*HOT* Capital One 360: Earn up to $200 w/ New Checking & Savings Account (4 Days Only)

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For the next 4 days only, Capital One 360 is offering up several sweet promos in honor of Black Friday! Through December 1st, you can earn a whopping $100 when you open a new 360 Checking Account! Plus, open a 360 Savings Account and you’ll also snag a $100 bonus. So you could earn a total of $200… pretty sweet! πŸ˜€

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Here’s how to snag $100 with a new checking account:

* Head over here and click on the Apply Now button.

* Follow the instructions to open a 360 Checking checking account (be sure to open your new account no later than December 1st!) and make an initial deposit of at least $250.

* You’ll then need to use your Debit Card to make 5 purchases or use CheckMateSM to make 5 remote check deposits (or a combo of both) within 45 days of opening your account.

* Your $100 bonus will be automatically deposited into your account on day 50.

* Keep in mind that this $100 Bonus is only available for new 360 Checking Accounts (including Electric Orange checking) and your bonus may be reported to the IRS and your state

Here’s how to snag $100 with a 360 Savings Account:

* Head over here and click on the Open Now button.

* Follow the instructions to open a 360 Savings account (be sure that you open your new account by December 1st!). * * You must open the account with an initial deposit of $1,000.

* The $100 bonus starts earning interest on day 1, but you can’t take it out for at least 30 days.

* This offer is only available when you open a new 360 Savings account (including Electric Orange Savings Account)

* Note that this savings account must be funded from a source outside of Capital One 360 (in other words, your initial deposit can not be transferred from an existing Capital One 360 account).

* Keep in mind that your bonus may be reported to the IRS and your state.[/h2s_box]

What an easy way to earn a little extra money! And if for whatever reason you decide that you don’t want these accounts, you can cancel at anytime. Also, keep in mind that the required purchases can be of any amount – small or large.

If you have an account with Capital One 360 already, I’d love to hear your feedback!

Join The Discussion

Comments 66

    • TeraMarie

      Btw, Capital One is great.

      • ABaxca

        I used your link so hope you get the referral!

        • TeraMarie

          Are you Audrey by chance? Received credit for an Audrey but have not received an email from you yet. Please email me your PayPal so I can pay you.

    • violet

      i used your link!

      • TeraMarie

        Thank you, emailed you back.

  1. Vivian

    This is a great way to set aside money so that it’s not easily spent in your regular bank account. I put a percentage of my direct deposit into it and at the end of the year I have extra money for the holidays!! It’s like forced savings.

    If you use my referral link I would really appreciate it!

  2. Amanda C

    Great deal!! I did this last year!!

  3. Mary

    I did this earlier, thanks for posting.

  4. Mella

    I have had an account with them for awhile. Never had any issues. It takes a few days to transfer your money back to your checking account (to another bank) but I think that’s normal. Too bad I can’t do the bonus since I am already a customer. But I think this is great, keep in mind you have to have a good credit score otherwise it will decline.

  5. Ashley

    Is it for new accounts or only new customers? I currently am a customer but would like to start a savings for my daughter once she’s born — but might as well now!

    • Mella

      Only for new customers.

      • Ashley

        Thanks. I decided against it anyway when I realized you needed $1000 & not $100 to open the account. πŸ˜‚

  6. Patty

    This deal was much better years ago. My husband and I put in a really small amount and earned $126 each. We signed up for the savings account back in July and earned $75 in 30 days. $1000 person and another $250 on top of that is a lot of cash. I can verify that the are great to work with and it works as they state it will. Just follow the directions.

  7. Mary

    If I already set up my accounts do I have until Dec.1 to fund it in order to receive the promotion?

  8. Susan

    You can be a current customer and add one service you don’t already have. I had savings, I added checking. My husband had savings as well, and added checking too. He used Collins’ link πŸ™‚
    Thanks so much for making us aware of this!

  9. Melissa Olson

    Can I open a checking and savings and my husband do the same…so $400 between the two of us?

      • Melissa Olson

        Do they send debit cards for the checking?

        • TeraMarie

          Yes they do

  10. musliba

    so, I sent a referral link, and in the email that the person received, there was something about the regular bonuses, and I was confused if the person who uses my referral link also receives the Black Friday bonus, and not a regular ($50) checking account bonus.

    • musliba

      never mind. figured it out – ignore the text and just follow the link in an email. duh!

  11. Jeannie

    you can deposit the $250 and withdraw/use the money in five transactions or more and on day 50 you will have your $100 bonus so you do not lose any money. In fact, you can spend it all the next day as long as you have 5 total transactions (deposits and/or purchases/withdrawals) before day 50. There are no minimum balances other than to open the account. It does not have to remain in the account!

    I would appreciate it so much if someone would use my referral code. Thanks!

  12. Tanya

    I did this promotion last year and have not regretted it! I love Capital One and would recommend this to anyone!

    I would love for someone to use my referral link! https://r.capitalone360.com/bAEyTLFzqU

    • Wehaf

      P.S. I’ll also be happy to split my referral bonus with anyone who uses my code.

  13. TeraMarie

    Hey everyone! I’ll split the referral bonus with you if you use my link. $20 for each of us! Every little bit helps.
    Email me (g4lovesmommy@gmail.com) your name and PayPal address once you sign up.


  14. Jessica



  15. Sarah

    Has anyone actually gotten the referral bonus? I referred several people last year when we did this and never got any bonus. They used my link and everything and when I called in the rep was nice but said they don’t give referral bonuses during a promotional period…

  16. Yvette

    What is meant by….???
    * The $100 bonus starts earning interest on day 1, but you can’t take it out for at least 30 days.

    • Crystal

      It means that you will start earning interest on the money you put into your savings account to open it (at least $1,000) . You can’t withdrawl the money for 30 days otherwise you will not get the $100 bonus. I hope that makes sense. Please consider using my referral link if you decide to open an account. My referral link is listed below. I’m the Crystal that ask about the kids savings account below (comment #31.1). Thanks.

  17. Eileen

    I want to split the referral bonus with you if you use my link. $20 for each of us! Email me your name and PayPal address.

    • violet

      Eileen, I used your referral link and sent you an email!

      • TeraMarie

        Up top you said you used my link. Don’t want to give credit to someone who didn’t really use my

      • Eileen

        Hi Violet!
        I just sent you $20 via paypal.
        Thank you very much & have a nice day..

      • Bettie

        You lucked out. It seems a lot of people were scammed using other links 😒

  18. Justin Smith


    If anyone would like a referral, I have a link below. I hope everyone had a great Thanksgiving and bought a lot on Black Friday!


    Have a great day and get the free $200!!!

  19. Kara

    1) Savings 0.75% Interest
    2) Checking 0.2% Interest
    3) I am never charged a replacement fee for my credit card (BBT charged $5)
    4) You can withdraw money at 7-11, Target, WaWa, Walgreens and many other ATM without a fee (up to $1000 a day)
    5) Checks can be deposited with phone app
    6) Customer Service is great

    1) Transferring money from another account takes almost a week to become available
    I do not have direct deposit, so I do not know if funds available right away
    2) Transferring from Capital One to an outside account can take up to a week fro funds to be available
    3) Can not transfer money from savings to checking at a Capital Bank’s ATM
    4) Mobile app can be a pain when entering your pin. I switch over to full site

    Side notes
    This is a great account to have if you want to save money, especially since it is a bit harder to get the money out of the account without the card and interest is so much better than most other banks.

    If anyone would like to use my link, I would appreciate it.


  20. Crystal

    Does anyone know if you get the $100 if you open a kids savings account? If yes, How much do you have to deposit for the kids savings to get the $100 bonus? I hope someone answers me. Thanks.

    • Crystal

      Never mind I got my answer. If anyone else is interested the answer is No. There is no bonus for opening up a kids savings account. Here is my referral link again if anyone wants to use it. Trying to earn a little extra cash for holiday gifts for the kiddos. Thanks. HAPPY HOLIDAYS!!!


      • Melissa

        I saw there was a 25$ bonus for kids aaccounts

        • Crystal

          Thanks Melissa. I called them up and the representative was very clear. She said that there is no bonus for the kids savings account, just the regular adult savings account.

  21. Jamie

    I love my CapitalOne 360 Account! My boyfriend and I both signed up last July when they were running their 4th of July cash promo. Its very easy to use, but it does take a few days to transfer between accounts. Their interest rate for a standard savings account is much higher than competitors, so thats definitely a plus.

    I think the best thing about this account is that you tend to forget you have money in the account so you don’t spend it! LOL. Great when you need a little extra money come holiday season time. πŸ˜‰


    Happy Holidays, Hip2Savers and thank you for all that you do, Collin! πŸ™‚

  22. Teresa :)

    Hey, I’ve had ING/Capital One 360 accounts for nearly 10 years and love them. If you use my referral, I will split it with you. My email is tataggart@comcast.net. After you sign up, send me your email and paypal address and I will put $20 in there! Thanks!!!!!!!

    • Bettie

      I think I used your link. Can you check πŸ˜€ it would be under Elizabeth ty!!

      • Bettie

        Never mind. Now I’m not too sure who’s link I used. Lol

  23. Susan

    I used someones link. Please use mine.
    I will pp you $20 if you use my link


    Please give me your pp email and I will send you $20 through paypal when I get it from capitalone. Email to gem345 at gmail.com

    • Susan

      Oops typo, Should be gem19345 at gmail.com

  24. Heather

    If you plan on signing up, PLEASE use my link below. I’m a single mom of 2 and in my last semester of nursing school – my budget for my little ones is less than $70 right now because I’m having to pay for graduation fees, childcare, and travel to visit our family this holiday! If you sign up under my link, it will give me a $40 “referral bonus” and I would be eternally grateful! I would put it to good use (my son wants a new jacket!).

    Thanks in advance & Merry Christmas! https://r.capitalone360.com/yBQeq3RTji

    • Heather

      Also, I’ve had the account for about a year now and I love it.. I can transfer money in and out of it. I only signed up last year to earn the bonus, and then I forgot about it the rest of the year. Never had any issues or unwanted contact from them.

  25. Shari

    Hi Everyone! Hoping that someone will be generous and consider using my referral link. I’m happy to split the referral bonus with you . . . $25 for you, $15 for me! Just email me at dts2121@yahoo.com to confirm, and once I see your referral in my Cap1 account, I will paypal you your portion of the bonus making this a super sweet deal for you!

      • Viola

        Shari,i use your link to open saving account.i will send you email.hope you get the bonus.

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