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Get Ready for the Holidays: Walmart’s Layaway Service Starts August 31st, 2018

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holiday walmart layaway for 2018 - Walmart layaway sign

Walmart’s Layaway is BACK! 🛍

Starting August 31st and running through December 10th, 2018, Walmart stores are offering their convenient Layaway plan for in-store purchases, perfect for all of your holiday shopping!

Plus, you don’t have to use credit cards, and there are NO interest payments on your purchases! However, note that Layaway is not offered online and is available for in-store purchases only.


holiday walmart layaway for 2018 - Walmart layaway deals

How do I start a Layaway?

To initiate a Layaway, simply bring the item (or the “tear pad” ticket for large and heavy items) to the Pickup Desk or in Lawn & Garden at your store. There’s NO opening fee required for a Layaway!

Then, all you need to do is make a small down-payment of $10, or 10%, whichever is greater. Note that individual Layaway items must cost $10 or more and total purchases must be $50 or greater. You can even make payments ANY time on your Layaway at ANY register in the store.

The final payment and pickup must be made before the last day of Layaway at the same store where it was initiated, otherwise the account will be canceled. If your Layaway account is canceled, items will be returned to inventory and any down-payment and payments made will be refunded, less a $10 cancellation fee (does not apply in Maryland, Ohio, Rhode Island, or Washington, D.C.).

NOTE: Layaway is not available on Thursday, November 22nd, 2018 (Thanksgiving day).


holiday walmart layaway for 2018 - Keurig brewer at Walmart

What items can I put on Layaway?

  • Electronics (without service plans)
  • Toys
  • Small Appliances
  • Large Furniture
  • Auto Electronics
  • Sporting Goods (select items)
  • Jewelry
  • Infant Toys
  • Infant Furniture

Need to return an item? Walmart’s Return Policy applies to all Layaway transactions.



Mary is a senior copywriter with 9+ years in frugal tips & deals. She has a Bachelors in Human Resources Interdisciplinary Studies. Connect with Mary on LinkedIn


Join The Discussion

Comments 81

  1. NN

    It’s starting so early. So much consumerism is sneakily encouraged in our country by retailers.

    • Aleshia Jones

      I for one am grateful for the extra time to pay down these items. I wanted to buy 2 new TVs and was stressed about having to pay it down in the traditional 2 months. This gives me a little extra time to space out payments and for me to be able to make lower payments. If they had a 6 month option I would go for that too.

  2. melinda spence

    can you start and pay online for layaway or is it in store only? I read through the info, sorry If I missed this

    • melinda spence

      sorry….tried to delete comment after reading over the post again. I see that online layaway is NOT offered at this time. sorry again and thank you

      • Holly (Hip2Save Sidekick)

        No worries! I’m glad you were able to get the answer to your question. 🙂

  3. JMonte509

    If you have a Kmart in your area they offer online layaway and payment via online on tons of items.

  4. Debbie

    Can you put vacuum cleaners or cooking ware on lay-a-way?

    • Holly (Hip2Save Sidekick)

      It looks like small appliances are included so vacuums would work, but I don’t see cookware as included.

      • Nicole

        I was told tonight when I went to put stuff on layaway that cookware was included.

      • Simply Deb

        Can I put a Christmas in lay a way?

  5. Jairiliz

    I wanted to know if sewing machines can be put on layaway this year ?

    • Amber (Hip2Save Sidekick)

      Hi there! Here is the full list of eligible items –
      Electronics (without service plans)
      Toys
      Small Appliances
      Large Furniture
      Auto Electronics
      Sporting Goods (select items)
      Jewelry
      Infant Toys
      Infant Furniture

      Be sure to check with your store for more specific details. Hope that helps!

      • Simply Deb

        Yes, I was hoping with the holidays the list might have changed. But thanks. I guess I’l call the store.🎄

  6. Rica Hentley

    When do Walmart layaway on Dickerson pk start Nashville tn

    • Amber (Hip2Save Sidekick)

      It should begin at your store on August 31st. You can always call in to your location for more details! Hope that helps!

  7. hailee milam

    If you choose pay cash option online when you go in store to pay can you so layaway for it

  8. Debbie

    ” simply bring the item (or the “tear pad” ticket for large and heavy items)” . There have not been tear pads in 4 years
    No Cell Phones (contract or not) are allowed
    No online program

    • Amber (Hip2Save Sidekick)

      Thanks for the feedback, Debbie! The tear pads may vary by location.

      • Deborah Giggey

        There are NO tear pads in the company anywhere

  9. Christy Shires

    Can i put a swimming pool on layaway?

    • Amber (Hip2Save Sidekick)

      Hi there! You could always call in to your store to be certain!

  10. Jennifer

    At what time does the layaway department open?

    • Amber (Hip2Save Sidekick)

      Hi Jennifer! Hours may vary by region. You could always check with your location to be certain on when the layaway department will open. Hope that helps!

  11. Mary Sanderson

    I am very disapointed that each idem has to be 10 Dollars i just stood in line with 10 disney dolls@ 8.95 each and other toys which would have been over 200 dollars but could not put in layaway due to the 10.oo limit for each thing – Not Happy !!this is how i buy for my grandkids at christmas!

  12. Christian

    Is it still 10% down for firearms know layaway

  13. Georgie

    How many months do you have to pay for the layaway?

    • Amber (Hip2Save Sidekick)

      Hi there! Be sure to check with your location, as the layaway months may vary by store – “check your local store for the exact dates between early September and mid-December. (Certain store locations offer the service year-round for Jewelry purchases.)” Hope that helps!

  14. Gloria A Riley

    can clothes be put on layaway

    • Liza (Hip2Save Sidekick)

      Hi Gloria! I am not finding clothing to be listed as one of the qualifying items.

      Here is the full list of eligible items:
      Electronics (without service plans)
      Toys
      Small Appliances
      Large Furniture
      Auto Electronics
      Sporting Goods (select items)
      Jewelry
      Infant Toys
      Infant Furniture

      You may want to check with your local store for more specific details. Hope that helps!

      • Monica

        Can the sewing be put on layaway

        • Liza (Hip2Save Sidekick)

          Hi Monica! I don’t see sewing items or anything related listed as eligible for layaway, sorry! Hope that helps! 🙂

      • Judy McCormick

        Hi Liza do you know if you can put Christmas trees on layaway at Walmart?

        • Amber (Hip2Save Sidekick)

          Hi there! I don’t find those listed, however you could always call in to your store to be certain! Hope that helps!

  15. Tina leckey

    I wish you would allow clothing to be put in layaway, that’s what my grandkids like.
    Plus, please bring back all year round layaway!!!

  16. Leberina

    Can tv’s be put in layaway

    • Liza (Hip2Save Sidekick)

      Hi Leberina! The details do state that layaway is valid for electronics as long as they’re purchased without service plans. Hope that helps!

  17. Denise Remy

    Can you put a Iwatch on layaway?

    • Liza (Hip2Save Sidekick)

      Hi Denise! Jewelry is listed as a eligible item, and watches may fall under that category. You could call your store’s service desk to be sure. Hope that helps!

  18. Cindy Housel

    Hi. Can we put gift cards in layaway?

    • Liza (Hip2Save Sidekick)

      Hi Cindy! Gift cards are not listed as one of the eligible items. Hope that helps!

  19. Erran

    Can i put childrens clothes on layaway?

    • Amber (Hip2Save Sidekick)

      No, clothing items cannot be put on layaway. I just double checked with my store. Hope that helps!

  20. Lauren

    Can I put a video game on layaway that is pre order? It doesn’t come out until Dec 7th.

    • Amber (Hip2Save Sidekick)

      I don’t find anything on Pre Orders listed in the fine print. Layaway is for in store purchases only. You could always call in to your location to be sure. Hope that helps!

  21. alana schaeffer

    question. can stuff on clarnce with yellow sticker be put on layway like the georgeforman grill and the instant pot whic is just marked regelar price at 79

    • Amber (Hip2Save Sidekick)

      It appears so! Here is what I found listed in the details – “Clearance signs can be found in every corner of every Walmart, so keep your eyes peeled for deals you can place on Holiday Layaway.” You can always check with your store for more details on that! 🙂

  22. Sydney

    Can firearms be placed on lawaway?

    • Amber (Hip2Save Sidekick)

      Here is the full list of eligible items when checking the fine print –

      “What you can put on Layaway
      Electronics(without service plans)
      Toys
      Small Appliances
      Large Furniture
      Auto Electronics
      Sporting Goods (select items)
      Jewelry
      Infant Toys
      Infant Furniture”

      You can always call in to your location to be certain on specific items.

  23. Lulu

    what happens if i layaway an item that goes down on price cause of black Friday do i get the price adjusted on my layaway

    • Annieest

      I have been wondering the same

    • Amber (Hip2Save Sidekick)

      Hi Lulu! Great question! I just asked the layaway department at my store and they let me know that the sale price of any item I had in my layaway would automatically adjust if lowered after placing my items on layaway! Yay!

      • Laurie Valdez

        what electronics without service plans? Does that mean TV not included

  24. Desmond

    Can you make a layaway payment at any store?

    • Amber (Hip2Save Sidekick)

      Hi there! I just called in to my location and they let me know that payments need to be made at the store which you initiated your layaway order.

  25. Barbara L Teskey

    What types os sporting goods are allowed for layaway?

    • Amber (Hip2Save Sidekick)

      I don’t find a specific list available for those. I do see this in the find print – “See your local Walmart store for more details.”. You could always contact customer service at your store to be certain. Hoping that helps!

  26. kristina

    I know it states that infant furniture is included but does that also include the bedding for bedroom furniture?

    • Amber (Hip2Save Sidekick)

      I don’t find that listed as an exclusion, however you could always call in to your store for details before heading in. Hoping that helps!

  27. Mary lundeen

    Can I put a straight talk iPhone 6s on lay away? I will not be adding a plan because my little girl is using WiFi

    • Amber (Hip2Save Sidekick)

      I don’t believe that will work. I found this in the details – “Excludes all wireless phones.”.

    • Amber

      I was just in my Walmart and was told Straight Talk phones can be put on layaway

  28. Jaan

    So toys and items have to be over $10 a piece to put on layaway

  29. kelsey

    hello i was wondering can you put propane fire pits on lay away?

  30. ANNA KILER

    Can you put a gas generator on layaway

  31. Dan Brown

    Are you allowed to put a PS4 system on layaway

    • Amber (Hip2Save Sidekick)

      I believe you can! I did put a game system on layaway last year. Be sure to check with your store to be certain!

  32. Lori Mcclure

    can u put clearence items on layway

    • Amber (Hip2Save Sidekick)

      Yes! It looks like that should work! Here is what I found in the details “Clearance signs can be found in every corner of every Walmart, so keep your eyes peeled for deals you can place on Holiday Layaway.” Hope that helps!

  33. Tammy Holland

    If somthing goes on sale while you have it on layaway, would it be taken off automatically, not black friday, regular toy ad

    • Amber (Hip2Save Sidekick)

      Yes, They did confirm that for me when checking with my store. You could always call in to your location to be certain. Hope that helps!

  34. Mandy Galvez

    What is the last day you can pick up your items before christmas and have them paid off ?

    • Amber (Hip2Save Sidekick)

      Hi there! Here is what I found in the details – “Layaway orders not paid for and picked up by December 10th will be cancelled. Any payments will be refunded.” You could always give your store a call for any additional information on that. Hoping this helps!

  35. Shannon Earles

    Can you put black Friday items in lay away?

  36. Infoplease

    I can’t seem to find layaway hours of operation or if you can layaway black Friday items

  37. Infoplease

    I can’t to find layaway hours of operation or if you can layaway black Friday items

  38. Victoria Dewey

    When is the last day to put something into layaway,?

  39. Dennis Keith Williams

    Can you pay layway off online if you have the account number

  40. Kevin M Tate

    How can i get my lawaway money back if im trespassing at the store? (Walmart)

  41. Isabel Mendoza

    Layway ends on December 10? So that means i would have to pay all by that date ? Meaning is too late to put something on layway this time of the year?

  42. Charles Mitchell

    I know it’s really early in the year to think but really it’s never to early to think about christmas!!
    When do you think lawayay will start this year 2019!!! And is there away I can stay informed to this page make sure I don’t miss the starting day!!!!

  43. Misty

    I heard august 2019

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