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15 T.J.Maxx Savings Secrets YOU Need to Know

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If you’ve ever shopped at T.J.Maxx before, you likely know that they can offer fantastic deals on discounted clothing, home decor, furniture and more. BUT, if you’re looking to save even more when shopping at their store, check out these savings secrets that you may not know about…

1.) Sign Up for their FREE Loyalty Program

Whenever you sign up for TJX Rewards Access (it’s free!), you’ll be the first to know about new arrivals, store openings, private parties (which means first dibs on designer finds!), free giveaways and more. You’ll also receive a sweepstakes entry every time you shop at T.J.Maxx, Marshalls or HomeGoods stores. To sign up, you can pick up a plastic card in-store or sign up for a digital card online.

And, did you know that T.J.Maxx also owns Marshalls, HomeGoods and even Sierra Trading Post? By signing up, you’ll also get free standard shipping on one purchase at TJMaxx.com (no expiration!) AND free shipping on one purchase at SierraTradingPost.com (valid for one year after signing up). The one-time use shipping codes will be delivered to your email within a few minutes of signing up.

Plus, whenever you complete your online profile, you’ll be entered for a chance to win a designer handbag! Note that in order to be eligible for all the Program benefits (such as access to the next private event), you will need to use your TJX Rewards Access Card at least 3 times within a 12-month period. Also, qualifying purchases must be made at 3 separate stores and/or on 3 separate days.

Hip Tip: Sierra Trading Post rarely offers free shipping codes, so be sure to sign up NOW and save your promo code as it is valid for 1 year and is sure to come in handy around the holidays!


2.) Find Out Your Stores Markdown Schedule

T.J.Maxx stores receive thousands of new items every week, so there is always new merchandise coming in. At my local T.J.Maxx, a manager told me that their merchandise is only marked down every 30 days BUT at a different T.J.Maxx, I was told that markdowns happen on a rotating schedule by department (home & shoes one week, men’s & women’s the next week, etc) and will vary by day.

Since there is no set “markdown day” across all national stores, be sure to contact your local store and ask what their markdown schedule is and make plans to shop that day or the next day.


3.) Know What the Tag Colors Represent

According to T.J.Maxx, the prices you’ll find while shopping are generally 20-60% below the regular prices at department or specialty stores. But what should you look for? Before shopping, here is a rundown of the different colored tags you might find throughout the store and what they mean…

  • White Tags (no sticker): Regular price
  • Purple Tag: Items from The Runway collection
  • Red Tag: Clearance price
  • Blue Tag: Items with coordinating piece
  • Yellow Tag: Final clearance price (found only in January & July – see #4)

Select T.J.Maxx stores also have a department called “The Runway” that’s filled with high-end designer styles without the high price tag (think European, contemporary and couture fashion). These items have a Purple Tag and if you happen to find a Purple tagged item with a Red clearance sticker on the racks, that means you’re scoring HUGE savings on a name-brand or designer item!

I happened to find a Tommy Bahama Swim Coverup at my local T.J.Maxx in Austin, TX (which does not have a designated “The Runway” department) with a Purple Tag that was also marked on clearance due to being past season. I did have to do a little digging to find it, but what a great score!

Also, you may find clearance items that have double or triple red tags, which means that item has been marked down multiple times and is likely the lowest price it will be marked down to.


4.) Shop Yellow Tags in January and July

(Photo Credit)

Because many items are already deeply discounted, T.J.Maxx does not offer storewide sales or coupons. However, at the end of popular seasons, stores need to clear out their seasonal inventory.

The manager at my local T.J.Maxx told me that these storewide clearance events happen twice a year – in January and July (after Christmas and 4th of July) where items are marked with Yellow Tags. She mentioned that this is the ONLY time you should find these Yellow tagged items throughout the store. BUT, if you happen to find a Yellow tagged item during any other time of the year, she said it is not supposed to be there (I would say you are one lucky duck… snag it before anyone else does!).


5.) Know That Almost Everything is NOT Irregular

One common misconception with T.J.Maxx is that almost everything sold in-store is “irregular” or possibly defective. Not true. Actually, over 95% of the items you’ll find at T.J.Maxx are top-quality while the other 5% are considered “irregular” – and they are clearly marked on the price tag.

I walked down every aisle at my local T.J.Maxx and rummaged through the racks looking for an item with an “irregular” or “as-is” tag and could not find a single one. Case in Point.


6.) Don’t Be Shy to Ask for a Discount

When shopping for furniture, luggage, home decor and even food items, be sure to look for any dents, scratches, damaged packaging or other minor flaws. If you find an item with these imperfections, you can politely ask an employee if they will take an additional 15% or 20% off the price.

The manager at my local T.J.Maxx said they would be more than willing to offer a discount on items that have imperfections, in addition to the 10% discount that cardholders get with their card (see #14).


7.) Use the Amazon App to Check Prices

A handy way to make sure you are getting a good deal is to quickly compare the prices at T.J.Maxx with Amazon before heading to the checkout lane. Just scan the T.J.Maxx barcode in-store by clicking on the little camera icon within Amazon’s App to see their current selling price.

As just one idea, I found this OXO Good Grips 10-Piece Everyday Kitchen Tool Set on clearance for only $18 (compare to $60). I quickly scanned the barcode using the Amazon App to check the price while I was in the store and found that it sells for a over $50 on Amazon and has amazing reviews. Score!


8.) Purchase In-Season Designer Handbags

You may be able to find the same designer brands in T.J.Maxx that you would see at your local Macy’s, Dillard’s or Nordstrom for a fraction of the price. How so? T.J.Maxx buys items from many vendors, taking advantage of department store cancellations, a manufacturer that makes up too much product, or a closeout deal when a vendor wants to clear merchandise at the end of a season.

I found quite a few Michael Kors handbags on clearance, such as the Michael Kors Jet Set Item Tote pictured above for $64 (MSRP $178) or the Michael Kors Jet Set Item Grab Bag for $80 (MSRP $248).

I then ran over to my local Macy’s to see if I could find the exact same purses on the shelves (with no luck) but I found very similar Michael Kors logo handbags (pictured below) selling for almost $350!


9.) Buy Gourmet Food Items (They Are NOT Expired!)

Another misconception about T.J.Maxx is that their food items are expired or close to expiring. On the contrary, T.J. Maxx actually carries a variety of gourmet food items that are purchased in large quantities from popular stores (i.e. Williams Sonoma & Whole Foods) and then offers them to you at a huge discount… and they are not expired or usually close to expiring!

If you have time to look, you can actually find some great deals on the food aisle (including bargains on teas, pasta sauces, jams, baking items and more) – so don’t be hesitant to do some browsing!


10.) Save BIG on Name-Brand Home & Kitchen Items

If you’re in the market for a name-brand vacuum cleaner, be sure to check your local T.J.Maxx before paying retail prices. I spotted this Dyson V6 Fluffy Cordless Vacuum Cleaner on clearance for just $199 (compare at $400) which sells for over $375 on Amazon and retails for $499.99 on Dyson.com!

I also spotted a variety of name-brand kitchen items, including Calphalon pots and pans, Cuisinart gadgets and tools, Mikasa Dinnerware, Oneida Flatware and much more. If you’re needing a last-minute wedding or housewarming gift, this would be a great place to check out first.


11.) Score Great Deals on Pet Items

If you’re shopping for a furry friend, be sure to check out the items in the pet department, namely the pet beds! For instance, I spotted a HALO Signature Collection Large Rectangular Cuddler Pet Bed (size 24″ x 34″) that was priced at just $39.99 that retails for $79.99 at stores like Petco and Kohl’s! Wow!

Hip Tip – Did you know that T.J.Maxx is also pet-friendly? You can bring your furry friends with you while shopping as pets are allowed in the store, preferably in the shopping cart or on a leash.


12.)  Enter to Win $1,000 Gift Card Every Month

Every month, T.J.Maxx gives away a $1,000 gift card to one lucky winner just for sharing your T.J.Maxx loot! To enter the contest, just post your T.J.Maxx finds on social media with the following tags #maxxinista and #contest, telling them how you use your finds to “maxx life.”

Check out what our Recipe and DIY Sidekick, Lina, told me…

“I have won a $500 gift card and $50 gift card through their social media contests using a hashtag on my Instagram. One was of my comforter for example – just for sharing my finds! I also bought the fun gray chairs in my front room from T.J.Maxx and I paid only $300 each.”

Also, consider following T.J.Maxx on Facebook, Instagram, and Twitter as they my have other contests or giveaways throughout the year, like this previous free tote bag giveaway mentioned on Facebook.


13.) Buy Discounted Gift Cards Before Shopping

Another way to save on your T.J.Maxx purchases is to buy a discounted T.J.Maxx gift card on Raise.com. Not familiar with Raise? Every Raise purchase is protected by a 1-year Money-Back Guarantee that covers gift cards that are inactive, have an inaccurate balance, or are not received for up to 1-year from the date of purchase. For more information, visit their return policy page.


14.) Get the Credit Card *IF* You’re Making a Big Purchase

If T.J.Maxx is your favorite store and you shop there often OR if you’re wanting to make a big purchase, you may consider getting the TJX Rewards Credit Card. By signing up, you’ll receive a 10% off coupon on your first purchase and then a $10 rewards certificates for every 1,000 points you earn.

You’ll also earn 5 points for every $1 spent at T.J.Maxx, Marshalls, Homegoods & Sierra Trading Post (in-store & online) and 1 point per $1 spent at other participating merchants who accept MasterCard.

Keep in mind that if you apply and are approved for the TJX Rewards Credit Card online, the 10% off coupon must be used toward an online purchase. If you apply and are approved through a mobile device or in-store, the 10% off coupon will be sent with your new credit card to use on an in-store purchase, valid for 30 days. You also must use your TJX Rewards Credit Card to use the offer.


15.) Know That Every Store Carries Different Merchandise

According to their website, T.J.Maxx shoppers will never see the same selection twice as the average T.J.Maxx store receives several deliveries per week, with each delivery containing thousands of items.

With employees stocking new items daily, you could shop there every single day and see something different each time. If you have a couple T.J.Maxx stores nearby and are looking for a particular item, consider checking them both out to see if one might have what the other store didn’t.


Written by Mary for Hip2Save. Mary is a proud mom to 3 kids in Austin, TX, who thrives off running long distance, bargain shopping, warm weather, a yummy latte…and a little Candy Crush from time to time. She loves quality time with family & friends and sharing great deals with others.

Join The Discussion

Comments 38

  1. Zara

    I loooooooove TJ Maxx!! #ProudMaxxinista

  2. patricia

    My favoriiiiite stooooore go there every 2 weeks at least💖💖💖love to to check out tjmaxx stores when we are out of town or out of state. Its a ritual for me 😆. And Love their website too. Better selection than the store sonetimes.

    • Tina Matteson

      Haha, me too! I check them out in other towns whenever possible.

  3. Mel

    Hands down my fav!! Much prefer tj to marshalls, although I’ve found great things at both

  4. Nicole Z

    That looks like my TJ Maxx near Lakeline Mall! I didn’t know half of this info. Great stuff!

    • Mary (Stellar Sidekick)

      Wow you have good eyes! It is Nicole! 🙂

      • Nicole Z

        I knew it was Austin and the BB and Beyond in one of the photos looked familiar as well. Small world! 😊

        • Tori Chauvin

          That’s the one I shop at too.

          • sandra

            That’s my store too!

            • Mary (Stellar Sidekick)

              Wow! Such a small world! 😊

    • Emma

      Haha, that’s my store too. My office is nearby so I go there on my lunch break. I hope they still have that OXO set on clearance, thanks for the tip!

  5. Stacy

    Thank you so much for putting this article. I am already a fan of TJ Maxx, now I know them more.

  6. Karen

    One thing I love to do at TJ Maxx and Marshalls is browse – loved when I had the time to go at least every two weeks — always keep GIFTS in mind! I’ll go down the clearance areas and find gifts for upcoming holidays or birthdays then tuck them in my attic. Best – my youngest is in special education – so there are 3 teachers in his class, plus the physical therapist, speech therapist, case manager, etc etc! So I buy a LOT of teacher gifts!!! Sometimes I can do themes — summer themed cups and pitchers, then a cute decoration kind of thing that is seashells or summer….

  7. Leslie Ramey

    Good to know! Thanks for the info!

  8. Kiwi

    I’ve never been in one. But they are building a new one in the next town, looks like it may open soon. I might have to check it out!

  9. nydia

    5he TJ Maxx and HomeGoods on Miami offer an additional 10% off for anyone 55+ on Mondays.

    • Mary (Stellar Sidekick)

      Oh nice…great tip!

  10. Ph

    I just left there. Wow great deals all the time my favorite designer store

  11. cindy

    Wow! Great tips! I will share with my girls. They are huge fans of tjmax!

  12. Margie

    My sister and I are totally addicted to all of the Made in Italy cookware they sell. They are such good quality! Sometimes they even have beautiful Italian made sweaters. Where else can you find so much European made merchandise?!

    • Jess

      Ha! I jumped the gun reading your comment and thought it said “they even have beautiful Italian men”!!! Wow, I was about to run over to mine😂😂😀.

      • SJ

        LOVE THIS JESS!

  13. Vicki

    Do these rules apply to Marshalls also?

  14. couponer

    I prefer ROSS, they have a better mens selection of brands I like. TJ Maxx seems to be only Polo, Under Armour, and Reebok around me.

    • A.Lee

      YES! I was a huge TJMaxx fan and still am at times. But their prices aren’t what they use to be. Ross however has stepped up their game (at least in CA seems to be less stocked in NC) and are about 30% less price wise on similar items. Off the shoulder cotton top: at Marshall’s was $14.99 and Ross $8.99. Their carters kids clothes and toys are the same thing! Ross has them beat.

  15. samantha g.

    I do love Marshalls and TJ Maxx, but am in agreement with the person above! Ross is my all-time FAVORITE store! We don’t have any in my town, but when traveling for vacations and such, whenever I see one, I just HAVE to stop in! They have the BEST prices on name-brand items! They are like the least expensive version of Marshalls and TJ Maxx. Same concept! 🙂

    • Michele

      I love Ross! They don’t have the home goods inventory that TJ Maxx does, but I regularly find great deals and selections on clothing there.

  16. Ashley

    I also use mysurvey.com and redeem my rewards for TJMaxx egiftcards!!! TJMaxx is my favorite!

  17. Pam

    I love Tjmaxx so much that I now work there 😁 I’m on the HomeGoods side in the Foods, kitchen items. I love seeing the new things coming in.

  18. Anna

    Great article! I’ve been using Raise.com a lot but usually riht before i make a big purchase. for example I bought a bestbuy card a few weeks ago when you posted a kitchenaid mixer for sale. I only saved a few more dollars but every little bit counts! I never thought about looking for Tj Maxx cards there though!

  19. Angela

    It’s true about the handbags. I purchased a nice Anne Klein purse for $29.99 and a week later saw the exact same one at Macy’s on sale for $91.00!

  20. Shirley Rosenberry

    Love TJ Max best deals on all merchandise❤️ Love shopping for my furry friends.

  21. Pat

    I have never been to one but might have to see if I can find one.

  22. Amber

    Just FYI, not many of their stores are actually pet-friendly! Call ahead of time to check! My local store was not when I called a few months ago. Service dogs only! Hoping to find a pet-friendly one in the Maryland/Virginia area though!

  23. shannon

    Thanks so much for this list! Very informative. I’m so glad to know what the color tags mean finally! Love TJ Maxx and Ross!

  24. Flora

    Great informative post! A few years ago, they put in a TJ Maxx/Home Goods combo in our small suburb and I love going there. I always find great deals for gifts for people that are hard to buy for (usually a cute basket + gourmet goods + kitchen utensils). I also come out with a ton of high end/name brand skin care and hair care for 50-75% off. I bought some Strivectin serums, creams, etc. and they were under $20 per bottle. The hair care section is equally well stocked with brands that sell for much more. I find that I pay drug store prices for name brands. I always come out of the store with more than I was “planning” to buy.

  25. Michele

    What does a red dot on white price sticker mean? That it’s going to be marked down soon? I saw some Marc Jacobs DOT perfume that I like with that kind of price sticker.

  26. Claire

    I found a Breville waffle maker in the clearance section for $59.00. The original price was $130.00. I couldn’t pass up the deal and savings so I bought it. When I returned home, I noticed that the package i.e. Instruction Manual didn’t look new and neither did the box so I wondered if the item had been used and returned. I called Breville gave them a 4 digit number (no Serial Number) and was told that the date on the box was 2017. I bought the item August 17, 2018. I tried the maker and it worked fine but I am now wondering since the box was almost 1 year old and the waffle maker most probably had been used if TJM saw to it that it was properly sanitized and hygienic to resell.

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