The Target RedCard is a Must – Get $40 Off $40 Purchase Coupon with New Debit or Credit Card!

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Check out the benefits of a Target RedCard and why we think it’s a must! 

hand holding target REDcard from black purse with red cart

Target shoppers, now’s the time to sign up for a RedCard! 🙌

Perks and exclusive offers are definitely the best part of being a Target RedCard holder! Being a debit or credit cardholder means you save 5% every day on Target purchases with your Red Card (no promo code required!). You also score FREE 2-day shipping on most items on, get extended time for returns, and more!

Plus, through December 10th, Target is offering a coupon for a whopping $40 off a $40 purchase that will be included with your NEW Red Card (valid on both the debit and credit card options!). Note that the $40 off coupon will be mailed to approved cardholders with their RedCard and will be valid through 01/09/23.

Target carts

What’s the best part about having a Target RedCard?

Target’s 5% off Red Card discount will also stack with the already discounted sale or clearance items and Target Circle offers, so you can scoop up all the Target deals your heart desires at the very best prices!

Why wouldn’t you want to save a little extra on the items you’re already buying? 🤷‍♀️ And because you can opt for the credit or debit card version and still get all the SAME perks, a Target RedCard is really a no-brainer!

Target Red Card and coupon

Applying for a Target RedCard is really easy!

You can apply conveniently and quickly online – the entire application process should take less than 15 minutes!

If you’re not interested in another credit card, consider applying for the Red Card debit card instead. There’s no credit check needed, and it’s totally free. The debit card RedCard gets tied to your existing checking account. Plus, you can also withdraw up to $40 cash at checkout in-store.

Regardless of which type of card you choose, you don’t have to worry about paying any sort of annual fee! 🙌

Hand holding target red card

Here are all of our favorite perks (some restrictions apply):

  • Save an extra 5% every day on Target purchases when you pay with your Red Card – in-store AND online!
  • Store your Red Card info in the Target app for a faster checkout experience!
  • FREE 2-day shipping on most items on – no minimum purchase!
  • Early access to special events, products & promotions – just for Red Cardholders!
  • Extended returns – additional 30 days, excludes Optical and non-returnable items!
  • Exclusive extras, including special items & offers!
  • Save 5% off specialty gift cards for travel, restaurants, movie tickets, and more!
  • Save 5% when you use your Red Card at any in-store Starbucks location!

Save even more with these popular Target deals!

About the writer:

Evan has a Bachelor's Degree from the University of South Carolina with 7 years of content writing experience specializing in pop culture, sports, technology, and living frugally.

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