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What Are YOUR Tips to Stay on Budget?!

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As most of you likely know, it is fairly easy to create a budget; however, it can be quite challenging to actually stick to a strict budget. For this reason, TODAY is starting a brand new weekly series called Frugal Friday where Jean Chatzky will provide suggestions for how to spend and save your money. To ensure that this series is all about you, TODAY is asking for your help. Simply head on over here and fill out the Frugal Friday form with your money-saving questions and/or tips and they may even be featured on TODAY!

Consider sharing money-saving questions/tips on different subjects like these below:

* How do you keep costs down when going out to dinner with your family?
* As a coupon clipper, what tips can you share?
* How do you stay on budget with the holidays approaching?
* How are you teaching your children about the importance of saving?

So head here to share your questions and/or tips! ๐Ÿ™‚


Collin founded Hip2Save in 2008 and has over 10 years experience as a deals and lifestyle editor, strategist, and creative copywriter. She is debt-free and has been featured in Parents Magazine, Today.com and MSNBC. Connect with Collin on LinkedIn


Join The Discussion

Comments 26

  1. holi

    Love this idea!!

  2. Rachel

    I just went to submit a suggestion, and noticed it is NOT for suggestions. They are only asking for questions OF suggestions, for TODAY to answer. They are not looking for tips or ideas/suggestions, but instead want you to ask questions that they will in turn answer on the show.

    So they are just looking for questions. It would be great to ask one, though, if anyone wants their question and the answer to appear on the show!

    • Collin (Mrs. Hip)

      Hi Rachel!

      If you read through this article, I believe that TODAY is looking for both questions and tips (although I agree that the submission form is a bit confusing and only mentions questions).

  3. cathy

    How do you resist online deals when they are dirt cheap

    • Teri

      Haha, Cathy! You are so right. Sometimes I read all these amazing deals and just have to practice restraint on some of them. I have added stuff in my online basket and just leave it because I can’t justify the purchase. Despite all that, I do enjoy all the amazing deals posted on Hip2Save. It sure has saved me so much $$ on gifts for families and my little one! ๐Ÿ™‚

  4. michellebelles

    I do because I think of all the debits that will be listed on my statement and having to explain to hubby why I was habitually buying stuff all day! LOL Even if it is cheap, it can add up, and also look a little compulsive when it’s all said and done. So I try to pace myself and choose wisely.

  5. Sherry

    Whats my tip of how I stay on a budget? That’s east…I go on Hip2save!!!

    • Sherry

      easy*

  6. michellebelles

    Exactly – Hip2save is an awesome way to figure out how to save $ – Great for beginners. Thanks Collin for all you do!

  7. Em

    I’ll share mine on here too- I only get on Hip2Save on my mobile phone and if the title is something I know I don’t need (American Eagle, Hot Topic, Kohl’s, Victoria Secret, to name a few) I don’t click so I’m not tempted. Haha! It’s always so much worse around the holidays, but then I remember that organic cotton rompers for Things 1-3 and hemp skirts for me are sooo comfy and last forever (and stay in style)! My friend jumps on so many of these deals and even though she saves a whole bunch she still spends a whole bunch. Sure, those underwear may only be $1.25 but you already have 70 pair, girl! LOL Moderation!

  8. Heather

    I submitted an entry telling the Today show all about Hip2save.com! This site really does help SOOOOO much! Can’t thank you enough Collin!

  9. Jessica

    We only use cash for everything. Once it’s gone, it’s gone. It seriously has cut our spending in Hal and made me learn to think about purchases and if I need them or not.

    Oh and I do all my Christmas and birthday shopping during the summer toy clearances. Save tons of money and don’t have to fight the crowds!

    • Amie

      The only problem with the toy clearance is once they get older and start asking for specific items, and you want them to still believe in Santa, even if you get that one item they want but they don’t play with those clearance toys they sit and get lost and it becomes a waste of money, or like me from last year I used to do the same pick up when on clearance so I’d get stuff I think oh this is cute they will like it, they got bored with opening Christmas, this year I am nearly done and started about a month ago. 1 out of four completely done, I believe I have one gift left to get for the other three.

    • Rhonda

      We’re a cash family, too. Our grocery spending drops by about $100 a month when we stick to our envelope money. Also, the best thing I ever did to learn about budgeting, etc., was start following Dave Ramsey and do FPU. Envelopes work!

  10. Kara

    Crazy but I have been using gift cards to stay on budget. I get one for gas stations, one for groceries, and one for stocking up on items. If it is ever a Visa card, I try to get them when I can get a catalina. I also buy them during that time to pay bills online for the month.

  11. Suzy

    I put LEMONS in my water while dining out to save money. hehehehe

    • cacee

      Haha. My grandpa does this and him and my grandmother split meals everywhere they dine.

      • Leah

        No one needs those enormous portions anyway. Except maybe my soldier husband. He’ll burn it off the next morning in PT ๐Ÿ˜‰

  12. Dani

    I only take so much Money with me. If I only have $40.00 then that’s what I can spend. Plus, I use coupons EVERYWHERE to help make the most of the Money, I have on hand. I get extremely excited when “hip2save” has matchups and I can go to Walmart, Target, Cvs and Walgreens and get ton’s of stuff for Free or very little money.
    I also save leftover Coffee, from the morning (put in a pitcher and put in refrigerator) when cold ……Just add Ice and some flavored creamer if you like or not. I make a killer Iced Mocha! Plus, I don’t have to tip or get tempted by the pasteries @ Coffeehouses.

  13. Jennifer Hong

    Garage Sales, especially in nice neighborhoods. I found many name brand clothing, some of them brand new with tags for a few dollars.

  14. Gracie F

    Meal Plan for the week or month, I shop at Aldi because they have really good deals without coupons, with a family of 10 we buy in bulk so Costco is another place i like ๐Ÿ™‚

  15. Leah

    We have a family of almost 7. I’m tempted to go to Costco (we would totally use the quantities…I am that lady who buys 25 pounds of flour at a time and if I could get yeast by the pound–yay!) I’m just afraid we’d toss in too many good deals. We don’t buy a lot of packaged snacks but at those prices, they may wind up in the cart(s). Any suggestions on keeping to the Costco list? Oh, I guess if I leave the hubby at home, it’ll be easier ๐Ÿ˜‰

    • Meche

      Maybe you could add one or two “impulse buys” to your list? So that way you don’t feel locked into your list but you are more likely to stick to the list. If I give myself “permission” to get an impulse good deal then I am less likely to buy 5. truth be told I find giving myself permission lends itself to more joy in shopping, freedom, and my discernment is better because I can only get one. I tend to get more excitement about what i might get and it’s less impulsive and a more calculated/thoughtful purchase. Often times I choose nothing after I have weighed my options. Overall when using this strategy I feel more freedom.

  16. Amber

    There are so many strategies!

    For clothing for my preschooler, I trade in her old clothes for new at the 2nd hand kids’ clothing store. For adult clothes, I go to Ross or wait for a clearance + 30% off at Kohl’s.

    For groceries, I have a spreadsheet of things we buy often, along with the cheapest price I’ve found for it (if it was a sale + coupon, I note that). We get milk, cheese, and a few other items at Costco, because that’s the cheapest place for those. I watch the sale papers for loss leaders at my local Albertson’s, and I always check the clearance racks at Target, Albertson’s and Walmart for items I can pair with a coupon. We have a small deep freeze and plenty of pantry space in my basement, so if there’s a deal, I will stock up. I plan each week’s dinner menus based on what we have in the pantry & freezer. I also get a Bountiful Basket 2x per month. For a family of four, we keep the budget under $400 per month, which is reasonable. We get treats that aren’t on sale occasionally.

    For toiletries, CVS!!! Today, I bought five Tide 32-load (50oz) for $12 after coupons and ECBs. I had a Q for $2 off three and a Q for $1 off of two, plus a $5 off of a $30 purchase from CVS, and then I got $10 ECBs back. That’s $2.20 per container! Usually, I will only buy these if it’s $4 or less, so this was a great deal. CVS is my go-to place for most toiletry & household items. I can usually always combine a sale with a coupon with an ECB deal.

    With all of that in mind, I still keep to a budget. It doesn’t matter how great a deal is… if we’re out of money in our budget, the deal isn’t happening. With this method, the only debt we have is our house, and we’re heading to Disneyland in February!

  17. Crystal

    Today Show called me today and is planning on using my money saving idea next Friday. Thanks for letting us know.

  18. Amanda Rosen

    Thanks for telling us about this! They are using my suggestion this Friday (11/16)!

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