Amazon Layaway Available NOW & Free to Use | No Credit Checks, Overdue Fees, or Interest!

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Spread out your spending with new Amazon Layaway! 🙌🏼

Amazon has been making some serious changes in the way we know and love to shop lately! Some of these changes have been less popular *cough cough* Prime membership increase but you may be excited to know that Amazon is finally offering layaway!

Even better, unlike many layaway programs which are only offered during the holidays, Amazon Layaway is available now, year-round, and even on holidays (Prime Day included)! This will surely be a gift game-changer!

Is Amazon Layaway really free? Yes! There are no interest charges, late fees, sign-up fees, service charges, cancelation fees, or restocking fees for using this payment option. See more in the FAQs here.

woman holding Amazon box with red bow

How does it work?

Amazon Layaway makes it easier to pay as you go online without any fees or credit checks. You’ll make 4 payments over 8 weeks and your item will ship after your final payment! Plus, there are no fees or penalties for early pay-off if you want your item sooner!

How much will I pay today?

Just 20% of the listed price! AND opting for layaway will lock in that price for good – including any available discounts! Once you put an item on layaway, the price will not change.

IMPORTANT NOTES: Your remaining 4 payments will be automatically charged to the original payment method every 2 weeks. Thereafter, each payment will be 20% of the original price with taxes and shipping fees (if any) added to your final payment.

You can manage your layaway plan, update your payment method, pay early, and more through your Amazon account. Note that all layaway orders must be paid in full within the 8-week layaway period.

holding smartphone with Amazon app screen

Ready to get started?

Head to the Amazon Layaway Homepage to start browsing tons of home goods, electronics, furniture, and more products available for layaway. Just look for the ‘Reserve with Layaway‘ label near the product title.

Note that only items shipped and sold by Amazon are eligible for layaway and availability seems to be very limited at the moment. Amazon Layaway is currently not available for orders shipping to CT, DC, IL, MD, OH, and PA.

woman holding a large amazon box outside on front porch

Need to cancel or can’t make your layaway payment?

Breathe. There are no fees for overdue or canceled layaway plans. If you miss a payment, Amazon will send you an email to inform you that the payment is late. Once your layaway balance is overdue, you will not be able to open any additional layaway plans with Amazon. If you pay your outstanding balance prior to your next scheduled payment, you can make additional purchases on layaway.


Have you tried Amazon Layaway yet? We’d love to hear your feedback!

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Comments 13

  1. Robyn

    Oh my gosh how exciting

    • Jennifer (Hip Sidekick)

      It sure is!! 😍

  2. Lolie

    This is a great idea, I think people will like.

  3. Mama Bug

    I am seeing no option even when I visit items that they have listed on their layaway page. I wonder if it is because I have an amazon credit card as my payment method? It gives me the option of 5 monthly payments with the item shipping right away, not bi-weekly payments. I’m not looking to put anything on layaway now but wanted to see how it works.

    • Jennifer (Hip Sidekick)

      It seems like it’s very limited right now, Mama Bug! We are hoping they add more items soon. It will specifically mention layaway if it is eligible. The 5 payment option is a different program.🤗

    • Alicia Elledge

      It’s says look for the “reserve with layaway ” lable so not everything is available for layaway

  4. Mich

    I noticed the same thing. That stinks because I would love this just for the fact of not hiding things as long. I can buy it at a good price and not get it for another 2 months, that’s perfect to ease up my closet a little bit! LOL

    • Alicia Elledge

      It’s says look for the “reserve with layaway ” lable so not everything is available for layaway

    • Ginapooh35

      Same here

  5. Taco

    I have an Amazon Credit Card and noticed the same thing. Maybe they will change this seeing as less people will want the card if they don’t allow them to get layaway.

  6. Rebecca

    Does this replace the monthly payment plan they offered or will both coexist?

  7. Shelly

    Has anyone been able to see anything that has the layaway option!

    • Tjs77tsa

      Search for “5 monthly payment items” the fire 7 for kids is one that shows up for me.

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