SoFi Will Check Your Credit for FREE + Get $20 Reward Points
For a limted time, head on over to SoFi where you can get your FREE credit score plus earn $20 in rewards points!
Just click on the limited-time offer banner at the top to activate credit score monitoring to get started.
If you’re planning a large purchase in the near future, like a car or house, knowing your credit score can be extremely helpful when it’s time to apply for a loan.
Keeping tabs on your credit history also makes it easier to see if there is any suspicious activity or spending habits that could negatively impact your score.
SoFi offers so much more than a free credit score!
SoFi offers a range of free tools that help you track your finances, understand your spending, and stay on course toward your financial goals – all in one convenient app.
Some features & benefits of SoFi include:
- Test credit decisions: See how actions may affect your score.
- Free weekly updates: Stay on top of changes to your credit score.
- Clear insights: Learn what impacts your score and how to improve it.
- Financial guidance: Get a complimentary session with a SoFi planner.
- 24/7 access: Check your credit score anytime.
- Trusted scoring: View your VantageScore 3.0 from TransUnion.
- No impact, no cost: Checking your score is free and won’t hurt your credit.
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That’s a great deal! I’ve been looking for a way to keep an eye on my credit without paying for it.
If my credit is frozen, do I still get $20? Anyone try and see?
Hi Yvonne! I found this in the terms and conditions if helpful – To receive the rewards points offer, you must successfully complete setting up Credit Score Monitoring.
I have my credit frozen through all three reporting agents. However, each one allows you to monitor your credit through them and provides you their scores for free. You are also able to monitor everything that’s on your account with them in an instant. I froze my credit years ago and whenever I need to unfreeze it it’s a quick login. Also, many banks provide you your FICO score monitoring for free. This is different than credit bureaus.
It’s important to note that TransUnion is just one and the others might have something different on them. Depending on which one a place pulls it could cost you if mistakes are not caught.
Thanks for sharing, Kara! Freezing your credit really is a great way to add that extra layer of protection, and it’s awesome you pointed out how easy it is to temporarily unfreeze when needed. Really appreciate you taking the time to share your experience and tips! ❤️