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Black Friday 2018

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Tax Troubles? These 8 Tax Programs are FREE and Easy To Use

Hip2Save may earn a small commission via affiliate links in this post. Read our full disclosure policy here.

It’s everyone’s favorite time of year – tax season (said no one ever)! 😒 Tax day (Tuesday, April 17th this year) will be here before you know it, so here are some options and preparation packages to help you file your taxes.

File for FREE with H&R Block — even with deductions.

Through March 31st, head over to H&R Block where you can possibly file your taxes online for FREE! This year more people than ever can file their taxes online for FREE with the H&R Block More Zero promotion – even if you own a home, make charitable donations, and itemize deductions, you may qualify for the free tax filing!

Hip Tip: You can apply for a refund advance up to $3,000 with 0% interest!


With Turbo Tax, both State AND Federal are FREE!

TurboTax is allowing taxpayers to file Federal (1040A or 1040 EZ) AND State tax returns completely FREE with TurboTax Absolute Zero. For those who need to upgrade to more advanced tax preparation software, check out these deals at Amazon on Deluxe, Premier, and Home & Business Starter Edition.

Hip Tip: When you file with TurboTax, you can score a bonus 1,000 Rapid Rewards Southwest Points and a FREE Credit Score check. (And after taxes, you may just need a vacay.)


Get advanced features at no extra cost with FreeTax USA.

Consider using FreeTaxUSA.com to e-file your Federal return directly to the IRS, and you can choose from their Simple, Basic, or Advanced filing programs – all for free! Add a state return for only $12.95.

Hip Tip: This site has been highly recommended by our Hip2Save readers!


Surprise filing fees? Not with Credit Karma Tax.

Filing with Credit Karma Tax is as FREE as it gets! Head over here to get started with your free federal AND state return. You can also apply for a no-fee, interest-free advance through their Earlybird Advance program while you wait for your return to process.

Hip Tip: Have questions? They offer a live chat feature should you need any help!


Head into a Liberty Tax office for cash back incentives.

If you work in education (whether you’re a teacher or otherwise employed in a school district), Liberty Tax will do your taxes for FREE! They also offer competitive pricing for those not in education, along with great incentives.

Hip Tip: Get up to $50 cash when you complete a paid return or when you refer a friend who completes a paid return! *These are only available for in-office returns


File with confidence at TaxAct with the $100k Guarantee.

Head over here to sign up for a FREE Federal and FREE State edition of TaxACT where you’ll be able to prepare, print, and electronically file your federal tax return for free.

Hip Tip: With the TaxAct 100k Guarantee, if you receive a smaller refund or larger tax liability from TaxAct compared to another preparation service, they’ll refund the difference up to $100,000!


eSmart Tax features simple and FREE filing.

You can also file through e-Smart Tax by Liberty Tax to e-file completely FREE. E-Smart Tax technology ensures you get your highest possible refund. They also offer a simple step-by-step Q&A preparation and zero hidden fees.

Hip Tip: Get online or in-person help with more than 4,000 Liberty Tax offices open year round!


Get gift cards for filing your taxes through Tax Slayer.

File your Federal AND State return for FREE when you use the TaxSlayer Simply Free plan. You can also get a refund advance up to $1,000 with their refundNow program and low pricing on their advanced filing software.

Hip Tip: You can participate in TaxPerks by earning points when you file your taxes and refer friends, then redeem the points for gift cards!


More Tax-Filing Tips:

Head to IRS.gov to file your federal taxes for free (income must be below $66,000).


Check the daily deal sites. Groupon has offered up significantly reduced vouchers for online tax preparation products in the past and will likely have similar offers over the next few months.


Check with your local college. One reader reported that the accounting students at her local college will do her tax returns for free (and then they’re reviewed by the professor to ensure they are correct).


AARP Foundation Tax-Aide offers free help for older taxpayers and people with limited incomes. Find an AARP Foundation Tax-Aide site in your community by clicking here.


If you are in the military, check out Military One Source for more information about different resources that are available.


Check for VITA-assisted filing. Families that earned less than $54,000 in 2017, persons with disabilities, the elderly, and limited English speaking taxpayers may qualify for assistance through the VITA Program. IRS-certified volunteers provide free basic income tax return preparation with electronic filing to qualified individuals. Find a VITA Volunteer site in your community by clicking here.

Join The Discussion

Comments 28

  1. Brianne Callister

    LOVE freetaxusa. Been using it for 4 years now.
    No complaints!!

    • jen

      Me too. I love them. Usually I can find a coupon code online that drops a buck or two off the fee to file state too. 🙂

    • Geo

      Same here. Use FreeTaxUSA to file federal for free. Then we mail our state form to avoid the $12.95 charge. The form is very easy to complete yourself.

  2. Michelle

    I will have to look into some of these for next year… tax act was $62 for fed and state this year… a lot more than in years past!!!

    • Kristy

      That’s exactly why I switched to credit karma!! Taxact used to be $15 and it just kept getting more expensive. Credit karma is pretty easy to use. I’d say about the same as taxact.

  3. Taya

    I did credit karma! Waiting for the state to be accepted federal was accepted right away!

    • Ann

      State (MN) took longer for me than federal as well. I did file on a Friday though so that might me why. My state refund was sent 2 days before my federal was sent but I already have federal in my bank account. Still waiting on state…..

      • Chrissy

        I read on our state’s page that state refund would not start until 2/27 to help crack down on fraud.

        • Ann

          Is that MN? Because my refund was processed and sent to my bank. Just haven’t seen it in my account yet.

        • Laura

          Hello-
          I talked to my tax person and federal isn’t issuing refunds until after the 27th due to combating fraud. So I am not understanding why people are getting federal when even on the website it states the earliest you will receive the refund is the 27th. State can take up to 21 days after filing if you e- file.

          • Kristy

            They are holding refunds if you claimed an Additional Child Tax Credit or an Earned Income Tax Credit. People who didn’t claim those credits are eligible to get their taxes earlier.

      • Taya

        I’m in MN too did mine 2 days ago I think.

        • Ann

          MN is usually so quick for me. I don’t know why it’s taking so long to deposit.

          • Jessica

            I am in Minnesota.. I got my state back already, just waiting on my federal. I filed about a week and a half ago

  4. L

    Turbo Tax Absolute Zero has some limitations (more than 1 rule me out):
    Made less than $100,000
    Don’t own a home or rental property
    Didn’t sell investments
    Don’t own a business or have 1099-MISC income
    Don’t have any major medical expenses

    I’ve used Express1040.com for years. It’s free for federal (even for more complicated returns) and doesn’t constantly request that I upgrade to their paid service.

  5. Geo

    Benefit Bank offers free federal and state tax filing for residents of North Carolina, Ohio, Pennsylvania, South Carolina, and Virginia.

    Married filing jointly income limit is $95,000. Single income limit is $65,000.

  6. Scarlet B

    Love that expression, Lina! Ha!

  7. Colleen M

    I have been doing taxes for a long time and always loved taxact but too expensive now with a schedule C. Used credit karma this year and it might be fine for simple returns but for more complex issues, it was awful. Their support couldn’t even help despite my telling them exactly what I needed. Was simply cut off twice from support and then got random answers via email. Purchased TurboTax download for $30 and it was awesome! Maybe better than taxact

    • nankatfog

      Couldn’t agree more with Turbo Tax. Years ago we use to pay the price and get our taxes done. About 13 yrs ago my mom bought Turbo Tax and let me use it just to get an estimate of what are taxes would be like. We went to our tax preparer paid $250 (and that was with a $50 off coupon) and got the same outcome as Turbo Tax. So I’ve been using Turbo Tax ever since. Now my older children use it. Like I told them, “It’s so easy a caveman could do it”. LOL

  8. Chris

    I filed my taxes on Janaury 26, got my Refund on feb 7. Turbo tax filed joint return. It was easy.

  9. Rocky

    It was my first time using turbo tax this year and I loved it. I’ve been using a tax preparer and she charged me $100 but this year I got more money back with turbo tax

  10. Steph-B

    We’ve been using a tax professional for about 7 years now, he charges us 250.00… however, we live in wi and work MN, so we have to files with two states and Federal.. we’ve made more back since he’s been preparing our taxes.

  11. Marie

    First time using H & R Block More Zero. I e-filed both our State & Federal taxes for free, even with deductions. OMG, I can’t believe it. It was really free. HAPPY DANCE! Thank You!

  12. carter

    I’m so happy I saw this post! FreetaxUSA was free for federal even with all of my 1099 forms. I usually use Turbo Tax and they wanted me to upgrade to premiere for $89 to file those forms. Credit Karma let me get through everything just to tell me they don’t support some of the forms. H&R block wanted me to pay $69.99 then one of the forms wouldn’t be available until next week! I’m so happy right now!

    • Holly (Hip2Save Sidekick)

      Yay! So glad we could help! 🙂

  13. Melody

    And just remember, whatever service you use, to print and save a copy!!!

  14. Christina

    I use FreeTaxUSA and always use Ebates and Swagbucks to get some cash back on my transaction. Might as well get free money!

  15. Anna

    Thanks to Hip2Save team, I used the 50% off coupon for TaxAct when you posted it. I was only filing Federal (we own a business so I did like the 3rd option). I wanted to file VA state return myself using the state.gov’s online forms to avoid $22 fee and it was such a headache!!!

    Even though I already submitted the federal return on TaxAct, it still let me go back and file VA state return on it (finished in about 30 minutes). Paid less than $50 for both and got tax refund this week! Thanks, Hip2Save team!

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