Amazon Prime Credit Card Holders: Earn up to 25% Cash Back (Sign Up & Get $100 Gift Card!)

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holding Amazon Prime credit card

If you’re an Amazon Prime credit card holder (the benefits sure do ROCK!), you’re gonna love these cash back offers!

For a limited time, Amazon is offering its Prime Rewards Visa Card and Prime Store Card holders up to 25% cash back on bestsellers from select categories! With all of the Amazon Prime Day deals happening this week, Amazon Prime members should be able to pair this offer with Prime Day deals to score some BIG savings! Not to mention all of the benefits you already get from being a cardholder.

woman putting Amazon box on her head

Note that to qualify for these cashback offers, you must be an Amazon Prime member and choose your eligible Amazon Prime Credit Card as the payment method during checkout.

Not an Amazon cardholder yet?

It’s quick and easy to apply for one, and the perks are totally worth it. The best perk, you’ll earn 5% cash back on your purchases every single day just for being a Prime card member! Keep reading to find out how you can become a cardholder, earn a FREE $100 gift card bonus, and take advantage of these cashback offers.

Here are the cash back offers currently available to Amazon Prime Cardholders:

xbox gift card being held up in front of gift card in store display

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Note that the percent back amount stated in the promotional offer includes the 5% back you already earn with your Amazon Prime Credit Card. The extra cash back will post to your account within a week of the transaction going through, and it will appear on your monthly credit card billing statement for use within 1-2 billing cycles.

Amazon gift cards in a pumpkin centerpiece

Don’t have an Amazon Prime Credit Card yet? Here’s why you may want one!

If you’re a Prime member and frequent Amazon shopper, having this team-favorite credit card lets you cash in on some awesome perks, and you can get approved today in as little time as 15 seconds!

Both the Amazon Prime Rewards Visa Card and the Amazon Prime Store Card will qualify you for the offers listed above, plus you’ll earn 5% cash back on your purchases every day just for being a Prime card member! There is no annual fee associated with either one of these credit cards.

If you’re approved for the Amazon Prime Store Card, you’ll receive special promotional financing for a limited time plus a FREE $10 gift card!

The Amazon Prime Rewards Visa Card offers even more perks, like a FREE $100 gift card when you’re approved! You’ll also earn Rewards everywhere – on Amazon and beyond! You’ll get 5% back at Whole Foods Market, 2% back at restaurants, gas stations, and drugstores, and 1% back on all other purchases. SWEET!

Not an Amazon Prime Member? Sign up for a FREE 30-day trial here!

Join The Discussion

Comments 49

  1. Lindsey

    Is there an annual fee?

    • Shopper Gal

      The post says “no annual fee on either card”



    • tipaye

      I feel this wording is misleading (on the part of Amazon). There is no “Annual Fee” but there *is* your typical APR associated with cards. So, yes, there are annual fees—in the form of APR.

      • tipaye

        Well, not *misleading* as they are two different things. I’d just be careful when checking the APR—if you pay your statement off monthly, there’s nothing to worry about 😉

  2. Kim

    No, annual fee.

  3. Lindsey

    So basically u just sign up for it and don’t have to use it?? And get $100 free??

  4. Lindsey

    And what’s the difference between the 2 cards?

    • AlisonRoberts

      The Prime Store Card is just a “store credit card” to be used at Amazon. The Prime Rewards Visa is a regular Visa credit card that you can use anywhere (that takes Visa.)

  5. AlisonRoberts

    We have the Amazon Prime Rewards Visa and use it for almost everything to score the points! Points are super easy to redeem too. Love it.

    • Penny

      I just realized that I have points to redeem. Can someone please explain how I should do this? Thank you!

      • AlisonRoberts

        You can use your points at checkout if you’re making an Amazon purchase. Just select the option to redeem points. You can also sign in to your online credit card account and redeem them that way. We usually opt for the statement credit when redeeming online but I think there are other options too.

      • shannon-12

        When you go to checkout, scroll down to the payment information section the click of payment methods. There should be a box to select that says pay with points. You can then select to use all or a portion on your points. It’s super easy! I use them all the time!

  6. Dana

    I have this card and love it. Easy to use to get the 5% cash back and I just set to pay off the entire balance automatically every month. No fees.

    • Amber (Hip Sidekick)

      Glad to hear that, Dana! Thanks for letting us know how much you have been loving it!

  7. Kygirly06

    My offer was $150, but watch your Prime account. They change your default payment method to the new card!! They are also giving a $60 gift card if you apply to the Prime Rewards Signature card (no annual fee)! Again watch your default payment method, you may have to change it back😉‼️

    • Amber (Hip Sidekick)

      Thanks for the helpful warning!

  8. Jillian

    please remember not to just jump on any deal. this may not be a good idea for some people. it could leave u indebt lol

    • JULIE

      Thanks for the information, Will be a good idea not to use the card and cancel later to get the deal, and the APR am seeing is high,can you explain it a little bit more, thanks.

      • Jillian

        Hi Julie it’s just that it seems so tempting with the hundred dollar gift card bonus however I feel most women are like me and before you know it you have charged over thousands of dollars and $100 is a small amount IMO LOL

    • Jodi P

      The deal won’t lead you into debt. Not paying for your purchases is what leads you into debt.

    • tipaye

      Paying the card off monthly is the key.

  9. kennyog72

    Does anyone know if there will be a better deal during prime day on the cash back? I want to purchase but want to wait until midnight for a potential better deal lol

  10. Mommy2Bear

    Love my card and for those who do not know you can take whatever you get cash back and put it towards the bill of your Amazon Store card when you go to pay your bill if you decide not to use it while shopping.

    • Amber (Hip Sidekick)

      Thanks for the helpful tip! Good to know!

  11. Tamara

    Is there an activation fee?

    • Amber (Hip Sidekick)

      Hi Tamara! I don’t find any fee listed.

  12. stacey-1

    Read the reviews before committing to the card. I was going to sign up but the terrible reviews quickly helped me change my mind. Thank goodness.

    • Casey

      I love my Amazon Visa. We rack up rewards. Didn’t know people leave reviews about credit cards!

  13. guerita_bonita2002

    I’m getting a “application temporarily unavailable” message. Has anyone else encountered this?

    • Amber (Hip Sidekick)

      Hmm, maybe check again in a different browser. Hoping it works for you soon!

  14. Patricia Clayton

    I love this card and it pays for itself. I earn $35-$55 every single month. I make money using it as my one and only card to pay bills and purchases. Then pay it off every month. Last year I made $655 and always applied it to my bill. They are PAYING ME to use it. I feel my prime membership pays for itself so easily. This has been a no brainer for us for 5 years.

    • Amber (Hip Sidekick)

      Wow! That’s awesome to hear, Patricia! Thanks a TON for sharing your experience!

  15. Faye

    I just got the credit card. I am looking forward to spending an extra $100 tomorrow!

    • Amber (Hip Sidekick)

      Woohoo! Happy shopping!

  16. Pammie

    I got this card for the $100 gift card when it was offered last year. Honestly I love it! I use it as my default payment and pay it off each month to avoid interest charges. All while racking up rewards that can easily be redeemed on purchases, statement credits and even transfer into our checking account. My only negative = realizing how much I actually spend on amazon monthly 🤣

  17. Denise

    It says application for card is temporarily unavailable

    • Denise

      I was able to fill out on my desktop ty

      • Amber (Hip Sidekick)

        Oh good! You’re welcome, Denise. Thanks for the update!

  18. Sherry

    I have this credit card and I love it! No annual fee 5% cash back on Amazon purchases and no interest because I pay it off every month. You can’t beat it.

  19. Mary

    Do you have to be a prime member to get or use this card? If not, then how do I redeem the points?

    • Patricia

      Yes, you have to be a Prime Member

  20. Amy

    When I click the link it says $50 gift card offer. How do I know I’ll get $100

    • Amber (Hip Sidekick)

      Hmm, are you a Prime Member? I still see the $100 listed through the link in the post. Hope this helps!

      • Amy

        Yes. It’s weird. I clicked through this post and searched it through Amazon.

        • Sarah

          I also only get $50

  21. Mary

    So I already have the store card. Can I get this card also and will I qualify for the $100?

  22. Sandra

    I’m a Prime member, why is it saying only 3% back with each purchase?

  23. Abby

    If my husband has a card already, can I get one and get the $100? We would be using the same Prime account. Anyone know if this will work?

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