FREE Experian Credit Report & Monitoring | No Credit Card Required

Hip2Save may earn a small commission via affiliate links in this post. Read our full disclosure policy here.

More Freebies

hand holding fan of credit cards

Did you know that you can monitor your credit for free?

Head on over to Experian where they are offering a FREE Credit Report – no purchase or credit card required! Plus, with this Experian offer, you’ll also get access to a free updated credit report every 30 days upon sign in.

You’ll also receive free credit monitoring with alert notifications when important changes occur which is a great way to prevent fraud! In the unfortunate event that you do experience fraudulent activity, you can also place and lift a credit freeze on your account. Plus, you can dispute and track any inaccuracies online – all for FREE!

Experian also offers helpful tips on what can help or hurt your credit such as opening too many accounts, closing accounts early, not paying your balances in full, and more.

experian website on tablet

Why check your credit report?

Checking your credit report allows you to easily stay up-to-date with your credit history. Even better, Experian makes it super easy to view exactly what is on your credit report with just a glance! It’ll show what loans and credit cards you have open as well as any inquires into your credit. The credit report also shows if you have any negative items like collections or bankruptcies.

You’ll be able to make better financial decisions, detect signs of identity theft earlier, and understand how your financial standing might be perceived by a lender.

Higher credit scores often help lower your interest rates on home and car loans, so keeping an eye on your credit can help you know when the best time is to apply or even what you need to do to raise your credit score. Lenders can see whether you’ve made your payments on time or if you have any outstanding debts which can also affect your chances of not only receiving a loan but also dealing with varying interest rates.


Check out these tips to maximize your savings in 2021!

Join The Discussion

Comments 2

  1. Jessica

    A great thing is each of the credit reporting institutions allow you one free check a year. I try to split them up every four months to stay on top off our credit.

    • Amber

      They’re allowing once per week during Covid

Leave a Reply

Your email address will not be published. Required fields are marked *

It's not your Grandma's coupon site!

Sign up for a Hip2Save account (it's free) to access all of the awesome features!

Forgot Password?

Don't have an account? Register

Forgot Password

Don't have an account? Register

Become a Hip2Save Insider

Don't Miss Out! Join our large community of insiders - it's totally free! Once you join, you'll be able to save & share your favorite deals, rate posts and recipes and add items to your HipList and Cookbook! What are ya waiting for?!

Already have an account? Login

Become a Hip2Save Insider

Don't Miss Out! Join our large community of insiders - it's totally free! Once you join, you'll be able to save & share your favorite deals, rate posts and recipes and add items to your HipList and Cookbook! What are ya waiting for?!



Already have an account? Login

Thank you for rating!

Would you also like to leave us a comment?