Best FREE Cash Back Apps of 2022 – Get Paid to Shop!

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These cash back apps will keep more money in your pocket!

best cash back apps rakuten app on iphone

Get cash back and make money just for shopping!

There are FREE mobile apps for that! With various rewards and cash back apps available, you can easily earn money, free gift cards, and other rewards just by purchasing products that you’re planning to buy anyway (and possibly even with coupons!). We’re sharing 10 completely FREE and highly rated mobile cash back and rewards apps that will save you time and help you make money!

Grab your phone and get ready to start earning!


1. Fetch RewardsFREE!

fetch app on iphone is one of the best cash back apps of 2022

Fetch Rewards makes it easy to save on your everyday purchases, like groceries – there are NO store limitations, NO having to clip special offers, and NO worrying about missing out on savings. All you do is snap a picture of your receipt and points will be put into your account. It’s that easy!

You’ll earn points for every item you purchase from the 250+ popular brands in the app. Just take a picture of your receipt each time you purchase groceries, food, beauty products, diapers, cleaning supplies, and other products. You’ll accumulate points and can redeem them for free rewards to hundreds of popular retailers.

Earn Fetch rewards with these simple steps:

  1. Scan your grocery receipt from ANY store. You can use receipts from grocery stores, convenience stores, drugstores, liquor stores, and more.
  2. Every time you purchase a product from one of Fetch’s participating brands, you’ll earn points.
  3. As your points accumulate, you can redeem them for gift cards to popular retailers like Amazon, CVS, Target, Build-A-Bear, or even virtual MasterCard/Visa Rewards gift cards!
⭐️ Fetch Rewards is offering new users 2,000 bonus points ($2 reward) when you register and enter promo code FETCH2K on the Fetch Rewards app for iOS and Android.

2. IbottaFREE!

The Ibotta app is one of the best cash back apps of 2022

One of the best cash back apps is the free Ibotta App. Earn money by purchasing items at participating stores. Just unlock offers by completing various tasks (such as learning a fact or watching a short video). You can also search for offers while shopping in-store by scanning the barcode of the products you’re buying.

After making a purchase, easily submit a rebate by tapping on “Redeem” for eligible items purchased. Then scan the product barcode (if necessary for that store) and submit a picture of your receipt.

The awesome part is that in addition to getting cash back on your purchases, you can also use the manufacturer’s coupons to lower your costs even further!

Here’s how to earn money with Ibotta:

  1. Before you shop, add offers for qualifying products by completing simple tasks.
  2. Buy the products you selected at any participating store (don’t forget your receipt!).
  3. Redeem your offers by taking a photo of your receipt. They’ll match the items you bought to the offers you selected and give you the cash.
  4. Your cash back will be deposited into your Ibotta account within 48 hours.
  5. Redeem for gift cards to popular stores like Amazon, Starbucks, Kohl’s, and other stores – OR request a cash option via PayPal or Venmo.

3. Checkout 51FREE!

shop and earn rewards with these free mobile apps — checkout 51 and ibotta for cashback
Checkout 51 is an easy-to-use cash back app that saves you tons of money on your favorite brands. It’s free to sign up, and you can start saving right away with coupons and money-back deals on everyday items from all your favorite stores, and even gas purchases! It’s updated every Thursday so you can browse through hundreds of local offers to save money on grocery and household products.

Save money with Checkout 51 by following these simple steps:

  1. Browse the offers updated every Thursday.
  2. Buy the products from ANY store – you choose!
  3. Take a photo of your receipt to redeem your offer.
  4. Earn cash back.
  5. When your account reaches $20, request a check!

The Checkout 51 app can be downloaded for free in the App Store and Play Store. And the best part is that in addition to getting cash back on your purchases, you may be able to use manufacturer’s coupons to lower your out-of-pocket expense even further (some offers can’t be combined with coupons).


4. Coupons.comFREE!

target cart of groceries

One of the best cash back resources today is Coupons.com. This easy-to-use app has tons of printable and digital coupons for your favorite products. Plus, they offer cash back offers! To get paid, upload your receipt for qualifying items and you’ll get cash back through PayPal. Check out our Coupons.com page or download it for iOS or Android today!


5. Receipt HogFREE!

holding Hobby Lobby receipt

For residents of Canada and the USA, Receipt Hog is a fun, free, and EASY way to turn your receipts into cash and rewards. Unlike similar rewards apps, Receipt Hog pays cash regardless of where you shop or what you buy! Watch your Hog grow fatter as you feed him more receipts – a fatter Hog means a fatter payout for you! Download the app for iOS or Android.

Earn Receipt Hog cash with these simple steps:

  1. Take pictures of your receipts from ANY store, restaurant, or cafe – ALL receipts earn rewards.
  2. Earn rewards like coins, spins at the virtual slot machine, or sweepstakes prizes.
  3. Cash out your coins for PayPal or Amazon gift cards! It’s that simple!

Retailers where you can earn “coins” based on total purchase amount:

  • Grocery / Supermarket
  • Supercenter
  • Club (Cash and Carry)
  • Health (Chemist)
  • Bargain (Dollar / Pound Shops)
  • Drug & Pharmacy
  • Liquor (Off-License)
  • Convenience & Corner Stores
  • Beauty Supply
  • Pet Supply
  • Toy Stores
  • Mom-and-Pops, Bodegas, & Newsagents

Retailer types where you can earn “spins” for the Hog Slots:

  • Apparel
  • Auto Part Retailers
  • Department
  • Discount
  • Home Improvement
  • Home Furnishings
  • Office Supply
  • Electronics
  • Arts & Crafts
  • Sports & Outdoors

Retailer types where you can earn sweepstakes entries:

  • All Coin-Receipts and Spin-Receipts
  • Gas / Petrol-only Receipts
  • Receipts from Restaurants & Bars
  • Receipts from Bakeries, Delis, and Cafes

Plus, Receipt Hog allows you to access a digital copy of your receipts in one secure place. Play the Hog Slot machine where you can win extra coins, an instant $100, or even have your last shopping trip paid for. Earn more when you level up, win sweepstakes prizes, and complete short surveys!


6. ShopkickFREE!

carter's shopping tips — best cash back apps use the shopkick app

Shopkick is free location-based shopping app for iOS or Android. The app gives you reward points called “kicks” that can be redeemed for amazing retail gift cards. Simply walk into stores, scan items, and buy everyday products to earn points!

Once you’re a Shopkick user, you can collect kicks and bonuses at millions of stores and restaurants in America including Macy’s, Target, Best Buy, JCPenney, and more. Then redeem your kicks for rewards for various gift cards, such as Amazon, Target, Starbucks, Best Buy, and others.

Most Shopkickers can even earn their first gift card in a week!

How to earn gift cards with Shopkick:

  1. Walk into select stores and just for visiting you’ll earn kicks at the entrance.
  2. Scan barcodes of select products. Hunt for select products in-store and earn kicks when you scan barcodes using their in-app scanner.
  3. Purchase with a linked credit card to earn kicks for every dollar you spend at select partner stores.
  4. Purchase select items and submit your receipt through the app to earn kicks.
  5. Earn and redeem kicks for digital gift cards to stores like Amazon, Best Buy, Sephora, Walmart, Target, and others!

⭐️ New users can sign up using promo code HIP2SAVE5 to get a $5 gift card whenever they get their first Walk-in or Scan within 7 days of signing up!


7. MobeeFREE!

mobee app on phone

With Mobee, you get to complete fun and simple “secret shopper” Missions at popular stores & retailers, like answering a survey or taking a picture. You will earn points for your hard work and can redeem them for gift cards or rewards. The Mobee map is always being updated with new stores & Missions so you can earn more points. Some Missions may require you to make a purchase and the reimbursement amount will be listed in the details. Download the app for iOS or Android.

How to earn rewards with Mobee:

  1. Find a Mission Near You – Search the map to locate Missions nearby, and select one to complete.
  2. Complete the Mission – Answer questions once you arrive at the location and submit your Mission for review.
  3. Redeem Rewards – Earn points for every successful Mission you complete and use those points for popular gift cards and prizes.

Once you’ve completed a Mission and it has been approved, points will be credited to your account. You can use these points for a range of gift cards and prizes, such as MasterCard prepaid gift cards, or to stores like Dunkin’, Starbucks, Target, Walmart, Best Buy, and so many more!


8. CoinOutFREE!

holding coin out app on mobile phone

With CoinOut, you get paid to shop… at ANY RETAILER! You don’t have to find specific deals or take time to see if a certain retailer is on the program. Just snap and earn! Receipts need to be uploaded within two weeks of original purchase and include the date, retail name, items purchased, and bill amount. Plus, CoinOut gives out weekly surprise bonuses to users that upload receipts! Download the app now for iOS or Android.

ATM or bank slips, lotto tickets, credit card slips (with no product items), money orders, pictures of barcodes or QR codes, coupons, and handwritten receipts are not eligible for cash back.

How to earn rewards with CoinOut:

  1. You can earn online or in-store!
    • For in-store, take your receipt from a recent purchase and place it flat on an even surface. Press “SCAN” on the app and align the receipt within the rectangular box. Press the button to capture the receipt.
    • For online transactions, make sure to visit CoinOut each time before you make a purchase at one of our merchants.
    • For e-receipts, forward them to receipts@coinout.com. To receive cash back, the receipts need to be forwarded the same day of the purchase. They are currently accepting up to 8 e-receipts per day. Make sure to register your email through the survey link you receive via email after sending an e-receipt.
  2. You’ll receive an automatic amount of cash back. Make sure to take a clear picture of your receipt – it should show the name of the store, date of purchase, and all items purchased. The better quality receipt and picture, the more you’ll earn!
  3. CoinOut sets a range each day of a minimum and maximum amount that you can earn from a receipt. The amount you receive is randomized and is not based on the type of receipt or amount spent
  4. Cash out your balance via gift card, PayPal, or to your bank. That’s it!

9. Receipt PalFREE!

hand holding Walgreens Nestle Receipt

Receipt Pal lets you earn rewards (like valuable gift cards and cash prizes!) just for submitting receipts of your purchases – including e-receipts! You can connect your email or Amazon account, and you’ll earn points for every e-receipt. Plus, all of your receipts are stored in one handy place, so you can keep track of your spending in a secure location.

You can redeem your points for gift cards from great retailers like Amazon, VISA, Walmart, Target, Home Depot, Lowe’s, and many others just for submitting everyday receipts for market research.

Every receipt will also earn you a chance to win cash prizes in weekly sweepstakes. Three winners will be announced every week. As long as you keep submitting receipts, you’ll be entered automatically! Download the app now for iOS or Android.

How to earn rewards with Receipt Pal:

  1. Snap photos of your receipts from grocery stores, restaurants, and local retailers.
    • Connect your email and Amazon accounts to submit e-receipts automatically and earn points faster!
  2. Earn points for every valid receipt.
  3. Redeem your points for great rewards.
  4. Automatically enter weekly sweepstakes for cash prizes! Plus, earn bonus points and sweepstakes entries with fun new mini-games

The more receipts you submit, the more points you earn!


10. Makeena FREE!

man holding snack bar and bag of beets in vegetable bag outside

Makeena rewards you for buying items that are good for you and the planet — like organic, non-GMO, gluten-free, plant-based, eco-friendly, BPA-free, cruelty-free items.

Found your perfect beauty product, supplement, or granola? After every time you buy, you can earn points for extra cash back, samples, T-shirts, and more!

Didn’t find anything you like yet? No worries – any grocery-related receipt turns into bonus points that can be converted into cash when you’ve earned enough points.

The app works at ANY retail store, in-store, or online! You can earn cash back and rewards just for buying healthy and eco-friendly products from the places where you like to shop. You can also turn your grocery-related receipts into cash and points, and then get rewarded for being loyal to your favorite brands or by simply sharing those brands with your friends. Download Makeena now on iOS or Android.

How to earn rewards with Makeena:

  1. Browse offers, brands, and products before shopping.
  2. Save them to your shopping list.
  3. Scan barcodes of purchased products to begin redeeming.
  4. Take a photo of your receipt, and then submit it through the app.
  5. Cash out through PayPal or Venmo after you accumulate $20 in your account!

11. Receipt JarFree!

best cash back apps receipt jar on iphone

Receipt Jar will give you cash back for shopping at some of your favorite stores and restaurants. Just upload your receipt to find out how many points it is worth. Earn enough points and you’ll receive your preference of a gift card or a cash payment. Plus, every receipt you upload earns you a raffle ticket and a chance to earn 2,000 extra points! Download it for iOS or Android today!

How to earn rewards with Receipt Jar:

  1. Take a picture of your receipt to ANY store.
  2. Upload the picture to your app within 14 days of the receipt.
  3. Once you accumulate enough points, use the app to cash them out for a gift card.
  4. Maintain a good account score for greater rewards.
  5. Use the app to cash out and receive a gift card or get paid cash using PayID.

12. UpsideFree!

at gas station pumping gas into car
Want to get cash back on gas? Check out the new app Upside. In addition to cash back on groceries and restaurant bills, Upside rewards you for buying gas. Use it at over 45,000 locations. The app estimates it can save users $203 a year! With today’s gas prices, this app might be just what you need! Get it on iOS or Android.

How to earn rewards with Upside:

  1. Use the app to find local deals near you and select the option to claim the offer.
  2. Upload your receipt to the app and it will notify you of your cash-back balance.
  3. Cash out using the app and receive payment via a gift card, a check, or a PayPal deposit.

Check out of full review of this popular gas app!


13. Swagbucks Free!

swagbucks cash back app on ipad

Hip2Save readers love to earn cash back with Swagbucks. This popular app has been featured in numerous magazines and it is easy to see why! Earn cash back when you shop at any of their 7,000+ online retailers or when you scan your shopping receipts that qualify. You can also earn rewards by playing games, taking surveys, and watching videos.  Swagbucks dishes out 10,000 gift cards and PayPal deposits a day to loyal app users! Don’t miss out on the opportunity to make spare cash. Download the app for iOS or Android.

How to earn rewards with Swagbucks:

  1. Create a free Swagbucks account and sign in using the website or app.
  2. Earn Swagbucks points by doing the following:
    1. Watch videos on the app to earn up to 500 points a day.
    2. Answer the daily poll or complete surveys.
    3. Play video games.
    4. Shop using the app or upload your receipt after shopping in person.
    5. Search the web while logged in to your Swagbucks account.
    6. Refer family and friends to Swagbucks.
    7. Complete the daily goals listed for you in the app.
    8. Use Swagcodes, special promo codes, to score points.
  3. Once you have 100 Swagbucks accumulated, you can cash out via gift card, pay pal, or a check.

14. DoshFree!

hotel room

Dosh is one of the best cash back apps for travelers. If you like to travel, consider using Dosh to recoup some of your travel costs by getting points for hospitality expenses. You’ll get cash back when you stay at hotels, dine out, or shop at stores. There are over 10,000 places you can purchase from that will qualify you for cash back. Accumulate $25 and Dosh will pay you via PayPal or Venmo. You can also donate your earnings! Dosh is available on iOS or Android.

How to earn rewards with Dosh:

  1. Download the app and link your credit card to earn $5 immediately.
  2. Make online purchases or in-store purchases with your linked card.
  3. Book hotels using your linked card.
  4. Refer friends and family using a referral code to get extra cash back.
  5. Use the app to cash out once you hit $25 in your Dosh Wallet.

15. RakutenFREE!

rakuten app on iphone best cash back apps

Rakuten has paid shoppers over 2 billion dollars in cash back! It’s easy to use. Shop online, add an extension to your browser, or download the app for iOS and Android. According to Rakuten, the average user gets about $63.50 in cash back.

How to earn rewards with Rakuten:

  1. Download the app or sign up on the website and link your credit card.
  2. In Rakuten, choose the store your want to visit.
  3. Shop online or in-person and Rakuten will update your balance once notified you made a purchase.
  4. Use your linked credit card while booking hotels and travel.
  5. Use the Rakuten browser extension to be alerted to savings while shopping.
  6. Check Rakuten’s website or app for daily deals.
  7. Refer your friends to get a bonus.
  8. Cash out using the website or app and you’ll receive payment via check or PayPal.

“My favorite is RAKUTEN (used to be Ebates). It’s easy to use and they often have double cash back days or special days where you can get significant cashback on your purchases.” – Hip2Save reader, Sunny


What’s YOUR favorite shopping app? Please share!


Want to know more easy ways to make money? Check out these ideas!


About the writer:

Kara is a writer and photographer from the Midwest. Her creative work has appeared in various publications over the past decade. With a background in finance, she loves to be money-savvy.


Join The Discussion

Comments 23

  1. Patricia Goff

    Fetch is not only for grocery receipts. It also accepts Post Office, PT receipts, Goodwill, Car Repair, etc. Any receipt that shows store, date, and dollar amount.

    • Christine Jones

      Yup! I capture all my receipts for points.

    • Dee

      Just curious as to what these apps do with your data and tracking all your expenses, I work in IT and some of this stuff makes me nervous coz I wonder if its their way to get to your info – credit card, spending etc…Thoughts?

      • Karen

        I’m wondering the same thing…

        • Jessica (Hip Sidekick)

          Hey Karen! You might be able to locate the app’s privacy policy on their app or website that may mention how your data is collected and/or used with that particular company. Hoping this is helpful! 💕

  2. Susan

    How do you use Rakuten IN store? I always thought it was online only. Thanks for responses

    • Jessica (Hip Sidekick)

      Hi Susan! When you go to Rakuten’s site, there is a link at the top that says “In-Store Cash Back” that will give you further details about participating retailers and the option to link the offer to your debit/credit card you have on file with them. Hope this is helpful! 💞

      • Susan

        Thank you so much for the helpful info 🙂

  3. TraceyBR

    My favorite by far is the Fetch app as it is super easy and you can use pretty much any receipt. (Bonus: I’ve actually used the app to look up old receipts to check prices, dates, etc for various reasons.)
    I also like ibotta as they have larger reward amounts although it can be more time consuming to match up items to your receipt. Thank goodness for H2S’s posts that mention ibotta items! I did add the ibotta app to my laptop so that I get a small percentage back for shopping online with most retailers. I just have to activate it using the ibotta pop-up.
    If anyone ones to sign up for either of these, my referral codes are 4EHJQ (Fetch) & UXAYQFF (ibotta).

    • Jessica (Hip Sidekick)

      So glad you’re loving the Ibotta deals, TraceyBR! 🙌💕

  4. Patricia Goff

    Receipt Pal doesn’t work for me because I don’t have an amazon account. It doesn’t have a button to take pictures of of any receipts when I download it.

  5. Patricia Goff

    My favorite is Fetch. I used to be in the first trial of it but wasn’t a fan. My receipts wouldn’t scan right so they weren’t accepted and other things. I quit (wish I hadn’t as I lost all those points) but I am glad they got all the kinks worked out. I love it now.
    I can’t use ReceiptPal because I don’t have an amazon account. Every time I download it there are no offers or a place to click to scan receipts. LOL Just my info on the app.

  6. thomastribeof5

    Let me just tell you…be careful with Ibotta. They accused me of doctoring a receipt because it was one of those that if it gets wrinkly gets black lines in it and kicked me off the app. They won’t let me use it now even though I took tons of pictures of the receipt to show them, offered to send them the receipt, offered to get a new one. They weren’t having it. So be careful what you do

    • Jessica (Hip Sidekick)

      Darn! So sorry to hear about your experience! Thanks for taking the time to share your feedback. ❤️

  7. jen

    I love Fetch, my friend told me about it in Jan, and I’ve made $20 already. I do forget at times to take a pic of every receipt, but you start to remember not to throw them away! Also, I like that they do e-reciepts for my Amazon purchases:)

    • jen

      Here’s my referral code if you join fetch;) you get 2,000 on the first receipt. WNH36Q

  8. Amy

    I love swagbucks. They have a lot of download apps and earn for hitting a specific level. I’ve done a bunch of these in my free time. Kinda fun!

  9. riss

    I joined Rakuten in 2014, and I’ve had $1063 total cash back. My biggest one was when I bought Nectar mattress on Black Friday with 10% cash back! I also like Fetch. I just scan any receipt, even gas receipt. It takes a while because it’s only 25 points per receipt, unless you purchase something that matches the items they have online.

  10. Sara

    I use quite a few of these and they are great! Another that is super simple is Amazon Shoppers Panel. Just upload 10 receipts a month and get a $10 Amazon credit! They also have occasional surveys so I average about $11 a month.

    • Jessica (Hip Sidekick)

      YAY! So glad you’re loving these apps as much as we do, Sara! 💕

    • riss

      Yes! I have the Amazon shoppers panel. That’s the easiest $10 ever! Plus the 25 cents surveys. But nit everyone is qualified. I told my SIL about it, and she said she’s not qualified. I guess she does not buy as much as I do🤣😂😉

  11. Mrs C

    ReceiptJar is another good one. You can link your Amazon, Walmart and Costco account. It’s very similar to Receipt Hog. Ive only had it for about a month and ive already cashed out $5! Here’s my referral code if your interested! CATHCH43T

  12. hopchick

    Another good one is Drop. It’s available for iOS and Android – here’s their main website. joindrop .com (without the space), referral code rq655. You can shop through the app, play games, do surveys, and link your credit cards to earn without doing anything. You are considered “Premium” if you add at least one credit card, then every Wednesday go into the app and activate the premium offers and once a month you get 1000 bonus points. I’ve been on it since early 2021 and have redeemed $75 so far and have enough points for over $30 more. I make sure to activate the premium offers but otherwise don’t do much with it, just let it give me points when I use my credit card at one of their stores (Amazon and Sam’s Club are two of the many options).

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