How to Use Ibotta to Get Cash Back at Target, Walmart, & More – Now Without Uploading Receipts!

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scanning Target Wallet barcode at checkout

Learn how Ibotta works to earn easy cash back from Target, Walmart, and other popular stores!

Ibotta is a free mobile app that makes it really simple to earn cash back on your every-day in-store and online purchases. There are multiple ways to earn at grocery stores, restaurants, and other brick-and-mortar retailers – and now it’s easier than ever to earn cash back at stores like Target, Walmart, select grocery stores, and more!

Target Pickup Order

To get started, download the Ibotta app (iOS or Android) and complete the brief registration process. It only takes a moment, and then you’re ready to shop and start earning cash back at Ibotta’s many supported retailers.

New to Ibotta?

For a limited time, you can score up to $20 in Welcome Bonuses when you create your new account here and start redeeming offers. Note that to qualify for this bonus, you must be a completely new Ibotta user. Creating multiple accounts with Ibotta will result in account deactivation.

holding iPhone with Ibotta app

How does Ibotta work?

To start earning easy cash back at Target, for example, simply log into your Ibotta account via the app or the website. Select Target from the Recommended Retailers and then choose the option to Link Target Online account, found at the top of the screen.

You’ll be asked to enter your email address and password, and then you’ll see a message that Ibotta is linking your account. This process may take anywhere from a few moments up to 24 hours.

man using iPhone to choose Target offers in Ibotta app

When it comes time to plan your next Target run (whether in-store or online), simply browse Ibotta’s current Target offers and load your favorites to your account by tapping the plus sign next to each one.

Once your account is linked, you’ll start to earn automatic rebates on both your in-store and online purchases. Keep in mind that you have to load your offers to your account before you shop, though.

Target Circle app on smartphone

When shopping in-store, it’s also important to remember to check out using the Wallet feature of the Target app. Add any credit card to your Target Wallet to pay, or better yet – add your Target RedCard for 5% off every purchase!

When it’s time to pay, tap Show My Barcode. Your transaction will automatically be submitted to Ibotta when your barcode is scanned at checkout. That’s it! There are no receipts to submit, and nothing more for you to do! Just sit back and wait for your cash back to appear in your account. This could take up to a full day, but you could see your rebate posted in a matter of hours.

woman holding phone and cereal box

For those who prefer to scan their Target receipts manually, that option is still available. If you forget to load an offer to your account before you shop in-store, you can also scan your receipts after your purchase instead, but you’ll need to jump through a few additional hoops.

To load forgotten offers after a purchase, go to Ibotta’s Account Settings page, unlink your Target account, and add the offer(s) you missed. Then you can scan your receipts manually and get credit for completing those offers. Just don’t forget to re-link your Target account well before your next purchase, as this process can take up to 24 hours.

Walmart Grocery Pick Up

You can also get easy cash back without scanning receipts from both Walmart and Walmart Grocery Pickup and Delivery. Just look for Walmart and Walmart Grocery in the list of supported retailers in your app, click on the account you want to link, and follow the steps that appear to link your account.

Note that any substitutions provided will not qualify for cash back, so you’ll want to uncheck the box for substitutions next to these items before you checkout.

Meijer store front

Shopping elsewhere? Link your store loyalty accounts wherever possible!

In addition to national retailers like Target and Walmart, regional grocery stores and even locally owned markets may offer the opportunity to link their store loyalty accounts to Ibotta. To see if your favorite stores offer this easy way to earn cash back, tap Grocery on the Ibotta app home screen and select a retailer.

If you see a Link Retailer Account button at the top of the screen, tap it, and enter your account info. Once your loyalty account is linked, you can add offers in the Ibotta app before you shop, use your loyalty account at checkout, and your cash back will be automatically added to your Ibotta earnings — no receipt uploads required!

3 iPhones showing the Ibotta app

Altogether, there are three ways to earn cash back from Ibotta:

  1. Manual Receipt Submission – Before you shop, add offers to your account. To do this, just tap Find Offers at the bottom of the app and then tap Grocery. From here, you can find your local grocery store and browse available offers. To add offers, tap the plus sign. When you’re done shopping, just submit a photo of your receipt in the app to earn cash back on your qualifying purchases!

  2. Loyalty Account Submission – Simply link your store loyalty account as discussed above, and you’ll get cash back automatically. Ibotta will match your purchases with offers in the app, and you won’t even need to take a photo of your receipt!

  3. Pay With Ibotta – Pay with Ibotta is a mobile pay feature that gives you instant cash back on your entire in-store purchase at more than 50 retailers. Simply link a credit or debit card, and you’ll get instant cash back on your entire purchase amount!

Kroger Store Front

Use Ibotta to earn cash back without ever entering a store!

With Ibotta, you can still earn cash back on groceries that have been picked up curbside or delivered to your home. Just submit your receipt as usual!

Even better, if your grocery store’s shopping app is linked to your store loyalty card and your store loyalty card is linked to your Ibotta account, you’ll automatically earn cash back on your qualifying purchases – no receipt upload is necessary!

woman looking at iphone

One warning – beware of account maintenance fees!

According to Ibotta’s terms of use, they start deducting $3.99 from your Ibotta earnings each month if you haven’t redeemed an offer within the past 180 days. This is not a charge to any payment method you have on file, and you won’t receive a bill, but you definitely don’t want to lose any of your Ibotta earnings!

When you approach 180 days of inactivity, you will start getting warnings and reminders to redeem offers during a 30-day grace period leading up to your first account maintenance fee. If you fail to redeem any of the qualifying offers, the $3.99 fee will be deducted from your earnings monthly until you either redeem a qualifying offer or your earnings reach $0.

This is easily avoidable and you will get lots of reminders that the maintenance fees are about to kick in, but it’s definitely something to keep in mind!

Have you tried earning automatic cash back from Ibotta yet? 

Get $10 off your first Walmart Grocery order of $50 or more!

Jenna has a Bachelor's Degree from Lycoming College and her Master's from Penn State, holding 3 years of writing experience between a variety of publications and Hip2Save.

Join The Discussion

Comments 29

  1. Hipgrandma

    I have had trouble with both Meijer and Target loyalty card links. My cards are linked but 50% of the time I don’t get credit for an offer. Much prefer uploading my receipts because the Help option to correct takes longer than just a picture of my receipt

    • Jen

      Seconding this for Target. Especially if you linked your account and the Ibotta rebate expires within 24 hours, it’s much better to not have your account linked and submit your receipt manually. I lost out on $5 because it took 24 hours for a purchase to get reviewed and after back-and-forth with customer service, no-go.

      • MrsGarfield

        I personally don’t link my accounts. This way I have more control of how things are done.

      • Nora-Lee

        Yup, me too. Bought Culturelle and had a rebate, and I had it linked and it said I didn’t have anything match. I unlinked the account and scanned the receipt and I got it right away. If I am going to miss on rebates it’s not worth it.

  2. Hipgrandma

    Thanks for the tip on unlinking. Help desk used to have to do it. I’ll be unlinking my Meijer and Target accounts now

    • Amber (Hip Sidekick)

      You’re welcome!

  3. Tiffany

    Well played Ibotta, now I’m not only selling you my purchase history but my in-store browsing time, too!

  4. lindak

    Sorry, I’m not giving out my password.

  5. Evie

    I have tried to link my Target card many times and it says “cannot link”, wrong password and email. Yet, I log in on my account with the same data given them.
    I think this faster, quicker tech is a crock. It depends on who is working that day and what they decide to do. I also have trouble with Iboltas camera getting stuck. Not a problem with Saving Star or Checkout 51.
    Saving Star just merged with This always means less savings for us.

  6. Christine

    For anyone that isn’t already using ibotta, I highly recommend it! I have earned almost $300 in a short period of time. There are also ways that “Teams” work together to earn extra bonuses, and all you have to do is shop as you normally would. Feel free to join my team. Use referral code s7negg

  7. Dee

    Kroger isn’t linked on my account. It was for a while, but then it stopped working and they’ve never fixed it over the past year.

    • Yess Min

      Same. I stopped using Ibotta after that. My card was linked but it never showed any of my purchases meanwhile Ibotta was deducting money from my rewards due to lack of usage.

  8. Amanda

    I absolutely love that iBotta can now be used with grocery pickup! So convenient!

  9. T

    So would this be in place of Ebates (Rakuten) or can you link your card on Ibotta and still use Ebates?

  10. jat54979

    I love ibotta! I use the money back for Christmas shopping. I just let build up all year and then cash out in November. It helps so much.

    • Heather

      I don’t do that. IBotta can lock or close your account at any time. What if they go out of business? I cash out as soon as I reach the $20 minimum.

  11. Ank S

    I am having issues with ibotta, when I try to login it gives me error message that I couldn’t log in. They closed my accounts previously too and there is no way to contact them apart from the app.

  12. Brenda

    If you’d like to try out Ibotta, I would appreciate it if you could pls use my referral code, rndsadv. You can also sign up at
    Thanks so much in advance!

  13. ienotaryservices

    I’ve used Ibotta and just upload my receipts have earned about $200 back just need to remember to look for the items and upload the receipts but never linked any accounts to it just don’t like to do that nor pay with the app. Here’s my referral link if you’d like to use it. Or use code ddlvcuo

  14. gentledogwalker

    Just a reminder if you don’t use Ibotta every month they actually start deducting money out of your account. When I didn’t use it for two months they deducted $3.99 per month for non-use so even if you just use the $.10 off one item it is better than losing money that you’ve already earned.

    • Amber (Hip Sidekick)

      Thanks so much for mentioning that! We’ll get those details added above!

    • Hipgrandma

      I never knew that. Thanks for the info

  15. SL

    I’ve enjoyed using Ibotta as it saves me money and I get to try new items, sometime free. If you want to try, please use my referral code “lneumhp” at registration on Ibotta app or

    Join my team as I’m pretty active on it and we can work as a team for bonus $. Thanks!

  16. MAGGIE

    A few snacks at Walmart right now (butterfinger, crunch bar, baby Ruth) plus drinks (20 is coke and Dr Pepper). Also, Kraft Mac and cheese for $0.20 back (my store has it at $1), plus a bonus $.XX when you buy 5. A few Walmart cheap items-esp great if you might have bought them anyway 👍

  17. Venessa

    I noticed with Walmart grocery pickup I wasn’t getting all the rebates I qualified for. I figured it out. The only rebates it counts are the ones from when you first place your grocery order. Any items added to your grocery order after the initial order is placed won’t count.

    For example. I placed my order on Wednesday to be picked up on Sunday. Any items in my order on Wednesday count. Any items I add to the order after Wednesday won’t count with ibotta.

    This has happened a few times and I contacted customer support. They credited me within a day or 2. It’s not a big deal, but I noticed it happened a few times.

    Also, the generic Walmart brand doesn’t count as the “any item” offer.

    Overall though, I don’t really have to do anything and I get credits to my account. It’s easier for me than having to scan receipts and then pull out the groceries to scan their barcodes. I always forgot to do it before I put everything away.

    If anyone wanted to sign up here’s my link.

  18. Lisa Mefford

    How do you submit from Kroger pick up when they don’t give you receipts with pick up orders and you can’t submit pics of online receipts? Anyone experience this?

  19. lisalyn

    I also had ibotta start charging the $3.99/month service fee after only 60 days of inactivity. I initially found some nice offers, but it got to be more effort than it was worth to try to find deals worth doing. Many of my higher value “pending” rewards were still “pending” 9 months after purchasing. And canceling my account took considerable effort.

  20. beaglemom46

    I like Ibotta when I can scan my receipts even though it is a pain. I am refuse to give them access to my email account to scan for receipts and link my accounts. How much of my life do I want them to have access to in return for some money? I am willing a little when I can upload the receipts myself, but after that no way. Whose eyes are looking through my personal information and how long are they storing this information?? I think people should think about that before quickly handing over their passwords in exchange for some money. Sounds convenient yes, but how much are you willing to share?

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