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Walmart’s Holiday Layaway Service Available Now | Shop Early & Get More Time to Pay

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Walmart TVs with Layaway Signage

Start your holiday layaway plan at Walmart now! 🛍

Through December 9th, 2019, Walmart stores are offering their convenient Holiday Layaway for in-store purchases – perfect for all of your holiday shopping!

No credit cards are required, and there are NO interest payments on your purchases!

layaway table at walmart

How do I get started?

To get started on Layaway, bring your item(s), or the “tear pad” ticket for large and heavy items, to the store’s designated Layaway counter. Then, make a small down-payment of $20 or 20%, whichever is greater. That money goes directly toward your Layaway – no fees!

Note that individual Layaway items must be priced at $10 or more, and total purchases must be $50 or greater. Make payments ANY time on your Layaway at ANY register in the store.

By December 9th, head back to the same store where you started your Layaway plan to pay the the final payment and pick up your items. Otherwise, your Layaway account will be canceled, and all items will be returned to inventory. Any payments made will be refunded, less a cancellation fee that matches your down payment (does not apply in Maryland, Ohio, Rhode Island, or Washington, D.C.).

NOTE: Layaway is not available on Thursday, November 28th, 2019 (Thanksgiving Day).

eligible items for Walmart Layway

What items can I put on Layaway?

  • Media and Games
  • Cameras and Supplies
  • Toys
  • Sporting Goods/Firearms
  • Automotive
  • Kitchen and Dining
  • Home Decor
  • Jewelry
  • Furniture & Luggage
  • Electronics (excludes wireless phones)
  • Closet Organization
  • Large Appliances
  • Infant Furniture and Consumables

Need to return an item? Walmart’s Return Policy applies to all Layaway transactions.


Check out these top Christmas 2019 toys!

Join The Discussion

Comments 52

  1. Hilleo

    Thanks anyway but I would never do layaway at my local Walmart because it would get messed up somehow I would end up with no item and still paid for it it get lost they lose paper work to it Yada yada yada lol

  2. Jen

    Can you add black
    Friday deals to an existing layaway??

    • Liza (Hip Sidekick)

      Hi Jen! Layaway is not available on Thursday, November 28th, but that’s the only exclusion I see. You may want to ask at your local Walmart just in case. Hope that helps!

      • Linda

        This is my first post. I need clarification on something I read earlier. If I have items on layaway and those items go on sale before I pay off my layaway, am I able to change the price of the items to the sales price while on layaway? If yes, how is that done?

        • Jennifer (Hip Sidekick)

          Hi Linda! I’m not seeing the answer in the fine print. I would call your local store to ask.

        • Dee Glover

          Normally in the past years I’ve done it, if there was a sale it automatically reduces the final price to the sale price. I always end up paying less when I go for final pick up. My Walmart locations were in Georgia and Virginia.

    • Barbara Sawyer

      I have used Walmart holiday layaway several years. I never experienced any problems. It has always gone smoothly with no problems at all. I use the supercenter in Shawnee, KS on W 65th Street. I too would like to know if black Friday deals can be put on layaway .

    • Gina G.

      You can’t add anything to layaway on Thanksgiving Day and Black Friday. In fact, most layaway departments are closed during those 2 days.

  3. abthomas60

    Jen, I was told at my Walmart in Birmingham I could not Thanksgiving, black Friday layaway. Now if I had a item in layaway I would get price adjustment if it was cheaper.

    • Terry

      That is true. I have used it for several years.

    • Bethany

      I was told this too

  4. Laura

    If you need this amount of time to pay off gifts – you’re spending too much. Live within your means. People before material items.

    • Krystal

      I think layaway is a wonderful program for people, so much better then using a credit card. I personally buy all year here and there to do it without going into debt and afford Christmas for 4 kids. That being said my way and layaway both don’t mean people have to overspend. I still keep a budget and if I ever needed to do layaway I would still do it on a budget. I always keep our gifts and Santa’s gifts all together at less then $100 per kid. And honestly in today world of $75+ hot toys it’s not always easy, but we like to live within our means so I buy clearance and coupons (like target gift card for purchase) to accomplish it. I don’t see why choosing to make payments on Christmas gift over a few months is a bad thing, I HATE waiting until December to do ANY Christmas shopping so I can see why shopping October 1st for everything and then just making payments is a good way for some people to go.

    • Heather

      I say we all live differently – and I don’t judge if your kid gets a new car and mine got a toy car 🤷🏻‍♀️

    • Selah

      Nonsense. Living beyond your means implies paying more for an item than you’re able to afford. There’s no difference in buying a $100 item and paying $10 a week for it until the deadline than paying $100 for it one time on black Friday. I actually think layaway helps people live with in there means because they can physically budget it out. Good on Walmart.

    • Barbara Sawyer

      Who are you to tell anyone how to budget their money? If someone wants to buy on layaway instead of using a credit card or possibly taxing their budget by paying a large amount for an item it is nobody’s business but that person. You need to stop judging people and take care of what you are doing i.e. mind your own business.

    • Sunflower

      Your comment is rude towards the individual sharing this deal and to the individuals who will participate in the layaway option. This post is about sharing an option for families who love to save, shop, or budget differently. Since when does a layaway mean people are living beyond what they are able to afford? Some do it to beat the crowds for the best selection. I’ve heard of people receiving money back because the price of their items dropped. I’ve even heard of anonymous individuals paying off layaway balances at Walmart as a kind gesture. We have to do a better job of not shaming people/families. It’s refreshing to know that this platform is typically not the place for it.

    • Amy

      I do the layaway every year. It’s not about overspending to me. It’s about getting the hard to find items that might sell out secured without having to hide them in my house. My 7-year-old is NOSY! Plus, I’ve done really well the past few years. I shopkick and Ibotta like crazy all year. Then, I put the toys in layaway with my deposit. I track prices and print them to show them the lowest price offered for each item. I end up paying a fraction of the original cost with all my shopkicks and ibotta credits. I put $150 down last week on stuff. I’m almost back to $150 shopkick on my phone. I have about $150 on the husband’s phone. I’ll nail it by pickup 😜

      • shop4mybabies

        that’s amazing:)

  5. Britt

    Love this! I don’t typically use layaway BUT we are building a new house that will finished in about a month. Great way to buy home items and not have to find somewhere to store them until we close! 🙂 it’s basically free storage!

    • Tabitha S Cooper

      I was just thinking the same thing

  6. Juma

    Love layaway at Walmart, as long as they continue to do this during the holidays I will participate. I also love the layaway at Burlington/TJ Max and Marshall stores.

  7. Barbara Sawyer

    I have used Walmart holiday layaway several years. I never experienced any problems. It has always gone smoothly with no problems at all. I use the supercenter in Shawnee, KS on W 65th Street. I too would like to know if black Friday deals can be put on layaway .

  8. Barbara Sawyer

    I have used Walmart holiday layaway several years. I never experienced any problems. It has always gone smoothly with no problems at all. I use the supercenter in Shawnee, KS on W 65th Street.

  9. hipsaver2

    I just started following Rachel Cruze and she was warning about programs similar to this, but with credit cards. This sounds like a better plan when trying to budget what you buy. I have never used it, but I know my mother has.

  10. Brenda B

    Be careful with using layaway, their cancellation fee has changed and is now 20% of the total instead of $10. We put a game system in layaway on Sunday, put down $109, changed our minds about which system to get and when we cancelled it only got $9 and some change back as a refund. $99 to cancel a 2 day old layaway! “Down payment and payments made will be refunded, less $20 or $20%, whichever is greater. The cancellation fee does not apply in Ohio, Maryland, Rhode Island, or Washington DC. Cancellation fee in AL will not exceed $25. Cancellation fee in NC will not exceed $50.”

  11. Crystal widener

    Can you put tool box chest, whatever you call it

    • Amber (Hip Sidekick)

      Good question. It doesn’t look like that would qualify, however you could always double check with your location to be certain.

  12. Karen

    I do not see clothes on the list, can you layaway clothes, I did last year

    • Amber (Hip Sidekick)

      I don’t find those included on the list of eligible items either. You could always call in to your Walmart to be sure. Hoping that helps.

  13. Deborah

    Walmart should allow Layaway on items only available online.

  14. Clayton Holloway

    Can you make a payment at any walmart in the country

    • Amber (Hip Sidekick)

      Hi there! I did find this in the details – “Final payment and pickup must be made before the last day of Layaway at the same store where it was initiated.” Hope that helps!

  15. Tabitha N Davidson

    Can bedding be put on layaway,pillows?

    • Amber (Hip Sidekick)

      Hi there! I don’t find that included in the list of items that are eligible for layaway.

  16. Sandra Sandra

    Can bedding be put on layaway??

    • Jennifer (Hip Sidekick)

      I’m not sure as it doesn’t look like it falls under one of the categories. I would call your store ahead of time and ask.

  17. Kim

    Can someone please tell me if you’re able to put bikes on layaway? I know they’re not listed,but I can’t find anything that says no they. Ant be

    • Doris

      Yes

  18. Kim

    Can someone please tell me if you’re able to put bikes on layaway? I know they’re not listed,but I can’t find anything that says no they can’t be.

    • erika

      they allow you to put anything on layaway except cellphones and items that aren’t packaged.. example.. minnie mouse infant couch.. they wouldn’t let me put it on layaway because it would mold because it was not ore packaged..

  19. Bridget Soto

    Can I put a cricut machine on layaway

  20. Amanda

    Not even prepaid phones can be put on layaway?

  21. Hlg

    Is layaway open on Saturday’s? Or just through the week?

    • Amber (Hip Sidekick)

      It looks like most have Layaway open 10P – 7PM, Monday – Sunday. That may vary by location. You could always call in to your store to be sure. Hope that helps!

  22. melissa

    can you lay away clothing and shoes

    • Amber (Hip Sidekick)

      No, It appears those are excluded. Here is the full list of eligible items –
      Media and Games
      Cameras and Supplies
      Toys
      Sporting Goods/Firearms
      Automotive
      Kitchen and Dining
      Home Decor
      Jewelry
      Furniture & Luggage
      Electronics (excludes wireless phones)
      Closet Organization
      Large Appliances
      Infant Furniture and Consumables

      You can always double check the details on layaway at your location. Hope this helps!

  23. Nicole

    Why can’t clothes be put on layaway?

  24. Brigitte

    So I found a hoverboard for $99.99 on clearance. They said I was not able to put on layaway. Why? It was over $50. I really just wanted them to hold it for a few hours so i could make it back home to pick up some money. They only said they’d hold for an hour. Shoo again why couldn’t i put it on layaway?

    • Amber (Hip Sidekick)

      Bummer! Sorry to hear that, Brigitte. Thanks so much for letting us know about your experience.

  25. DEBBIE

    I NEED SOMETHING SHIPPED TO STORE HOW DOES THAT WORK FOR LAYAWAY

    • Amber (Hip Sidekick)

      Hi Debbie! Layaway is not offered online. It is for in store purchases only. Hope this helps!

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