour being inadvertently introduced into the gluten free oat flour system at its Lodi facility. As a result, these cereals may contain an undeclared allergen – wheat – in products labeled as gluten-free.

To find out if your box is affected, check the “BETTER IF USED BY” code date on the top of the box and look for the plant code LD which indicates the product was produced at Lodi, California:

Gluten Free Cherrios Recall Information

If you have a wheat allergy, celiac disease or gluten intolerance AND you purchased one or more of the boxes with code dates mentioned above, you need to contact General Mills Consumer Services for a replacement or full refund at 1-800-775-8370. Click here to read the full article.

NOTE: Cheerios and Honey Nut Cheerios cereals produced at General Mills’ other facilities, or on dates other than those noted at the Lodi, California facility, are not impacted. General Mills’ other gluten-free Cheerios varieties – including Apple Cinnamon Cheerios, Frosted Cheerios and MultiGrain Cheerios – are not impacted and are not being recalled. No other General Mills cereals are affected.

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Helping Those in South Carolina and Oregon…

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South Carolina Flooding

I have received a number of emails from Hip2Savers asking for assistance to help those effected by recent floodings and other tragedies…

From Elena in South Carolina:

Hey Collin! I’m in South Carolina and I’m sure you heard about the severe flooding. Yes, it is pretty bad! I am lucky I am living far away enough where my house is safe but others are not so lucky. I was hoping you could ask your readers to help donate supplies to our local food banks or a gift card to help a family in need. Christmas and Thanksgiving are right around the corner and it is devastating to lose everything you own. More than 300 people have been rescued and more than 30,000 were asked to leave. Donations can be sent to food pantries, churches or Noah’s Ark Baby Shop at 1419 Hwy 17 S, North Myrtle Beach, SC 29582.

From Regina in South Carolina:

I just wanted to say how much I appreciate your site! I live here in Sumter, SC and many families here have been devastated by the tragic flooding that happened here. It’s still not over but I believe the worse is behind us. I was one of few families whose home was not flooded and whose family is safe. I just want to say that through your website I have been able to build a stock pile of many items I use on a regular basis. Its great because it appears many stores will be closed for a while. Though my stock pile isn’t huge, I plan to use a majority of it to help those that lost everything. Above is what our area looks like.

American Red Cross

From Tonya in Oregon:

I was wondering if you might consider posting a donation link to American Red Cross. They serve so greatly in times of need. I live in Portland, Oregon and the recent mass shooting is absolutely heartbreaking. I know fellow nurses who have earned their degrees there. And, you have a huge following of Hip2Savers in this area. Though there is nothing practical I can do (other than thoughts and prayers) to show this community and these families how deeply sorry I am, the American Red Cross is always there for emotional and physical support in times like these. The services they provide are invaluable. Monetary donations and blood donations are always needed, and are a means of showing we care ❤️

Feel free to share other ways to help in the comment section below.

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How to Host a Book Swap/Exchange

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Host a Book Swap by

Hosting a Book Swap/Exchange is a wonderful and easy way to get kids excited about reading and to recycle those unused books taking up space around your home! Just encourage your participants to bring a book so they can take a book in return. This idea can be adapted for an event at school, church, scouts, and even makes a fun party theme!

Before Book Swap/Exchange

Decide which types of books and grade level books you will accept.
Also consider whether you’ll include age-appropriate magazines, DVDs and video games. Encourage participants to bring as many books as they like – the more books, then the better the selection for all.
Give a Book! Get a Book! Book Swap Invitation
Send out an invitation including all the details or post a flyer for your book swap event.
Consider posting as a Facebook event or paperless Evite. Use our FREE Invite template image here.

During Book Swap/Exchange

First, you’ll need to collect all the books.

Give everyone a ticket for each book they donate so they can come back and “shop” later.
You may even consider giving 2 tickets for higher priced items like DVDs. Buy rolls of carnival style tickets online or at party supply stores.

Organize and display books on tables.
This is where parent volunteers come in handy! Placement of the table is also important – set up tables against a wall to make it easier to prop books up so they are facing outward.

Bring back all the participants so they can “shop”!
Watch as they get excited for “new” books! Even reluctant readers get enthusiastic.
Kids Book Exchange Idea

After Book Swap/Exchange

Consider donating leftovers to a school library, thrift store or charity.

On a personal note, I helped with this event at my child’s school last year and it was so much fun! The kids love it and are so happy to choose new-to-them books. I also saw some wonderful acts of kindness, as kids were choosing some books for their siblings, and even giving tickets to friends who forgot to bring books to participate that day. :)

Written by Lina for Hip2Save. Lina is a proud mom of 2 small kids who loves photography, all holidays, cooking, thrift store makeovers, bargain shopping, and DIY makeovers. Her goal is to create a beautiful life and stylish home on a dime!

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Amazon Work-From-Home Job Opportunity: Starts At $10/Hour w/ Bonus Offers (Select States Only)

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Amazon’s Virtual Contact Center UPDATE from Hip2save reader, Nicole: It seems a lot of people aren’t seeing a posting for their approved state. If so, they can apply to the existing FL or VA post as long as they live in one of the qualifying states. I live in Texas and had to apply through the FL job post and I was hired today just the same.

Head over here to apply for a work-at-home job via Amazon’s Virtual Contact Center and earn extra holiday spending money from home! Amazon is hiring for both full time and part time seasonal customer service associate positions – in order to apply, you must have a home residence in Arizona, Kentucky, Texas, West Virginia, Delaware, Minnesota, Florida, Georgia, Kansas, North Carolina, Tennessee, Wisconsin, and Virginia. Base compensation is $10/hour with potential bonus opportunities.

Here are the requirements in order to apply:

* High School Diploma or equivalent
* Basic typing, phone, and computer navigation skills
* Ability to navigate the Internet, email, and Instant Messenger tools
* 1+ years in a service environment dealing with the public
* Distraction free workspace
* High speed hard wired internet (5 MB/second, no WiFi)
* Landline phone line for work only

Do you or have you worked for Amazon’s Virtual Contact Center? If so, please share your experience with us!

(Thanks, Nicole!)

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Reader Question: Employees Who Work on Commission

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Reader, Liz, emailed in with the following question regarding employees who work on commission. Please share your thoughts in the comments…

Hi Collin!

I have a question for your readers about courtesy to store employees who work on commission or sales points. I received a coupon for $20 off of a $20 purchase that I used today. I could tell the employees must work on commission and I tried to be polite but make it clear that I wasn’t planning on doing much spending today. I hated to waste the employee’s time. I found some socks for $24 and paid, but I felt bad. I probably brought down her UPT for today and probably hurt her sales percentage for the day. How do you balance taking advantage of a great deal while respecting that some people’s jobs depend on bigger purchases (that I am not prepared to make).

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10 “HIP” Secrets for Saving at Starbucks

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Hip Secrets for saving at Starbucks

As you probably know, I love splurging on Starbucks coffee, especially when all of the yummy seasonal flavors like Pumpkin Spice and Peppermint Mocha hit the menus! If you’re like me and are looking for easy ways to save on these yummy treats, here are ten money-saving tips to remember…

1.) Sign up for My Starbucks Rewards

Starbucks Rewards App

Be sure to download the Free Starbucks app (iOS or Android) and sign up for the My Starbucks Rewards program. After signing up, you’ll reach the Welcome Level and will qualify for a free birthday drink or treat (valid for 7 days after issuance), a birthday coupon for 15% off a purchase at Starbucks Store online, and custom offers via email as long as you opt in (such as this recent Free Breakfast Sandwich offer for select Rewards Members).

Starbucks Rewards

After making five purchases within 12 months, you’ll reach the Green Level which qualifies for free refills in store as well as the offers mentioned above. Or, make 30 purchases in 12 months and you’ll reach Gold Level, which qualifies for a free drink or food reward after every 12 purchases, Welcome & Green Level rewards, personalized offers and coupons, and a personalized gold card. Earned rewards expire 30 days after issuance.

2.) Bring Your Own Cup

Reusable ToGo Cups

You can save 10¢ on the price of your drink whenever you bring in your own reusable cup, mug, or travel tumbler. You can also purchase a plastic Starbucks Reusable Travel Cup (Grande 16oz) for just $2 at most locations that will save you 10¢ every time you bring it in.

3.) Make your own Chai Latte

Chai Tea

If you enjoy sipping on a Chai Latte (priced around $3.65 for a Grande 16oz), consider ordering a hot Chai Tea with a bag (priced around $2.15 for a Grande 16oz) and then adding your own milk or cream at the condiment bar. If you prefer to keep it warm, you may even be able to ask your barista for a FREE shot of hot milk on the side.

4.) Order a Short coffee

All Four Sizes Starbucks Cups

Did you know that Starbucks offers an even smaller size than their Tall 12oz drinks? You can actually order a “Short” 8oz specialty beverage that has the same amount of espresso as the Tall version, but is less expensive. Planning to add cream? Order a Short beverage in a Tall cup so you’re still getting the same amount of coffee…then head to the condiment counter and add complimentary milk or cream.

No sleep? You can also order a Trenta 30oz size beverage (available for select drinks) for about 50¢-$1 more than the Venti price.

5.) 50¢ Brewed Coffee Refills

Coffee Refills 50 cents any size

You can refill any size cup with brewed coffee for just 50¢ during the same visit – all day long. Keep in mind that the refills must be hot coffee, iced coffee, hot tea, or iced tea. Also, you can get a 50¢ refill even if your original drink was not a hot/iced coffee or tea.

6.) Order French Press Pot of Coffee

24 oz. Starbucks French Press Coffee

If you’re headed to Starbucks with friends or are planning on staying a while in-store, another way to save money is to order a French Press pot of coffee. The 32oz pot serves a few cups of coffee and will be cheaper than ordering the drinks individually as it’s priced around $3.50/pot.

7.) Ask For “No Water” With Your Tea

Iced Tea No Water

Did you know that Iced Tea in the pitcher at Starbucks is double-strength and watered down for your final recipe? To get the most bang for your buck, request “no water” with your tea and you’ll be getting twice as much tea for the same price. Also, consider ordering your drink with no ice (or asking for ice on the side) to ensure that your drink is the strongest possible.

8.) Split a Venti Drink with a Friend

Venti Latte w 2 Tall Cups

Instead of ordering two Tall 12oz beverages, consider ordering one Venti 24oz beverage and splitting it with a friend. A Venti 24oz Caramel Latte is priced around $4.65, whereas a Tall Caramel Latte would cost around $3.65 each…do the math!

9.) Don’t Order Bottled Water

Ethos Bottled Water

Rest assured that the ice and water used in Starbucks is triple-filtered, so it’s clean and delicious. In fact, it may be even cleaner than the Ethos bottled water that is sold in-stores for around $2 each. So consider just asking for a FREE glass of iced water the next time you’re thirsty for some H2O.

10.) Free Puppy Whip

Free Puppy Whip

If you are heading to Starbucks or through the drive-through with your furry friend in tow, consider ordering them a free “Puppy Whip” which consists of a small cup of whipped cream. They’ll love you for it! These small cups of whip may also be great for young kiddos who want a treat in their own cup too. :)

Shhhhh! Interested in making Starbucks drinks at home? Check out my video here or here where I will show you how easy and affordable it is to make a Starbucks Frappuccino at home – no Espresso Machine required. Or, go here to check out how you can whip up a delicious Starbucks Latte at home. If you drink Starbuck’s Frappuccinos or Lattes often (which typically cost around $4 each!), you can save yourself a whopping $1,000 per year just by making them in your own kitchen….crazy, huh!?

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Ten “HIP” Kohl’s Shopping Secrets You Need to Know

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10 "HIP" Kohl's Shopping Secrets You Need to Know

If you regularly shop at Kohl’s, you may be interested in checking out these 10 “HIP” Kohl’s Shopping Secrets that will save you even more money!

1.) Shop on the 2nd & 4th Saturday of the Month

Kohl's Sales 2nd & 4th Saturday

Kohl’s offers its biggest markdowns on the second and fourth Saturdays of the month during their “Night Owls” and “Early Birds” sales events when prices are an extra 10-25% off. These rock bottom sales start in-stores on Friday evenings from 3PM local time until midnight and continue on Saturday from open until 1PM. Or shop online from 2PM-Midnight on Friday evening until 3PM CST on Saturday.

2.) Spend $48 (not $50!) to Earn $10 Kohl’s Cash

Kohl's Cash Hip2Save

Did you know that you can spend just $48 after all applicable discounts and before tax instead of the usual $50 and still receive a $10 Kohl’s Cash Reward (during applicable Kohl’s Cash earning periods – applicable in-store or online)? Even though it may not show up during the final stages of online checkout, once you complete your order, you will in fact see that you have earned $10 in Kohl’s cash!

3.) Shop Online and Stack Multiple Discount Codes

Shop Online and Stack Savings

Shopping online is convenient since you can stack up to FOUR discount codes for online orders when purchasing from a computer. If placing an order from a mobile device, you’ll only be able to combine 2 coupon codes per order. Keep in mind that you can only use ONE sitewide percent-off code (20% off entire purchase) and one free shipping code per order, but can use up to four Kohl’s rewards codes (i.e. Kohl’s Cash) or dollar off/percent off/department specific codes per order.

4.) Apply for a Kohl’s Charge Card

Kohl's Charge Card

Usually around once a month, Kohl’s offers 30% off AND free shipping for Kohl’s Cardholders (generally non-cardholders can save 15% during this time). If you shop at Kohl’s often, consider signing up for a store card as you’ll receive lots of exclusive cardholder coupons that stack with other coupons for huge savings. Plus, Kohl’s cardholders who spend over $600 a year get placed into the “Most Valuable Customer” program and receive at least 18 discounts throughout the year.

5.) Make Immediate Payments on Kohl’s Charge Card

Make immediate payments on Kohl's charge card

Have a Kohl’s Card and are nervous about late fees? Did you know that you can immediately make a payment on your Kohl’s card after using it in-store? Just make a payment at the register using cash, check, money order, or a Kohl’s Cares card or head to the kiosks located around the store. Cash or check payments will post to your account the same day, if paid at a register.

6.) Price Adjustments + Hassle-Free Return Policy

Kohl's Price Adjustments

Did you buy a non-clearance item at Kohl’s only to find out it went on sale a few days later? Price adjustments are available for two weeks after the purchase date if the item(s) purchased were further reduced from the original priced you paid. Just be sure to hang on to your receipt and head to the customer service desk to receive the difference. The price adjustment is also available on a Kohl’ purchase whenever you call customer service at (855) 564-5705.

Plus, as mentioned in their online policy, there are no time restrictions for returns! You can get cash back for up to 12 months after purchase and after that you will receive in-store merchandise credit. No receipt is needed for Kohl’s Charge purchases. If you use any credit card to make your purchases, your shopping history will be stored in their computer for a full year.

7.) Decode the LCD Price Signs

Kohl's discount codes

Wondering if an item will drop further in price this season? Look for a square in the upper-right corner of an LCD price tag. If you see a square, this indicates that the item has reached the lowest price of the season and won’t drop further unless it goes on clearance.

Also, look for other codes which indicate when an item will be marked down. In the upper right-hand corner of the pricing code, there are letters such as “GV” that indicates a limited-time price drop, “S” which means it’s a 1-2 week sale, or “NM” which means the item will be marked down again that night or the following morning.

8.) Sign Up for FREE Yes2You Rewards Program

Kohl's Yes2You Rewards

Love rewards? Be sure to sign up for Yes2You Rewards (it’s FREE!) as you’ll essentially receive 5% back on every order of $100. Plus, Yes2You Rewards members often receive birthday coupons and additional rewards, such as a $5 reward coupons, bonus points, and more. Keep in mind that Yes2You Rewards are issued once a month.

9.) Kiosk Orders always Ship FREE

Kohl's Kiosk Orders Ship Free

Not finding what you are looking for in-store? Orders placed from any Kohl’s kiosk automatically receive FREE standard shipping to your home. The in-store kiosks allow you to search inventory and locate the size and color you need on Kohl’ and are still eligible for discount codes.

10.) Kohl’s Honors Competitor Prices

Kohl's Price Matches

Find a lower advertised price? Kohl’s honors in-store only competitor prices from any national retailer that has a brick-and-mortar store (Target, Walmart, Best Buy, etc.) on select brands only – just bring a current copy of the competitor’s ad with you (make sure the ad includes a description of the item). You can also use up to a 15% off coupon for the lowest priced item and will be able to redeem Kohl’s Cash when price matching.

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10 Legitimate Ways to Earn Money from Home

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Ways to Make Money from Home

If you’re looking for legitimate ways to earn a little extra money from your own home (great to put aside for upcoming holiday expenses!), here are 10 “HIP” ways you can earn money from home…


Sell Your Junk Mail

Do you receive a lot of junk mail in your inbox or mailbox that just goes into the trash? If so, you may want to check out the Small Business Knowledge Center (also known as SBKC and rated A+ with the BBB!) as they will PAY YOU for your junk mail! Plus, if you are a business owner or are self-employed, you will earn bonus points for the materials you send!

As a SBKC Consumer Panelist, you’ll be asked to regularly send them your emails and junk mail related to Insurance, Investments, Banking, Mortgage, Credit Cards, Leisure, and more. Just forward all of your qualifying emails or place your direct junk mail in the postage-paid envelopes they provide and return to them about once a week.

How quickly will you earn money? According to SBKC, “Frequent participants can earn as much as $20 in points every 6 to 10 weeks! Business owners and those who are self-employed can earn rewards even faster.” Head on over here to sign up and for more details.


Search Engines

Whenever you browse using a search engine (such as Google, Yahoo, Bing, etc.), it uses a “complicated” algorithm” to determine the results you see…and you may not always get the results that you’re hoping for. That’s why real humans are needed to look at the results and judge them for quality, relevancy, and usefulness. And, the best part is you can get paid anywhere between $12-$15 per hour just for becoming a search engine evaluator for companies such as Lionbridge, Appen, or Leapforce (keep in mind that you will work as an independent contractor, not an employee).


Grocery Shopping Apps

Did you know that you can earn cash by purchasing products that you are planning to buy anyways (products that you may also be able to score FREE or cheap with coupons!) with various grocery apps?! Below are my favorite money-saving apps that will allow you to earn cash back just for buying products at the grocery store…

* Ibotta – You can unlock offers by completing various tasks, such as learning a fact or watching a short video. Then, search for offers in-store by scanning the barcode of items that are in your shopping cart. After making a purchase, you can submit a rebate by tapping on “redeem” for eligible items purchased. Then scan the product bar code and submit a picture of your receipt.

* Snap by Groupon – Browse through the different offers available and buy items from the Offer List at ANY store – note that some of the offers can be redeemed as many times as you’d like! Each offer’s redemption limit is clearly noted on its details page. Then, just upload a photo of your entire receipt using the app or website within 2 days of purchase. When your account reaches $20, you can request payment under the ‘My Account’ page and select ‘Cash Out’.

* Checkout 51 – Browse through the different offers available and buy items from the Offer List at ANY store. Upload a photo of your entire receipt using the app or website (it is recommended that you upload your receipt immediately after purchase since there are only limited quantities of offers available). When your account reaches $20, you can cash out and they’ll mail you a check. Note that offers go live on Thursdays at 12AM in each time zone and they expire the following Wednesday at 11:59PM in each time zone. You must submit the receipts while the offers are live.

* Shopmium – Click on the Offers tab and browse through all the current offers. If you find a product you’d like to try, click on the product and then click on the pink “Discover This Product” button to find out specific information about which products are eligible and where you can find the product near you. Once you have purchased the eligible items at the store, go back to the offers tab, find the offer and then click the “Request My Rebate” button. You will then be prompted to scan the barcode of the purchased item AND to take a picture of the store receipt.

* Shrink – Get cash back when you purchase select items at the grocery store AND earn rewards for buying certain items as well. Shrink recommends items based on your preferences (and you earn cash for trying these products!); and if you buy these items multiple times, you can even unlock loyalty rewards! Browse through Shrink’s offers and click the Reserve button to claim the offers you like before they’re gone. After you have purchased the item(s), just snap a picture of your receipt. Once you have reached a total of $20 cash back, you can redeem your cash back via Paypal.

* SavingStar – View offers on your mobile app or online – there are often 100% cash back “surprise” freebies during the month. Then, use your registered card at checkout as you normally do. For receipt-scan stores, take a picture of your receipt and submit through the SavingStar app or website. Note that discounts are not received at checkout but will be posted in your account within 2-22 days depending on the store. In addition to cashing out your earnings using your bank account or PayPal, you can use your earnings to score Starbucks eGift Cards, AMC Theatres eGift Cards and iTunes Gift Codes.


Enjoy sharing your opinion? Although online surveys are not a huge source of revenue, they are easy to do while watching TV, waiting at the airport, and can add up over time. Most companies will pay via check, PayPal, or you can submit for a reward by mail after you’ve accumulated enough points to cash out. My top 5 survey companies are –

* e-Poll (rated A+ with BBB)
* Harris Poll Online (rated A- with BBB)
* Inbox Dollars (rated A+ with BBB)
* Toluna (rated A+ with BBB)
* PineCone Research (rated #2 on Survey Police)


If you spend a lot of time browsing the web, you may consider switching from Google or Yahoo to Bing. Like a frequent flyer program that rewards you for flying, Bing Rewards gives you credits for searching the web (while using Bing) as well as taking advantage of special offers. You can then redeem your credits for gift cards at popular retailers and restaurants (such as Starbucks, Amazon, ToysRUs) and/or donate them to a local school through Bing in the Classroom.


Amazon Mechanical Turk

Did you know that you can become a Mechanical Turk for Amazon and earn money from home just for reading articles, completing tasks, and more? After signing up, just search or browse through the Human Intelligence Tasks (HITs) and click on the one that interests you. Accept the HIT and follow the instructions. When you’re done, submit your work and after the requester approves your work, money is deposited into your Amazon Payments account.


Interested in starting your own business? Become a company rep for brands such as Amway, Avon, Barefoot Books, Cutco, Mary Kay, Pampered Chef, Scentsy, Thirty-One Gifts, or Young Living Essential Oils just to name a few. Each company offers different pay schedules, referral systems, and has different training requirements, so be sure to check out the ones you’re interested in.


Sell Used Clothing Online

If you or a family member has a closet filled with outdated clothing, consider packing up a box and selling it online via Start by ordering a free Clean Out Kit, pack it full of styles you’ve loved, and return it to them for free. They will inspect the clothing and determine an amount to pay you. The amount you’re paid depends on the original price, brand and category of each item. You can use their Earnings Estimator to see how much others have earned for similar items.

Another site that allows you to sell your gently-used clothing is Tradesy. Just list any fashion item in good condition, snap a few photos, propose a price, and use the free box and label to ship without leaving your house.


Customer Service from Home

A growing work-from-home opportunity is to answer inbound customer calls for large companies like 1-800 Flowers, J Crew, or Walgreens. How is this possible? These companies (and many others) outsource their customer-service calls to companies that hire U.S.-based virtual agents, such as Alpine Access, ACD Direct, LiveOps, Sutherland Global Services, Arise, Asurion, TeleTech, and many others.

Before considering this type of opportunity, keep in mind that you must have high-speed Internet access, a computer, a landline, and a quiet place to work. You can expect to make an average of $8 and $15 an hour depending on your experience and will work a minimum of 15 to 20 hours per week.


Foap App

Have a knack for photography? If you have a smartphone and often take photos, there’s a new app called Foap that allows you to sell your smartphone photos for CASH. To get started, download the free Foap app (available on Google Play or iTunes App Store), upload your photos, and make them available for purchase on the Foap Market. For each photo you sell you make $5 and you can sell the same photo an unlimited number of times. Now, this isn’t a huge source of income BUT think about it…if your photo sells 10 times, you make $5 each time and will end up with $50 in your pocket. Sweet!

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