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Jun 05 2018
4 months ago
1:12 PM MDT

5 Reasons Why You Should Check Your Credit Score Annually (It’s Completely Free!)

Jun 05, 2018 @ 1:12 PM MDT
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why check your credit score annually – Scrabble tiles spell 'money'

Why check your credit score annually?

For starters, the information found on your credit report can greatly affect big decisions in your life – like the job you’ll get, the home you’ll live in, how much money you can borrow, and how much interest you’ll pay.

Reasons you should check your credit score annually:

  1. It’s free (go here to get started)!
  2. It can help you detect and dispute errors.
  3. Your credit may be affected by others’ mistakes.
  4. You might stop identity theft and credit card fraud early on.
  5. You’ll save money by being proactive about your credit.

why check your credit score annually – 730 Approved credit score

If you’d like to get an update on your credit score and report (especially important if you’re planning a large purchase in the near future), head on over to Credit Sesame to get started – it takes just a few minutes. Credit Sesame is a 100% FREE personal finance credit, debt management, and credit monitoring tool with NO trial period.

NO credit card is required to get your score!

Plus, contrary to the myth, pulling your own report will not hurt your credit. When you check your credit score for FREE with Credit Sesame, it makes no impact on your credit score since it is a soft credit check, not a hard credit check. You can even do a FREE credit check online as many times as you’d like (at a cost if done more than once monthly) and it will not affect your credit standing!

Credit Sesame will also send you daily monitoring alerts about changes to your credit report and offers $50,000 in identity theft insurance along with fraud resolution assistance. Sweet!

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Have you ever had moments when you're either out of time or out of printer ink, or both, and you really want to keep track of a "Hip" deal or print a valuable coupon in the next day or two? Or what do you do when an outstanding, but pricey, deal is posted and you want to save it for discussion with your significant other? Well, now you're in luck! No more searching through pages of posts to find the coupon or the deal. Simply move the post to your Hip List and access it at your convenience.

How Does the Hip List Work?

It's easy! To use this feature, first head on over here and register and log into your account. Whenever you find a great deal that you want to come back to later at a later time, just click on the HIP List icon located on each post (see images below) and the information will be saved in your account. To remove a post from your HIP List, just click on the HIP List icon and it will be removed.

When logged into your account, you will see the HIP List icon at the bottom of every post if you are viewing in classic view.

If you prefer to view in river view, you will see the HIP List icon located on every post above the post title and to the right.

If you're wanting to print a certain deal, blog post, or the Weekly Store Matchups from your HIP list, click on the small blue printer icon in the upper right corner of the HIP list. This will allow you to customize the information that you want or don't want to include when printing from your HIP list so you're only printing the information that's most important to you! If there are deals (or portions of deals) that you are not interested in printing, just click on the red x button to remove them. To restore a section, click on the green arrow icon in the upper right hand corner.

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