If You Filed a Claim in the Equifax Data Breach Settlement, Your 4 FREE Years of Credit Monitoring Start Now!

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Five long years after the Equifax data breach first exposed the personal information of over 140 million people, a settlement has finally arrived for class members. Affected individuals who filed a claim and chose to receive free, three-bureau credit monitoring from Experian can now claim that benefit.

The implementation of the settlement was delayed by appeals, but if you’re one of the qualifying class members, it’s now time to activate your FOUR free years of credit monitoring. Not sure if you qualify? That’s understandable, considering that the deadline to file a claim was over two years ago!

woman using laptop

Be sure to check your inbox, as you may have already received a settlement email. Look for a subject line reading Equifax Data Breach Settlement (Credit Monitoring Instructions and Activation Code), with an origin address of info@equifaxbreachsettlement.com.

If you received this email, then you’re now eligible for a free four-year membership in Experian IdentityWorks.

monitoring credit on smart phone

To activate your free credit monitoring, you must enroll in Experian IdentityWorks by June 27, 2022. You will not need to provide any payment information to enroll, and you won’t need to cancel the service when it ends.

Your Experian IdentityWorks Membership includes:

  • Credit monitoring from each of the three nationwide Consumer Reporting Agencies
  • Automated credit alerts regarding new accounts, credit inquiries, address changes, delinquencies, or bankruptcies
  • On-demand online access to a copy of your Experian Consumer Report, updated monthly
  • Automated non-credit alerts regarding potential ID theft
  • Up to $1,000,000 in Identity Theft Insurance
  • Customer service assistance
  • Full Identity Restoration Service if you’re the victim of fraud or identity theft
  • Child Monitoring Services (for class members under the age of eighteen).

To enroll, simply visit the Experian IdentityWorks website by June 27, 2022, and enter the activation number found in your settlement email.

If you have questions or need assistance, class members are urged to call Experian’s customer care team toll-free at 1-877-251-5822 and provide the engagement number B023678.

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About the writer:

Jenna has a Bachelor's Degree from Lycoming College and her Master's from Penn State, holding 4 years of writing experience between a variety of publications and Hip2Save.

Join The Discussion

Comments 4

  1. Sara

    What about the people that chose money initially and declined to switch to monitoring later?

    • Lisa

      I’m wondering the same!

  2. Melissa Ann

    So the penalty for Equifax not protecting my credit and identity is that they give me 4 more years of the same. They weren’t trustworthy then. Their CEOs knew for over a month that Equifax had been hacked and took care of themselves rather than notify their clients. I rejected their ridiculous offer and requested the money offered. Which of course has not been forthcoming.

  3. Savingin PA

    From what I read, they never expected the amount of people who filed for the monetary offer and now that offer is worth very little in cash.

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