11 Affordable Swimsuit Cover Ups For Every Shape & Size!

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Shop our favorite swimsuit cover ups for summer!

woman wearing black cover up outside

We’re loving these cute swim coverups! 😍

Shop our favorite affordable swimsuit cover ups for summer! From macrame to kimonos and everything in between, there’s something for every shape and size.


Here are our favorite swimsuit cover ups just in time for your next vacay!


1. Lina got two for the price of one with these long kimono-style swimsuit cover ups.

woman standing by pool wearing bathing suit cover up and sunglasses

Staying cool while flaunting this chic, yet modest cover up will make you feel like a total beach goddess. 😍 Its light material will keep you cool while the longer kimono-style and tie front will give you so much versatility.

woman wearing bathing suit cover up with black jumper

In fact, Lina even loves wearing hers around as clothing versus just a cover up! By pairing it with a black romper and sandals, she created the perfect staple piece for her summer wardrobe all around. 🙌🏻

“I love this affordable stylish cover up so much, and have so much fun wearing it! It’s a breathable knit material that doesn’t feel overly hot, and the snakeskin pattern is so cute. If you’re like me on team black bathing suit, this is a cute way to jazz it up! I recently paired it with a black romper to double as a kimono and I received lots of compliments!” – Lina

*Lina is wearing a size L/XL.


2. Lina also loves this beautifully embroidered piece which is perfect for your resort vacation.

woman wearing swimsuit coverup by pool

Lina is resort-ready in her embroidered cover up tunic. This coverup would be totally gorgeous on its own, and we don’t even think you need to leave home for an excuse to prance around in this stunning piece! From the lace neck details to the tassel trim, the low price tag of this cover up sure doesn’t skimp on style.

“This cover up is so pretty and comfy! I love the details on the neckline, sleeves, and bottom. I also feel confident and fancy wearing it. Perfect for the pool or beach. For reference, this is a size B, and I am 5”3” and typically wear a size 14.” – Lina


3. You can try on Erica’s swimsuit cover up before you even buy it.

woman wearing swim cover up dress at the beach

Erica’s cover up dress offers endless options, whether it’s hitting the beach or grabbing some ice cream on the boardwalk. Plus, since it’s available with Amazon Prime Wardrobe, you can try it before buying it! Even better, it has our favorite feature of all – pockets! 😍

“I am loving this versatile cover up. You can wear it to the beach or dress it up and head out to dinner at night. It’s super cute and flowy, and I love the navy blue color. The material is also great and I feel so comfortable in it since it’s not see-through like other cover ups tend to be.” – Erica


4. Erica’s flutter-sleeve piece could double as an adorable dress for dinner out. 

woman wearing navy blue swimsuit cover up with beach hat

If going straight from the beach to an impromptu dinner out is your idea of an ideal beach cover up then this one will be just what your wardrobe needs! Fitted with cute flutter sleeves and a plunging back, it’s perfect to wear from day to night.

close up of women's swimsuit cover ups in navy on woman wearing beach hat

“This is seriously the cutest swim cover up ever! I LOVE that it’s lightweight and breathable. As I get older, I am always on the lookout for a good quality swim cover up that gives a lot of coverage so I love this one as I feel it’s still so cute and trendy. The back is my favorite part!” – Erica


5. Emily’s crochet cover up will be your go-to ensemble for your next pool party or BBQ.

woman wearing crochet cover up

This cover up is tried and true and has to be one of my most coveted summer pieces! Plus, the crocheting makes it seem way more expensive than the 20-dollar price tag! Even better, the thoughtful drawstring sides let you cinch the seams for multiple wear options. Amazing!

“I get so many compliments on this cover up, and I beam when I tell people it’s from Amazon. It’s crochet, quite see-through, and on the shorter side, so I tend to wear a pair of shorts with it when I’m heading to the beach. But it’s perfect on its own over my swimsuit when walking along the sand or heading up to the beach bar. It’s honestly even cute as an outfit with a tank underneath.” – Emily


6. Our Hip reader, Elizabeth, loves this similar crochet swimsuit cover up that comes in three different colors.

woman taking selfie in mirror wearing black crochet swimsuit cover ups

Love crochet, but need an even more budget-friendly option to wear all summer long? Our Hip reader, Elizabeth, tried this similar style at Walmart and it even comes in white or blue too! 🤩 Better yet, it offers more coverage so if you’re into true swimsuit cover ups this one will check off all the marks.


7. My new black romper swimsuit cover up is fun, functional, and great for teens. 

woman smiling wearing black romper bathing suit

This black romper is so effortless to throw on over your favorite bathing suit. The tie knot detail on the shoulders and open sides make it so fun and airy even on the hottest of days despite being black. Plus, it also comes in a neutral green!

Since it’s junior’s sizing, this piece is also perfect for teens, but if you’re shopping for yourself you can size up one size or two if you want a looser fit. As an example, I’m wearing a size medium and normally wear a women’s XS.


8. This white swimsuit cover up can be worn on its own as a tunic dress. 

woman wearing white dress holding beach bag outside

Frilly, cute, and boho… what more could you want in a swimsuit cover up?! 😍 I really love the simple style and pockets this offers. Even better, it can also be worn as an adorable summer tunic dress if you’re in a pinch for a cute outfit after a long day at the beach. The fabric is soft and flowy so it’ll be perfect on any hot summer day.

Although this cover up is on the shorter side, the modest sleeves give an element of modesty & sophistication. Plus, the gorgeous capiz shell-like buttons make it perfect for summer or any beach trip you have planned.


9. Our Hip reader, Valerie, tried on a similar white cover up at Walmart and it has the ability to be more fitted.

woman modeling white swimsuit cover ups in bathroom

Get the easy-going bohemian vibe you love with these swimsuit cover ups from Walmart! Our Hip reader, Valerie, gave it a try and we could love it more! 😍 I especially love the cinched waistline so you can easily achieve a more fitted look on this flowy stunner. Plus, it’s simple enough to go with any suit in your closet.


10. Here’s a gorgeous lace cover up I’ve had for 4 years & still love.

woman wearing green bathing suit and lace coverup

The intricate details and long, flowy styling on this sheer cover up kimono will leave everyone jaw-dropped when you tell them it’s from Amazon—for around $20, no less! The pattern is stunning, and I actually saw something identical while on vacation for over $100, so I totally felt like I got a great deal! It’s also sheer enough that I wasn’t hot when wearing it on the beach, and when the wind blows, it moves so beautifully!

woman holding pillow over chair in living room

I bought mine quite a while ago and still love it so much. In fact, I even wear it around the house like a robe over top of my lounge clothes – I can’t get enough of it! Washing it is super easy, too. Delicate cycle, no spin, and let it air dry. Voila! 


11. Collin’s favorite sheer tassel swimsuit cover up will become your new go-to. 

woman posing in hallway with beach hat and lace white bathing suit cover up

Miken Poncho Tunic Cover Up with Tassels – $21.24 (regularly $24.99) 

Semi-sheer, lightweight, and complete with tassels, this fun swimsuit cover up is ideal for any beach or pool. With this classic design and tasteful feminine touches, we can’t help but think it’ll become your new favorite go-to for summer. I mean, look at how cute Collin is rockin’ it! 🤩


While you’re at it, shop our favorite sunglasses from Amazon!


Sara is a self-taught blogger and photographer with 5 years of experience having work featured in various building, travel, and fashion publications, most notably Bassett Furniture and Fossil.


Join The Discussion

Comments 22

  1. Abby

    This is a fun post!! Thanks for the ideas!

    • Collin (Mrs. Hip)

      You’re so welcome, Abby! Glad you have enjoyed it! 🙌

  2. keesh

    Lina you did it again girl you look FABULOUS.😊.

    • Lina D (Hip2Save Sidekick)

      Ah thanks so much Keesh!! ❤️

  3. HBee

    You guys all look beautiful, now go enjoy summer!!

  4. Juma

    Oh my you ladies look fabulous, cool and comfortable. Thanks everyone for the tips/suggestions. I’m a little self conscious since the knee injury and was dreading the summer weather. But I love dresses , biker shorts and T-shirts it’s always good to hear someone else’s suggestions/tips and learn other ways to put pieces together for an outfit that you normally won’t think of . Great posts/replies everyone.

  5. Shannon

    The lace one says one size fits all but that’s so vague! What size is it about? I’m small and sometimes things like that look like I’m wearing a bed sheet lol.

  6. beth

    I just want to say that while I have no advice on where to get what you are looking for, I also want you to know that regardless of what you think of your body, please don’t stress. You look much better than you think you look(we are our harshest critics), and the people who love and care about you don’t care if you don’t have the perfect “swim” figure. Almost no one does, and some of those that have the “perfect” figure come by it in a not great way.
    I also want to say that almost no one will be judging you at the water park. They will all have their own insecurities and won’t be looking at others in that way. For anyone that does, forget them! You are beautiful regardless of size!

  7. Mel

    Great post! All of you look gorgeous! 😍 Sara, may I ask where you got your swimsuit from? I have been looking for one that color and it looks beautiful with that coverup.

    • Sara

      Thank you, Mel! I actually bought it at Target last year, so not sure if they still have the same style but I’m sure they’ll have a similar color online. Have a great day!

  8. T Miller

    These look great but I’m not sure I’d consider any of them a bargain at twenty bucks and up (sorry there’s one for $15). But thanks for the inspiration.

  9. Kristeen

    Love the black romper!!

  10. AngieM

    #1 Lina where did you get that black capri romper?

    • Amber (Hip Sidekick)

      Hey there!🤗 I just checked with Lina on that and she let me know that it was from Old Navy last summer, however it is no longer available. Darn!

  11. AngieM

    All you ladies look beautiful 😎

  12. Luann

    I’m interested in finding a terry cloth front-opening cover-up. Does anyone have a favorite?

  13. Mama6

    What a fun post! I love LIna’s style 🙂

    • Lina D (Hip2Save Sidekick)

      Thanks so much!!

  14. michelle Schulz

    Lina, you look adorable! Random but I’m doing a kitchen remodel and I need to know some details on your kitchen flooring, backsplash and counters- LOVE THEM! Exactly what I imagine my mood board to be… thanks for any info!

    • Lina D (Hip2Save Sidekick)

      Ahh THANKS Michelle! We went with Calacatta Quartzite natural stone counters. Looks like marble but is much more durable. Our new floors are luxury vinyl planks. The brand is called Lions Creek Collection in Majestic Valley color through a contractor. They are waterproof and I love them!The backsplash tile is from Home Depot but sadly they no longer sell it. I think there is a similar pattern now, however. Hope that helps!

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