5 Reasons Why You Should Check Your Credit Score Annually (It’s Completely Free!)
Hip2Save may earn a small commission via affiliate links in this post. Read our full disclosure policy here.
Why check your credit score annually?
For starters, the information found on your credit report can greatly affect big decisions in your life – like the job you’ll get, the home you’ll live in, how much money you can borrow, and how much interest you’ll pay.
Reasons you should check your credit score annually:
- It’s free (go here to get started)!
- It can help you detect and dispute errors.
- Your credit may be affected by others’ mistakes.
- You might stop identity theft and credit card fraud early on.
- You’ll save money by being proactive about your credit.
If you’d like to get an update on your credit score and report (especially important if you’re planning a large purchase in the near future), head on over to Credit Sesame to get started – it takes just a few minutes. Credit Sesame is a 100% FREE personal finance credit, debt management, and credit monitoring tool with NO trial period.
NO credit card is required to get your score!
Plus, contrary to the myth, pulling your own report will not hurt your credit. When you check your credit score for FREE with Credit Sesame, it makes no impact on your credit score since it is a soft credit check, not a hard credit check. You can even do a FREE credit check online as many times as you’d like (at a cost if done more than once monthly) and it will not affect your credit standing!
Credit Sesame will also send you daily monitoring alerts about changes to your credit report and offers $50,000 in identity theft insurance along with fraud resolution assistance. Sweet!