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Missing Money Check

According to the National Association of Unclaimed Property Administrators, on average, about 1 in every 10 people has “unclaimed money.” Could you be one of them? 🤞

These can be funds from past employers, utility companies, stocks, mutual funds, safe deposit box contents, uncashed checks, insurance policies, and more.

You may not know this, but businesses send money to state-run unclaimed property offices when they can’t locate the owner. And the best part is, you can find it on your own for FREE, using official databases like Unclaimed.org, Missing Money, or the Unclaimed Money directory on USA.gov.

It’s quick and easy to perform a search and you might be pleasantly surprised with the results – ideally some extra money you would never have known about otherwise!

Missing Money Check

Here’s how to search for and claim your  Unclaimed Money:

  • Click here and click on your state
  • Follow the instructions to search for unclaimed funds based on your state
  • If you find a match, complete a claim form. Most states and provinces require a specific form to be completed which asks for pertinent information about the property and proof of ownership, such as copies of a checkbook, passbook, bonds, etc.
  • Follow the instructions to complete the specified form. You may need to supply additional documentation for verification.
  • The claim form and ID are then mailed to the state for review. The state will respond to you directly after they have reviewed your submission and verified that you are the rightful owner.
  • Most states send you an acknowledgment letter after receiving your claim. Claims processing time frames vary between states and provinces and property to property based upon claim activity.

HIP TIP: Unclaimed property is reported to the state in which the company or organization resides. It’s not uncommon to have unclaimed money in multiple states, especially if you have moved around to different states!

girl holding money in hands

Check out comments from readers who found out they had missing money!

I searched, found my name, and submitted my request through the website. Almost $150 received yesterday (took less than a week). The check was official and from the state. Totally legit. Thanks for your post, I have shared with all my friends and family!


Holy smokes! I just found an old employer owes my husband $689.33!! $$ is on the way they say!


I just checked and I have a $1,200 check! WOW!! Thank you so much!!!


Last month, I found $650 from interest building on the canceled insurance plan and they sent me the money via Paypal. All I needed to send in was a W2 showing I worked for the company at that time, plus a copy of my license.


Join The Discussion

Comments 72

  1. LT

    Thank you so much Hip2Save because the last time you post this. I actually filed for my missing money, claim it and I just received it last week!!! I couldn’t have know about that without you!!! Thank you so much 👏🏼👏🏼👏🏼

  2. Scruffybean718

    Thank you!! I check every year and have never had anything, but this time my husband had 2 claims!

    • Jennifer (Hip Sidekick)

      Yay! So glad you got some, Scruffybean718!

  3. Gscribble

    I found one for my dad who passed 16 years ago, and sent the info to my mom. Thanks!

  4. serenity he

    i found 28 cents lol

  5. Beth

    I got $5 from my state! Thanks!

    • Jennifer (Hip Sidekick)

      Woot Woot! You are welcome, Beth!

  6. nita

    It’s asking for social security #, that’s where I stopped. Anyone else find this to be a red flag?

    • Katie

      I didn’t have to provide my ss# to search for a claim.

    • quinntress

      Some claims do require it, if the claim is above a certain amount to prove it belongs to you. my mom had to but we had the option of submitting a mailed in paper form which adds to the turn around time. I 100% hear ur concerns (IT security is part of my job so my paranoia about these things is heightened) but because it was the official .gov site we were comfortable adding it.

    • Jessica

      Just make sure you are on an official site either missingmoney.com or your state’s official website. If a site asks for payment info you are def not in the right place. Each state has different policies and procedures to claim so if you are unsure I would contact them directly for more info or to verify what you need to do. I worked for ky’s Department the last decade or so and I know how concerning it can be entering your personal info into an unknown website esp since there are numerous sites out there that are not affiliated with any state programs.

    • Cathi Lucy

      I did too, so I stopped. The claim wasn’t large enough to me that it was worth risking my SSN.

      • Ying Thao

        No worry your kids can always claim them.

  7. Tanya

    The address is old address and we moved to a different state. How that works.

    • Sam

      When you go to file a claim, you are required to submit proof of previous address (at least I was). Examples include: utility bill, bank statement, tax statement, post-marked envelope, credit report. I just pulled a bank statement from the year I was at my previous address.

    • Jessica

      If the state doesn’t have other identifying info for the account you may have to provide proof of the old address. Don’t let that hold you back from contacting the state holding your many. Most states have resources they can utilize to verifying ownership or may be able to accept an affidavit stating you lived at an old address. I’ve working in a state unclaimed property office for over a decade and we want to reunite ppl with their money. Good luck!

      • Karen

        Agreed. I had to pull a 10 year old bank statement to get back a deposit I had forgotten about for my office soace.

  8. Martha

    I had a claim for over 100 00! Wow! Wasn’t expecting it. Thanks H2S!

    • Jennifer (Hip Sidekick)

      No problem!

  9. Lisa

    True Story that just happened a week ago. I periodically check my state’s website for unclaimed property … particularly because we just moved, I will check it more frequently. I had noted when searching for my name that I saw some of my uncles on it. I don’t keep in contact with them, but another family member did, so I asked him to relay the info. I specifically mentioned the “.gov” website and ensure it was a .gov site and nothing else and that when I did have property to claim, I did NOT have to pay for it. Well, my uncle went to some other website NOT a .gov website and said he had to pay like $30 to submit his claim. I relayed that you shouldn’t have to pay to claim your property. Long story short, he ended up cancelling the charge as he had gone to the WRONG website. Uggg… So just ensure you are on your state’s correct website.

  10. Kimberly

    Unfortunately I have a very common first and last name. So my name shows up a lot in cities I have lived in. How do I go about finding if it’s actually my money or someone else’s with the same name? Anyone else dealing with this?

    • Laura Y

      The claim should have the name plus the city of residence. Depending on the state, it may have the company name. You could try contacting them.

    • Jessica

      Most accounts get reported to the state with an address. You’d want to look for any addresses you lived/received mail at. If the street addresses aren’t shown on the state website you may want to contact the state holding the money for info on how to find out what accounts may be yours. I’ve worked for a state unclaimed property office for over a decade; often staff can search by social security numbers if you call in.

  11. hemaya

    Question if I have a different last name now what last name should I put in order to be able to claim?my maiden name or my last name now TIA

    • Lisa

      hemaya, I search all variations of my name, nicknames, maiden name, married name, and in all places I’ve lived. You just never know.

  12. Amber

    Also another tip, I had searched my boyfriends name before and he claimed the funds. I checked again using the first name “estate of ………..” and sure enough another came up that we otherwise would have missed.

    • Jennifer (Hip Sidekick)

      Thanks so much for the tip!

  13. Katie

    I didn’t find any claims under my name but found one for my mom and two for my dad! I just let them know! How cool!

  14. Mblade

    Found $200 and $15! Thank you

  15. Debbie

    Thank you found money in pennsylvania for my cousin, who could really use it, says over $100 – hopefully it’s a nice amount.. but hey $100 is a nice amount anything above that is a bonus

    • Jennifer (Hip Sidekick)

      Congrats on finding that for your cousin, Debbie!

  16. Cindy

    I’ve done these searches for myself as well as family members, for years. I once found a hefty sum for my aunt, who insisted on giving me a “finders fee”, because at 80 years old, she said she would never have found it on her own. LOL. I have another family member who won’t claim hers because she feels like it’s a scam. I assured her it’s a .gov, and is not a scam. Can’t do much to convince her.

  17. Vickie

    Found something in my mom’s husbands name for their house. They are both passed now and I sold the house last year, could be $5 or could be???? Trying to get all the estate documents together to mail it in and see

  18. Renee

    When you go to the DMV in Florida to renew your Driver’s License, they check to see if you have any unclaimed funds with the state. The DMV person informed me that I did. He gave me the website for the State of Florida’s unclaimed funds a claim number. Took about a month for me to receive the $30, but hey, the check did arrive in the mail.

  19. Carol

    Found $ for several family members – thank you very much!!

    • Jennifer (Hip Sidekick)

      You are so welcome!

  20. Jackie

    I just received a check for almost 700.00!!!! I also found money for my mom and dad!!!

    This is very valuable information. I wanted to say thanks a million!’

  21. ATM

    http://www.missingmoney.com is not an official government website, am i missing something since people in the comments mention the .gov ?

    • Amber

      It then links you with your state.

      • Amber

        I live in NY. Ours is .ny.us. I’m sure it will vary slightly. We have claimed before though. Over $500 between the 3.

    • Jessica

      Missingmoney.com is a national website that partners with several states and hosts a searchable database for the states they partner with. missing money also provides contact info, including website address, for all states’ offices. Some states host a searchable database on their own website. I worked for ky’s unclaimed property division for over 10 years. The biggest red flag on any website would be if they are asking for payment. And if you are ever uncertain, I would recommend calling or emailing your state’s office to make sure you are on a valid site.

  22. Lisa

    I checked a couple years ago and had over $300. I got a check in list a couple weeks.

  23. SONYA

    I check this every time you post this and find money for friends and family. I then tell them where and how to apply for the funds. I’ve found almost $10,000 in total!!!! For me, $0.00!

    I did this once at my family reunion’s banquet. I had people pull out their cell phones and look it up immediately. We had almost 25% of the room with missing, now found money.

    Keep checking back. I do every for months because the information changes regularly…

    • Collin (Mrs. Hip)

      That’s SO awesome, Sonya! Super glad you have been able to help your family find their missing money! Thanks for sharing with us!

  24. rosy

    I found something for my husband but it’s asking for full social security number, is just me or is that scary to just give out? Did anyone else feel the same way? Or am I just being paranoid?

    • Amber

      A lot of times it will ask. I can tell you I’ve claimed a few things already and it’s pretty standard.

    • Jessica

      Social security is generally required to claim any unclaimed property although evidence requirements and the claim process does differ state to state. Always make sure you are on an official state government website or on missingmoney.com. If you are unsure and want to verify you are on a legit site, I would recommend calling your state’s office or emailing to verify the process. I’ve worked for over 10 years in ky’s unclaimed property office and we often received calls/emails just to make certain we were legit. So you are def not alone in being cautious about protecting personal identifying info!!

  25. AS

    Wow that’s awesome found one claim under 100$, Thanks

    • Collin (Mrs. Hip)

      Woohoo! You’re welcome!

  26. Sri

    Hi collin, it is asking my ssn. Is there any paper work to submit?

    • Amber (Hip Sidekick)

      Hi Sri! To begin the search I find that you need to submit your name, city and state. They may require additional information. It seems that each specific state form may vary. Hope this helps!

  27. Jamie

    You guys are saying it’s a .gov but it’s showing up as .com for me 🤔 that’s using the link here.

    • Amber

      It’s a main site that will link you with your states page.

    • Stacy F (Hip2Save Sidekick)

      Yes, Jamie – this site is a .com site and it only requires your name and state. As Amber says, it pulls from most state databases and will lead you to another site that is usually .gov. In my case, for Texas it was a .org website.

  28. Karen

    Massachusetts asks for a zip code. I figured out that you can’t just use your current zip. I got nothing on that but found something at the zip for an office I had 20 years ago! I’ve moved several times in the last 20 years, so I went back and checked every one!

  29. mariamnabil

    I have a question about that, is this safe because it’s need the last 7 numbers of the social security and I am worrying that it is maybe a fake website especially this days there’s a lot of fake websites that steal the people accounts!

    • Stacy F (Hip2Save Sidekick)

      This site is safe, Maria. Missing Money is just a database that helps source you to the correct state so on that site, you should only be entering your name and state. It’s even recommended by USA.gov, an official government website. You’ll see it on that site as the only recommended multi-state database.

      After you enter your name/state, MissingMoney.com will take you to your state comptroller site. These are usually .gov or .org sites. Those are where you’ll enter your personal info, and they are secure sites.

      You’re definitely right to be leery, but this site is a legit one.

  30. AmandaJ

    So I have a question… I found some money for my dad in a state we used to live in. Now that I am trying to claim it do I put his current address and state?

    • AmandaJ

      Never mind, I see now

  31. Hluna1977

    Thank you. Got $17 🤗

  32. Mommyof4

    I found some for my grandfather who has passed away. Is my mom (his daughter) able to claim it? TIA!

  33. Lana

    $35 for me. Thanks Hip2Save

  34. Sam

    OMG Thank you! I just found $800+ owed to my parents from some class action lawsuits! :O

  35. Mo

    Just got money back from a bank account I closed that was still in my maiden name and prior address ($50)! Thank you!!

  36. Lauren

    Just found $110! Thanks H2S!

    • Jennifer (Hip Sidekick)

      Yahoo! Congrats!!

  37. Lexi

    What if we have grandparents who are deceased but you still have their ID & social security number. Could the missing money be released to the current living family members?

  38. michelle Micci

    None for me but
    13 yo had 28.00
    My oldest daughter almost 600
    My other daugheter 281!!
    my husband 44.00
    SCORE

  39. Lisa

    TY HIP2SAVE for the reminder!!! I checked for a friend & she had over $8500 in unclaimed property.

    • Stacy F (Hip2Save Sidekick)

      WHOA! That is awesome!

  40. loretta

    Thanks Hip2save!! Found $47.97 from 1 place. Yay!!

    • Collin (Mrs. Hip)

      Woohoo! SO awesome! You’re welcome, Loretta!

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