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19 Ways to Double Your Dollars and Save Money in 2019

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Whether you’re looking for short-term deals or long-term savings solutions, we know both strategies work best when they’re used together! Kick off 2019 with these effective ways to save money in the New Year!


1. Meal plan for the week.

save more money 2019 easy tips – meal planning menu on a clipboard

Meal planning is a great way to save money. If you know ahead of time what you’re going to eat each day, chances are you won’t be spending money eating out! Plan around grocery store flyers and coupons to grab great deals on food sales, opt to buy generic brands instead of pricey name brand products when it makes sense, and make sure to pack a lunch for work!

Hip Tip: See how our most organized team member meal plans and shops 3 stores to save hundreds!

grocery services — shipt shopper checking out at target

You may be able to possibly save even more money (and save yourself time!) by ordering online and having your groceries delivered. Grocery delivery options like ShiptInstacart, or Peapod (where available) offer an easy way to stay away from those tempting and unnecessary goodies you might scoop up shopping in the store!

Hip Tip: Your local grocery store may offer a grocery pickup option. Depending on the grocery stores you live nearby, you can usually opt for grocery pickup instead of delivery – so basically all you need to do is arrive at the store, wait for your groceries to be brought out and loaded into your car, then you’re on your way — it’s so simple!

See why Collin LOVES this service.


2. Start a piggy bank or money jug.

Family Fun Money Jar

This year, start saving your pennies, literally! Small bills and coins really add up over time. We recommend using a piggy bank or a small neck jar (that way you won’t be as tempted to take the money back out).

Hip Tip: Check out these savings systems for kids and adults and save big together!


3. Declutter your home.

save more money 2019 easy tips – yard sale

Spend some time after the holidays to clean out all those unused toys, clothes you don’t wear, and knick-knacks that are making your house feel claustrophobic. Keep items you love and that are necessary and ditch the rest!

Once you’ve done a clean out, rake in that money and host a yard sale! One person’s junk is another’s treasure, after all! Even better, get some friends together and compile your belongings for one big yard sale or rent a common space. Not only will you have fun doing it, but you’ll also increase your chances of selling more items.

Hip Tip: Check out these practical tips for ways to get your garage organized. After you figure out what you really need and don’t need, you’ll likely have a pile of items that would be perfect garage sale material!


4. Bring out your inner domestic side.

Cleaning Fridge
Mend those holey clothes you’ve been staring at all month rather than toss them out. Cook weekly meals instead of choosing to eat out. And even if you have help from occasional cleaning crews like some of us here at Hip2Save, you can space out their visits to alleviate service costs. Clean around the house when you can, and even put the kids to work with our 5 Motivation and Allowance Ideas That Get Chores DONE! You’ve got this!


5. Cancel subscriptions and memberships.

Working on Macbook - Canceling Memberships

Don’t waste money on luxuries you’re not even using! While so many great monthly memberships are worth every penny, they’re not worth your hard earned money if you’re not benefitting from them. Most memberships are hassle-free with a cancel-at-any-time policy, so say “bye bye” to membership fees and start saving now!


6. Start saying “No”.

don't walk light

We don’t have to devote ourselves to every commitment in life just because a friend asked us to do something. Constantly saying “Yes” to things you might not always want to do can result in more money spending, emotional stress, and tirelessly running around. Be content with saying “no” sometimes, and enjoy the peace of just staying home without spending the money.


7. Reduce, reuse, and recycle.

Re-purposing Pant Hangers

Get the most use out of something by reusing instead of tossing it away. Re-purpose pant hangers as chip clips, and even use one as a clever cookbook holder! Also, try to buy gently-used items when you can, rather than buying them new. I’ve found so many great deals on Facebook Marketplace when I would have normally spent a fortune ordering it brand new online! Not only is this more cost-effective, but it also benefits our environment.

Hip Tip: Check out these fun hacks for 16 clever ways to get organized with trash!


8. Get rid of debt.

Using a Calculator to Get rid of debt

A little too obvious, maybe? I mean, everyone wants to pay down debt. What’s less obvious is enlisting the help of a trusted financial advisor to help you make a plan for crushing your debt early and to help you keep track of your spending. This will also cut down on the amount of money you’re probably spending on interest.

Hip Tip: Want to pay off that holiday debt? VIPKID is hiring teachers and pays up to $22 hourly!

digit app review — rainy day account transactions

You can also download a budgeting app like Digit that saves your money for you behind the scenes. After connecting your bank account, the app assesses how much money it can transfer into savings based on your spending habits to ensure it never transfers more than you can afford!


9. Grow a garden.

gardening fresh tomatoes in a bowl

With a little help from blogs, YouTube, and your local garden center, you can achieve a green thumb! Any knowledgeable gardener can help guide you to the perfect beginner seeds for your area so you can fill a garden with yummy fruits and vegetables. Growing your own crops will help save you money during harvest season. And even if you can’t eat them all, you could sell them to locals or swap for other fresh foods!

Hip Tip: Not a lot of space for a garden? Check out this DIY Stacked Potted Herb Garden Idea!


10. Carpool to work and events.

save more money 2019 easy tips – coworkers car pooling smiling at the camera

Gas is expensive. Save money and share the ride to work with a nearby coworker – or even offer to take turns driving together with friends when you go out for a night on the town!


11. Cut down or get rid of your cable.

save more money 2019 easy tips – netflix tv television remote control

Either get rid of your cable altogether or take some time to call up your cable company and reduce your monthly payment. More often than not, if you threaten to cancel or switch to one of their competitors, they’ll likely offer you a better deal than what you’re already paying (It worked for Bryn!). At the very least, they’ll be able to find you a more suitable package that fits your budget.

Hip Tip: Thinking of ditching the cable all together?! Lina successfully did this recently and shares how HERE!

Plus, start saving NOW with one of these FIVE streaming devices!


12. Switch banks or open a new account.

Bank Checks

Check out other banks nearby to see if they’re offering promotions to switch, such as prize drawings or tempting cash incentives. Just be sure to check the conditions of the bank first, like monthly checking account fees or minimum balance requirements (you don’t want to end up paying more than you are at your current bank).


13. Take advantage of freebies.

ihop pancakes strawberry whipped cream stackWho would turn down free pancakes? If you enjoy getting out of the house for dinner and activities, check out all of these places that offer incentives when you join their loyalty program! While restaurants like Red Robin, IHOP, and Famous Dave’s offer free meals for your birthday, they also give you freebies just for signing up to receive their emails! Once you’re in, you’ll get email notifications with promotions throughout the year.

If you’re feeding a whole family, check out our Kids Eat Free Post for a list of restaurants that honor free meals for kids on certain days!


14. Switch to auto pay.

collin with auto pay verizon screen on computer

Want a simple and quick way to save money every month? Many monthly bills come with a discount when you switch to automatic payments. They can even be conveniently set up on the billing website via your computer or mobile device.


15. Use the 30-day rule.

man looking at a calendar page

Get rid of the urge to splurge and wait 30 days to buy higher ticket items. Chances are when the 30 days are up, you’ll realize you really don’t need to buy it after all! Take some shopping advice and techniques on minimalism from our Hip2Save Sidekick, Michelle:

“After watching a documentary on Minimalism I decided to rethink the way I was buying. My house is stuffed with “stuff” and I have so many clothes, it’s ridiculous.

 

I actually started a fun challenge with myself to wear all of my clothes. When I hang up laundry, I put it on one side of my closet and the non-worn items stay on the other side.  When I get dressed in the morning I force myself to choose at least one item from the non-worn side!

 

After putting a halt to buying stuff for awhile. I can’t believe how much time not shopping has freed up! I don’t shop for fun and I have a default “NO!” when it comes to buying new things. If I truly need something then I force myself to get rid of a similar item.” – Michelle


16. Spend cash, don’t swipe plastic.

a man with cash in his hand

Using cash rather than a card makes you more mindful of your spending. Obviously, this only works for purchases made in-person, but that still accounts for much of your discretionary spending.

A great tip for online shoppers to help avoid the convenience of ordering from your couch is to delete your saved credit card information from your favorite shopping websites. This will likely make those 2 am insomnia purchases less frequent, because who wants to get out of bed to grab their card when they’re half asleep?!


17. Stay in, not out!

save more money 2019 easy tips – lina cooking dinner

Choosing to stay in, rather than going out, can reduce your amount of expenses. It’s much more cost effective to host a dinner party or invite friends over rather than to pay at a restaurant or bar. And if you have young kids, chances are you’ll be saving money on a babysitter, too!

Hip Tip: Have a party coming up? Check out these reader tips to plan your next event on a budget.


18. Travel with flexibility.

save more money 2019 easy tips – travel american airlines airplane

Have a fun vacation planned for this summer? If you can be flexible with your dates, you’ll find that hotels and airlines will offer drastically different prices depending on the day of the week you plan to fly. Additionally, prices vary week to week and season to season. Traveling off-peak could end up saving you hundreds of dollars!

Hip Tip: Want more travel tips? Check out these smart ways to save on your next vacation!


19. Join our FREE Hip2Save newsletter!

Collin pointing and smiling at her mobile phone

We wouldn’t be true Hip2Savers if we didn’t fill you in on the best deals ever! Make sure to subscribe to the FREE Hip2Save Newsletter to get email updates on the latest and greatest deals, DIYs, frugal recipes, coupons, freebies, money saving tips, and so much more! Even better, we often host contests exclusively for email subscribers!


What’s your favorite way to save money?

Tell us in the comments below!


UP NEXT: 10 Reasons Why Saving Money Will NEVER Go Out Of Style

Join The Discussion

Comments 28

  1. Susan

    Clothes are my weakness, so I put all clothing catalogs directly in the trash…I don’t even bring them in the house or open them.

    • Amber (Hip2Save Sidekick)

      Same here, Susan! I LOVE clothes! LOL! Thanks for the helpful tip!

  2. Regina

    Thank you!!! I think I will apply #16. I want to spoil myself yesterday by getting an expensive smartwatch. My husband is not helping bc he always tells me that if I want it get it.

    • Regina

      I meant #15 😉

      • Amber (Hip2Save Sidekick)

        Aww, You’re husband sounds super sweet! You’re welcome, Regina!

  3. joni

    some of these are great ideas reading your posts are the first way to save money, also shopping food thats on sale every week gives you a chance to try new meals, saving all your change like you said really does add up I had over 1000 dollars after 5 years from just change I find! roadside/curb alerts are my favorite my whole house is decorated that way waste not want not. Thank you Hip2Save for all you do! And the Birthday Freebies I eat for free my whole Birthday month 🙂

  4. countrygal

    I canceled cable 4 years ago, don’t miss it at all. I live very rural so the only option for internet is Hughesnet. So I can’t get Netflix or Hulu for TV but that’s fine. I always kind of watched the some thing so I get DVD’s. Last year I got Little House on the Prairie for $45 on Amazon, I seen the sale on Hip2Save (thanks again for posting that). I’ve gotten several othe programs/movies and I don’t have a monthly bill. I love it.
    Plus, I get $15 credit each month from Hughesnet. Thanks for posting all the good deals, I’m hoping to see another DVD on sale that I want.

    • Cherie

      We are also very rural. AT&T introduced a fixed wireless internet option for rural customers last year. It costs $50 a month for 170gb. Now we can watch Amazon Prime videos offered for free with our Amazon Prime subscription. You might want to check to see if this service is available for you:
      https://www.att.com/internet/fixed-wireless.html

      • countrygal

        Thanks for this, but I checked availability and its not in my area.
        I like what I have so its fine. Glad you can get this though.

        • Chris

          What do you use?

  5. kayti

    We use the gas incentives at Kroger by buying gift cards that we are going use any way or gift to other people. We fill up one vehicle with the monthly points and get the rest in gas cans to use for the rest of the week or on the other vehicle. We also use discounted gift cards from various sites and go through Ebates or Ibotta! On average, we save $1000 a year doing these tips. Groupon is also another idea to check into for discounted items or travel.

  6. Tracy

    I really love the idea of putting your clothes up a certain way and forcing yourself to wear something new everyday. I have so many clothes and I usually stick to staples!

  7. Happy Aunt

    I was raised to shop based on the sales fliers and I rarely pay full price for things. My greatest weakness right now is using what I buy. It aggravates me every time I throw away out dated and/or spoiled food. A lot of times I’ll have good intentions of making something, but I dont always follow through. Sometimes it seems harder to just cook for me because it doesn’t feel worth it than if I had a family to cook for.

    • Holly K

      Happy Aunt, I feel you for sure! I’m really pretty thrifty, but kick myself (figuratively) when I throw out food that has gone bad. I sure would love to see helpful tips from other singles who have resolved this!

      • Gina

        Not a single but empty nesters and same issue with wasting food. Read somewhere that one should keep a list of all food thrown away for any reason. Stopped buying those veggies that were on the list because sales/good intentions did not appear to work out for me. Before I grocery shop, I quickly make a list of veggies, cheese in my fridge bins or take pics of it and the freezer bins. This way, I know what’s there, don’t stock up too much and throw it away. Still working on this issue, not yet there. Not into meal planning. Though it’s on my radar for 2019. Hate wasting food. Would love to hear from others on this topic too.

      • Cassie Sue

        Meal Planning is my number one recommendation, that’s how my family survives and it keeps me from wasting food.

        But when I was cooking for 1, I would typically cook for 2 and then would have lunch the next day. OR, cook meals that would freeze well so that I would have a “free” meal to use later in the month. I also found that not making meals, so much as components worked well to use things up. Like rice, veggies and chicken made really good bowls that could be eaten a few different ways depending on the sauces I added. Or thrown with some lettuce to make a salad. Or turn it into a wrap, really the only limit is your imagination. It made me feel like I had some variety while not having to cook a full meal every night. And my personal favorite way to keep from throwing away food is, throwing everything that is near the end of their life (wilting celery, or some sad looking herbs for example) into a broth and making a soup. And fruits at that point turn into a smoothie.

  8. Nita

    I’m in my 40s n just accepting the fact that you don’t need a little bit of everything in your wardrobe.. i love clothes as well, I’ll admit it, and this week J. Crew had their 60% off clearance sale and realized if you just get a few good staples.. of good quality, it’ll last you years. Versus buying a little bit of this n that of so-so quality n building a mountain of clothes that you’ll probably never get to. It’s an art, to de-clutter.. and realize that less is more.

  9. Holly K

    I’m with the clothing lovers. I still have all my professional clothes even though I retired, because I bought things I loved, and often considered wearable art (especially jackets). I don’t wear them much now because I’ve moved to a very casual community where an unstained sweat shirt is dress up clothing. I still have many items of clothing that are in great condition and up to 15 years old. I’m not hard on clothing, but feel the need for something new occasionally. In 1916, I forced myself not to buy anything new for a whole year. One day recently, my granddaughter, who is now 18, and I were looking through the album from when we went to Disneyland when she was 5. She suddenly cracked up, and when I asked what was so funny, she said “Gramma, you are wearing the same shirt now that you had on in this picture.” So I don’t have any helpful hints on saving money on clothing, except buy what you love and take care of it.

    • Judy Trac

      In 1916? You’re still alive? 😂

  10. Judy Trac

    I love make up so I gotta figure out a way to find cheap makeup

  11. Suz OH

    And for #1, be sure your meal plan works with the items you already have on hand as well as sales items you might pick up. It really helps to figure out your “buy” price for items you use frequently so you can pick these up when you see a sale.

  12. Lana

    We did one simple thing that is making us money every month. We moved our passbook savings account into a money market account. Savings earned us 88 cents a month in interest. Money market averages $40 a month in interest which we just leave in the account as automatic savings. We also started using a financial planner from Edward Jones at no cost to us. He is the one who recommended the money market account.

  13. Gina

    Not a single but empty nesters and same issue with wasting food. Read somewhere that one should keep a list of all food thrown away for any reason. Stopped buying those veggies that were on the list because sales/good intentions did not appear to work out for me. Before I grocery shop, I quickly make a list of veggies, cheese in my fridge bins or take pics of it and the freezer bins. This way, I know what’s there, don’t stock up too much and throw it away. Still working on this issue, not yet there. Not into meal planning. Though it’s on my radar for 2019. Hate wasting food. Would love to hear from others on this topic too.

    • Thozama

      Wasting in 2019 is not acceptable , save and save more .

  14. SavingMama

    I am using apps and combining paper coupons. I used to get intimidated by it and just go to Walmart. However, Walmart stopped the easy way to do Savings Catcher…so I have used Walgreens rewards and similar stacked with coupons to get free kids vitamins, toothpaste, nutrition bars just basics that we consume and use.

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