*HOT* Capital One 360: Earn $100 w/ New Checking Account AND $100 w/ New Savings Account (Four Days Only)

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For the next 4 days only, Capital One 360 is offering up several sweet promos in honor of Black Friday! Through December 1st, you can earn a whopping $100 when you open a new 360 Checking Account! Plus, open a 360 Savings Account and you’ll also snag a $100 bonus! 😀

Here’s how to snag $100 with a new checking account:

* Head over here and click on the Apply Now button
* Follow the instructions to open a 360 Checking checking account (be sure to open your new account no later than December 1st!) and make an initial deposit of at least $250
* You’ll then need to use your Debit Card to make 5 purchases or use CheckMateSM to make 5 remote check deposits (or a combo of both) within 45 days of opening your account.
* Your $100 bonus will be automatically deposited into your account on day 50.
* Keep in mind that this $100 Bonus is only available for new 360 Checking Accounts (including Electric Orange checking) and your bonus may be reported to the IRS and your state

Here’s how to snag $100 with a 360 Savings Account:

* Head over here and click on the Open Now button
* Follow the instructions to open a 360 Savings account (be sure that you open your new account by December 1st!). * * You must open the account with an initial deposit of $1,000
* The $100 bonus starts earning interest on day 1, but you can’t take it out for at least 30 days.
* This offer is only available when you open a new 360 Savings account (including Electric Orange Savings Account)
* Note that this savings account must be funded from a source outside of Capital One 360 (in other words, your initial deposit can not be transferred from an existing Capital One 360 account)
* Keep in mind that your bonus may be reported to the IRS and your state

What an easy way to earn a little extra money! And if for whatever reason you decide that you don’t want these accounts, you can cancel at anytime. Also, keep in mind that the required purchases can be of any amount – small or large.

If you have an account with Capital One 360 already, I’d love to hear your feedback!

(Thanks, Olga!)

Join The Discussion

Comments 94

    • Swirlypop

      It is not appropriate to post all these personal links. Please read up on how blogs make their money. Every time someone uses another link they are taking money out of hip2save’s pocket. Please be respectful and educate yourself on how bloggers make a living. Collin does so much for her readers, it’s just wrong not to give her the credit she is due.

      • TeraMarie

        Capitalone has a $1000 referral limit. I think by now she has probably made that, that’s the only reason I’ve posted my link.

        • Swirlypop

          Blogs do not have a limit like regular customers do. Blogs are a business. We “the readers” are customers. There is no limit to the amount of money a business can make. Please read about affiliates and how bloggers make a living.

    • TeraMarie

      Capital One offers $40 for each referral. If you use my link I will split the referral bonus with you and send the money via PayPal. That’s $20 each.
      If you do decide to use my link please email me at g4lovesmommy@ gmail.com that way I know who to split the money with.

      https://r.capitalone360.com/myaVFVTzTA

      • Emily

        Used your referral, TeraMarie! 🙂

        • TeraMarie

          Thank you, I see your name on my referral list. Waiting on capital one to credit me and then you will be $20 richer! Woohoo!

  1. April

    I opened one last year and got this deal! Actually still have it opened but don’t really use it. It’s like invisible money that I don’t touch! Now hoping I can open one in my hubby’s name to get the extra money this year!

  2. TeraMarie

    Capital One offers $40 for each referral. If you use my link I will split the federal bonus with you and send the money via PayPal. That’s $20 each.
    If you do decide to use my link please email me at g4lovesmommy@ gmail.com that way I know who to split the money with.

    https://r.capitalone360.com/myaVFVTzTA

    • Kristina

      I just opened a new savings account using your link. My email address is kbozoarthcpa@gmail.com. I imagine it will take a few days for them to verify and open the account. Please send me an email so I have your email address as well. Thanks for splitting the bonus! Merry Christmas!

      • TeraMarie

        Thank you, I will look for your email.

      • TeraMarie

        Sent you a message

    • Victoria

      Hi,
      Used your link 🙂 I emailed you!

      • TeraMarie

        Thank you, emailed back.

    • Jennifer

      Used your referral link! Emailed you.

      • TeraMarie

        Thank you, I see your name as completed on my referral list so once you send me your PayPal info I’ll send the money!

      • TeraMarie

        Emailed, thank you

  3. Sarah

    Does anyone know if we got the deal last year will this work again? I think I closed my account from last year.

    • TeraMarie

      Capital One offers $40 for each referral. If you use my link I will split the referral bonus with you and send the money via PayPal. That’s $20 each.
      If you do decide to use my link please email me at g4lovesmommy@ gmail.com that way I know who to split the money with.

      https://r.capitalone360.com/myaVFVTzTA

  4. Jessie

    I’ve been using them since it was ING, a few years now, and love it. I opened a checking account to get a bonus similar to this and have been using it as my “mommy fund”. I put cash back checks and money I get from survey companies, etc. into it. They have a phone app to keep track of balances and you can deposit checks remotely through the app, as well. I highly recommend!

    My referral link, if anyone’s interested. You still get the $100 bonus this way! https://r.capitalone360.com/RMotEnpL5y

  5. Ruth

    What are the monthly minimum balance requirements? Are there any monthly maintenance fee’s?

    • Eleanor

      No minimum balances & no fees! My checking also earns a little interest each month! I opened in July during their bonus offer special & had no problems receiving my bonus at day 50. The account has been very easy to use!
      Here is my referral link if you wish to use it:
      https://r.capitalone360.com/fp8kVZXCzv
      🙂

      • Ruth

        Thank you! Am going to discuss with the husband when he gets home.

  6. saverightnow

    Last year you only had to deposit $500 though, this year $1,000!! It was $125 bonus to the checking after using it 3x or so and the Savings had to keep $500 for a certain period and get $75 bonus. So, thinking last year was a better deal. But still, free money!!

  7. Eleanor

    I took advantage of this offer back in July. I had no issues receiving my bonus at day 50 after I had made my 5 minimum transactions. The account has been great & easy to use. Easy to transfer back & forth between my Wells Fargo account. No fees, No Minimum Balances & my account even earns a little interest each month!

    Here is my referral link if anyone would like to use it. I would greatly appreciate that!

    https://r.capitalone360.com/fp8kVZXCzv
    🙂

  8. Gina

    I’ve had an account for about 10 years (back when it was ING) and I too love their services. I like that you can set up multiple accounts within your account to designate for different purposes. I have an emergency fund, college fund, and “fun”. If you want to help me out by using my link that would be great as there is no other promos for existing customers. https://r.capitalone360.com/5VCSwghAUA

  9. Heather

    If anyone plans to sign up, I would be unbelievably appreciative if you would use my sign up link so I earn a $40 bonus too. I’m a single mom of 2, and in my last semester of nursing school… on a super tight budget so our Christmas will be small. That $40 would go so far!

      • Nirupama L

        I used your referral link Heather. Merry Christmas to you and the kids! You should receive the bonus within a couple days after my account is officially open.

  10. Veronica

    I love my Capital One 360 account! I’ve had it since it was ING Direct. If you’re willing to use my referral link, I will pay it forward and use someone else’s referral link next time (on a different service/item). Thanks and happy holidays!

    https://r.capitalone360.com/otAZ4dqJnE

  11. Kristina

    I was able to open the account without stepping foot inside a bank, huge bonus that this can be done online!

  12. Crystal

    I know this is a long shot because everyone is posting their link …but if anyone is interested in getting an account i would sincerely appreciate it if you could please use my referral link.

    https://r.capitalone360.com/snAegtjRei

    this is a really great bank. I’ve been banking with them for about a year now and have no issues. They will deposit your bonus (as long as you follow all the instructions) as promised.

  13. Gwen

    Great deal! Can’t turn down Free money!!!

  14. TeraMarie

    Capital One offers $40 for each referral. If you use my link I will split the federal bonus with you and send the money via PayPal. That’s $20 each.
    If you do decide to use my link please email me at g4lovesmommy@ gmail.com that way I know who to split the money with.

    https://r.capitalone360.com/myaVFVTzTA

  15. Emily C.

    So it looks like we don’t have to LEAVE the money in the savings account this time is that correct? I signed up last year and I have NEVER been charged a fee, I love them!!

    Use my referral link and I’ll SPLIT the $40 with you!!
    https://r.capitalone360.com/brryEEtgHA
    Just leave me your paypal email!

  16. vbbates

    I love my 360 fee free account, plus I earn interest! I know there are already plenty of referral links, but here is mine. God Bless 🙂
    https://r.capitalone360.com/dVeyrqJN4d

  17. ST

    Thanks for posting this Collin. Its a great way to earn some extra money around the holiday time.

    Please consider using my link if you open up an account. Thank you.

    https://r.capitalone360.com/VZNfqxeyRd

  18. chris

    I apologize if this is a duplicate post. I paid it forward and would appreciate it if someone would do the same. Thanks in advance. https://r.capitalone360.com/DFo56ewx2g

  19. Michelle Austin

    I did the checking account last year and it was awesome! Free money deposited into my account after I made the 5 debit transactions. It was super easy. I use the account now as a separate holding account for monthly budgeting. It’s totally free! If you are going to do the deal, I’d super appreciate you using my referral link:

    https://r.capitalone360.com/f6XX6gxCzS

    You won’t regret opening an account!

  20. emma

    I love this company. I don’t have an account yet as there was some confusion about whether I was eligible as a brand new immigrant when this deal was offered last year. However because they had kept me on the phone for so long working it out, they sent me a $75 Amazon gift card. That was really great right before Christmas and amazing considering I don’t bank with them! Trying again this year.

  21. allyson

    I love this program. I signed up and immediately received the sign up bonus. I would really appreciate it if you could use my referral link:

    https://r.capitalone360.com/uXmhYrueob

    Happy Holidays!

  22. Jeannie

    I love my Capital One account!! Here is a great tip that I did last time this was offered…I opened a Capital One Money account which is for kids and teens, you will get the bonus for their account as well and they will also get a bonus of $25. I put their allowance on the card and they get to learn how to manage their money. You can put $10 in an account for your child and get the $40 referral instantly (after you of course first open your own account).
    Here is my referral link for someone to use! Thanks!

    https://r.capitalone360.com/XC2vbxYQ79

  23. rojasian

    LOVE LOVE LOVE LOVE it whenever they have this promotion! Surely getting hubby to sign in for one! Appreciate it too if you can use my link!

    https://r.capitalone360.com/99MngE4jLS

  24. Lisa

    I opened an account last year, received the $75 bonus and have earned more than $25 in interest since last year (I now use the savings account)!. I highly recommend opening an account.

  25. Jorge

    Can anyone who has done this particular deal this time around clarify whether the opening $250 must remain in the acct or if so how much needs to remain? Greatly appreciated, thanks!

    • Eleanor

      You just have to have an initial deposit of $250. You can use that deposit for your 5 minimum transactions within the first 45 days to receive your bonus on day 50. There is no minimum balance or fees. 🙂

      My referral link is: https://r.capitalone360.com/fp8kVZXCzv if you are looking to sign up for the first time & would be willing to use it. Thank you! Happy Holidays!
      🙂

      • Jorge

        Thanks, Eleanor. So to clarify, I can use the $250 to make the 5 debits but I can’t withdraw any money for 50 days?

        • Eleanor

          I think you just need the $250 to start the account & to make 5 purchases within 45 days to ensure that you will get your bonus on day 50. I think that’s it. No minimum balance requirements beyond the initial deposit amount that I can see. Once you receive your bonus you can withdraw everything & close the account or keep it open & continue to use it with ease. Whatever your preference may be 🙂

  26. TeraMarie

    Capital One offers $40 for each referral. If you use my link I will split the referral bonus with you and send the money via PayPal. That’s $20 each.
    If you do decide to use my link please email me at g4lovesmommy@ gmail.com that way I know who to split the money with.

    https://r.capitalone360.com/myaVFVTzTA

  27. saverightnow

    Deposit of $250 and make a total of 5 Debit Card purchases or CheckMate deposits (or any combo of the two) within 45 days of opening your account and your $100 bonus will be posted on day 50. Must stay in until day 50.

    • Jorge

      Thanks! But if you have to make 5 debits within 45 days, what must stay in until day 50?

  28. Jessy

    I have been with them for several years now and really enjoy the account! Great way to snag $100 too!
    Here is my referral link if someone wants to use it! Thanks so much if you do!

    https://r.capitalone360.com/RRwHu2o8xc

      • Susan

        Having my husband sign up as well, and I’ll use Collin’s link. Thanks so much for everything! I love this site!!!

  29. Jessica

    Hello, Please Please use my link 🙂 I’d sooooooo appreciate it. I use these accounts for my kiddos and our tucked away savings (trying to 🙂
    Happy Thanksgiving!!!

    https://r.capitalone360.com/5xu1y9BnH3

  30. jackie

    we use this to save all our kiddo’s money- all the referal bonus dollars are going to her, so we’d really appreciate you using the link 🙂 https://r.capitalone360.com/FCtUvsstYt

  31. Swirlypop

    It is not appropriate to post all these personal links. Please read up on how blogs make their money. Blogs are advertisers and are paid for their services through clicking on links. Every time someone uses another link they are taking money out of Hip2save’s pocket. Please be respectful. Collin does so much for her readers, it’s just wrong not to give her the credit she is due.

    • Guy

      I agree. We save so much because of all she does. Don’t let the greed get the best of you! There is already “free” money for this offer! Keep Hip2Save in business. Everytime you use other sites to make 2 or 3 percent it takes money away from the blog.

  32. Rachel

    I opened one last year during this deal and I love it! I was somewhat unsure of how I would like it, but it’s easy to use and the lack of fees make it wonderful.

    I just graduated college & I have a lot of debt I’m workin’ on, along with applications to PhD programs. If someone could use my link, I would greatly appreciate it: https://r.capitalone360.com/TSWAuHU2tz

  33. AR Hull

    This is a great account. They pay the bonus as advertised. Easy to use. Here is my referral link. I would appreciate your using it! https://r.capitalone360.com/9moWZNQqYT

  34. Nikki

    I have been really happy with this account. I just graduated from college, and I would be forever grateful for those of you that use my link 🙂 Happy Holidays!

  35. Nikki

    I have been really happy with this account. I just graduated from college, and I would be forever grateful for those of you that use my link 🙂 Happy Holidays! https://r.capitalone360.com/MwVvQJqmN4

  36. Kara

    Pros
    1) Savings 0.75% Interest
    2) Checking 0.2% Interest
    3) I am never charged a replacement fee for my credit card (BBT charged $5)
    4) You can withdraw money at 7-11, Target, WaWa, Walgreens and many other ATM without a fee (up to $1000 a day)
    5) Checks can be deposited with phone app
    6) Customer Service is great

    Cons
    1) Transferring money from another account takes almost a week to become available
    I do not have direct deposit, so I do not know if funds available right away
    2) Transferring from Capital One to an outside account can take up to a week fro funds to be available
    3) Can not transfer money from savings to checking at a Capital Bank’s ATM
    4) Mobile app can be a pain when entering your pin. I switch over to full site

    Side notes
    This is a great account to have if you want to save money, especially since it is a bit harder to get the money out of the account without the card and interest is so much better than most other banks.

    If anyone would like to use my link, I would appreciate it.
    https://r.capitalone360.com/MZ2ki5sWhm

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