Have You Checked YOUR Credit Score Lately?

Comments 19

1. 

   Natasha C July 20, 2016 at 11:43 am MST

   Discover offers a free credit score as well. I think its called Discover Score Card. You don’t have to have a Discover card in order to sign up and no credit card required.

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  Just Me July 20, 2016 at 11:55 am MST

  Thanks! I’ll check that out

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2. 

   Tracy July 20, 2016 at 12:08 pm MST

   My credit union also gives members their score for free. If you belong to a credit union you might want to see if they offer free credit scores too.

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3. 

   Vivian July 20, 2016 at 12:09 pm MST

   Chase slate Credit card also gives monthly credit score

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4. 

   jrchastain July 20, 2016 at 12:20 pm MST

   We use credit karma. It’s free

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  Mika July 20, 2016 at 12:55 pm MST

  I use Credit Karma also and Citicard also gives me my credit score free.

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  A July 20, 2016 at 1:20 pm MST

  I wouldn’t count on credit karma for obtaining a loan. My husband and I recently refinanced and our credit scores came back significantly lower than credit karma. Our loan officer told us that credit karma is just a guesstimate (as is the credit score in your Discover card statement if you use that). Just know that if you use this, your score may not be the same.

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  Rebecca July 20, 2016 at 3:06 pm MST

  Credit Karma was 100% accurate for my husband & myself. We pulled our free credit reports & got 2 of the 3 scores a few months ago when we were about to go truck shopping, it was spot on. Also a tip when you need your actual scores, TransUnion & Experian have credit monitoring you can sign up for which shows you report, score, etc. You can sign up for a trial, 1 free for 2 weeks, 1 a couple bucks for a month. You just have to remember to cancel, it’s easy. Worth it to get 2 scores(usually all you’ll need) for under $5, compared to the crazy prices they usually want!

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5. 

   Anna July 20, 2016 at 12:33 pm MST

   I check my credit report with annual credit report.com, but they charge if you want your score 😞

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6. 

   Laura July 20, 2016 at 1:02 pm MST

   For those of you with little ones, add them to your credit cards. ( A tip I learned from Suze Orman) This will build their FICO score. if yours is good) I did this with both my boys. When they turned 18 both had scores around 750.

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  A July 20, 2016 at 1:17 pm MST

  Also adding a spouse who’s credit isn’t stellar to your cards if your credit is better.

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7. 

   Trish July 20, 2016 at 1:10 pm MST

   Citi Bank also gives Free FICO score

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8. 

   Emily July 20, 2016 at 1:28 pm MST

   Is this safe? How do they make any money?

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9. 

   Sara July 20, 2016 at 1:30 pm MST

   Thank you! Simple and easy

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  Collin (Mrs. Hip) July 20, 2016 at 4:14 pm MST

  You’re welcome Sara!

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10. 

    soxgirl July 20, 2016 at 1:47 pm MST

    Be careful checking your score too often. I just got a loan and a friend who was a loan broker said as I am shopping around not to let them pull my score each time because when an official inquiry is made it lowers your score. I just gave them my credit karma estimate each time I called a new place.

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  Laura July 20, 2016 at 2:26 pm MST

  There is a difference-

  https://www.creditkarma.com/article/hard_inquiries_and_soft_inquiries

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  A July 20, 2016 at 6:17 pm MST

  There’s this too. When you’re rate shopping and they pull your credit numerous times, it’s considered 1 inquiry if it’s within a certain time frame.
  https://www.creditkarma.com/article/will-rate-shopping-hurt-my-score

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11. 

    Angi July 21, 2016 at 8:50 am MST

    Thanks!!!!!!!!!!! in the market for a new car. I qualify for 0% APR.

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